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Georgia · FEMA + NOAA + National Risk Index

Ben Hill County, GA

15 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

15
FEMA declarations
7
Major disasters
25
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Ben Hill County has a nationally busy FEMA history: 15 declarations, more than 23% of counties in this registry. But the state comparison tempers that reading: the total is 14% below the Georgia county mean. FEMA's separate National Risk Index places the county safer than 25%; that score models loss and vulnerability rather than counting declarations.

Safer than 25%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
22
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 13017 · Ben Hill County 15 declarations · rank 2421/3,266

DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 15
  • MAJOR-LIGHT 47%
  • RANK-LOWER #2,421
  • PHOTO-FINISH Polk
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -14%

Nearest declaration peer: Polk, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile

Ben Hill County among counties with fewer federal records

FEMA declaration records among Ben Hill County and nearest peers by total count

declarations

What this shows Ben Hill County carries 15 FEMA declaration records, ranked 2421 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Ben Hill County versus quieter counties in this dataset

Ben Hill County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Ben Hill County

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Ben Hill County's FEMA Risk Index score

0/100100/100Georgia avg40/10025.4/100
FEMA National Risk Index composite score vs. the Georgia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Ben Hill County is led by Riverine Flooding (about $1.7M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Ben Hill County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 25.4/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $5.2M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Very Low community-resilience score. Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 5 years here, based on 59 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 22 claims and $179.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Ben Hill County has 15. The gap is 14% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

49 /100

Historical Activity Index

Moderate historical activity

Ben Hill County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
11/25

15 declarations (0.9x state county average of 17)

Major Disaster Share Moderate
12/25

7 of 15 declarations are major disasters (47%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Ben Hill County

FEMA NRI 8-hazard radar - Ben Hill County

Ben Hill County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Ben Hill County NRI risk profile FIPS 13017 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

47%

Mixed major share

NRI risk score

25

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ben Hill County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Low roughly once every 5 years
Tornado Relatively Low roughly once every 6 years
Drought Relatively Low 25 modeled event-days per year
Earthquake Very Low roughly once every 718 years
Lightning Relatively Low an average of 68 times per year
Wildfire Very Low roughly once every 1,614 years
Heat Wave Relatively Low 4.1 modeled event-days per year
Cold Wave Relatively Low an average of 1.8 times per year
Strong Wind Relatively Low an average of 1.5 times per year
Hail Very Low an average of 2 times per year
Riverine Flooding Very Low roughly once every 5 years
Winter Weather Very Low roughly once every 2 years
Ice Storm Very Low roughly once every 5 years
Landslide Very Low roughly once every 29 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 7
Tropical Storm 2
Biological 2
Severe Storm 2
Snowstorm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Ben Hill County's federal record, 47% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 8 53.3%

of all 15 declarations

Major Disaster - 7 46.7%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2024 3
2020 2
2019 2
2017 2
2009 1
2005 1
2004 1
1998 1
1993 1
1977 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4830 HURRICANE HELENE DR Hurricane 2024-09-30
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
3607 HURRICANE DEBBY EM Tropical Storm 2024-08-05
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
4400 HURRICANE MICHAEL DR Hurricane 2018-10-14
3406 HURRICANE MICHAEL EM Hurricane 2018-10-10
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
1833 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-04-23
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1560 TROPICAL STORM FRANCES DR Hurricane 2004-09-24
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
3097 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
3044 DROUGHT EM Drought 1977-07-20

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ben Hill County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

22

Total Paid

$179.4K

Avg Per Claim

$8.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 25.4/100

Expected Annual Loss

Very Low

$5.2M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Relatively Low
Tornado Relatively Low
Drought Relatively Low
Earthquake Very Low
Lightning Relatively Low
Wildfire Very Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Hail Very Low
Riverine Flooding Very Low
Winter Weather Very Low
Ice Storm Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Ben Hill County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ben Hill County's closest FEMA peer: Crockett County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ben Hill County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ben Hill County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Ben Hill County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 15 FEMA declarations, Ben Hill County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ben Hill County?
The most common disaster type in Ben Hill County is Hurricane, with 7 declarations. Other disaster types include Tropical Storm (2), Biological (2), Severe Storm (2).
How does Ben Hill County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Ben Hill County has 15, or 14% fewer. Against the national county mean of 20.7, this county's total is 28% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Ben Hill County received?
Ben Hill County has received 7 major disaster declarations, representing 47% of all 15 disaster declarations.
How many flood insurance claims has Ben Hill County filed?
Ben Hill County has 22 National Flood Insurance Program (NFIP) claims totaling $179.4K in payments, with an average of $8.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ben Hill County?
No. In Ben Hill County, Hurricane has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $1.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ben Hill County?
The most active year for disaster declarations in Ben Hill County was 2024, with 3 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Ben Hill County?
According to the FEMA National Risk Index, Ben Hill County, Georgia has an overall risk score of 25.4 out of 100 (Very Low). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.2M in annualized losses.
Which natural hazard poses the greatest risk to Ben Hill County?
The top hazard flagged by FEMA's NRI for Ben Hill County is Hurricane (risk rating: Relatively Low). Other significant hazards include Tornado (Relatively Low) and Drought (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 5 years, drawn from 59 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Ben Hill County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events