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Iowa · FEMA + NOAA + National Risk Index

Appanoose County, IA

16 FEMA disaster declarations (1973-2022), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

16
FEMA declarations
14
Major disasters
41
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Appanoose County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 17% below the Iowa county mean. FEMA's separate National Risk Index places the county safer than 41%; that score models loss and vulnerability rather than counting declarations.

Safer than 41%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
8
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 19007 · Appanoose County 16 declarations · rank 2317/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-HEAVY 88%
  • RANK-LOWER #2,317
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -17%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Appanoose County among counties with fewer federal records

FEMA declaration records among Appanoose County and nearest peers by total count

declarations

What this shows Appanoose County carries 16 FEMA declaration records, ranked 2317 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Appanoose County versus quieter counties in this dataset

Appanoose County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Appanoose County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Appanoose County's FEMA Risk Index score

0/100100/100Iowa avg40/10041.2/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Appanoose County is led by Riverine Flooding (about $2.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Appanoose County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 41.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $10.3M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 14 modeled event-days per year here, based on 448 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 8 claims and $103.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Iowa county averages 19.3 federal declaration records, while Appanoose County has 16. The gap is 17% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

57 /100

Historical Activity Index

High historical activity

Appanoose County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
10/25

16 declarations (0.8x state county average of 19)

Major Disaster Share Very High
22/25

14 of 16 declarations are major disasters (88%)

Hazard Diversity High
13/20

5 different disaster types declared in Appanoose County

FEMA NRI 8-hazard radar - Appanoose County

Appanoose County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 48, Wildfire 8, Drought 70, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 25 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 8-hazard mean
Appanoose County NRI risk profile FIPS 19007 · displayed-hazard mean 25/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

88%

Mostly major

NRI risk score

41

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Appanoose County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 14 modeled event-days per year
Landslide Relatively Low roughly once every 4 years
Tornado Relatively Moderate roughly once every 3 years
Heat Wave Relatively Low 7.6 modeled event-days per year
Wildfire Very Low roughly once every 742 years
Hail Relatively Low an average of 4.2 times per year
Strong Wind Relatively Moderate an average of 4.2 times per year
Cold Wave Relatively Low an average of 4.5 times per year
Lightning Relatively Low an average of 46 times per year
Earthquake Very Low roughly once every 1,085 years
Riverine Flooding Very Low an average of 1.7 times per year
Ice Storm Relatively Low roughly once every 3 years
Winter Weather Very Low an average of 11 times per year
Hurricane Very Low roughly once every 173 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 7
Flood 5
Biological 2
Severe Ice Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Appanoose County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 87.5%

of all 16 declarations

Emergency - 2 12.5%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 2
2019 1
2015 1
2013 2
2010 1
2008 2
2007 1
2005 1
2004 1
1998 1
1993 1
1973 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4642 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2022-02-23
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
4234 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-07-31
4126 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-02
4119 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2013-05-31
1930 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-07-29
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
1737 SEVERE WINTER STORM DR Severe Ice Storm 2008-01-04
1727 SEVERE STORMS AND FLOODING DR Severe Storm 2007-09-14
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1518 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-05-25
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
386 SEVERE STORMS & FLOODING DR Flood 1973-05-23

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Appanoose County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

8

Total Paid

$103.4K

Avg Per Claim

$12.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 41.2/100

Expected Annual Loss

Very Low

$10.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively High
Landslide Relatively Low
Tornado Relatively Moderate
Heat Wave Relatively Low
Wildfire Very Low
Hail Relatively Low
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Lightning Relatively Low
Earthquake Very Low
Riverine Flooding Very Low
Ice Storm Relatively Low
Winter Weather Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Appanoose County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Appanoose County's closest FEMA peer: Shoshone County, ID

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Appanoose County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Appanoose County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Appanoose County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Appanoose County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Appanoose County?
The most common disaster type in Appanoose County is Severe Storm, with 7 declarations. Other disaster types include Flood (5), Biological (2), Severe Ice Storm (1).
How does Appanoose County's FEMA declaration record compare with the Iowa average?
The typical Iowa county has 19.3 FEMA declaration records; Appanoose County has 16, or 17% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Appanoose County received?
Appanoose County has received 14 major disaster declarations, representing 88% of all 16 disaster declarations.
How many flood insurance claims has Appanoose County filed?
Appanoose County has 8 National Flood Insurance Program (NFIP) claims totaling $103.4K in payments, with an average of $12.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Appanoose County?
No. In Appanoose County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $2.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Appanoose County?
The most active year for disaster declarations in Appanoose County was 2008, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2022.
What is the FEMA National Risk Index score for Appanoose County?
According to the FEMA National Risk Index, Appanoose County, Iowa has an overall risk score of 41.2 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $10.3M in annualized losses.
Which natural hazard poses the greatest risk to Appanoose County?
The top hazard flagged by FEMA's NRI for Appanoose County is Drought (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Low) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts drought here at 14 modeled event-days per year, drawn from 448 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Appanoose County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events