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West Virginia · FEMA + NOAA + National Risk Index

Calhoun County, WV

24 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

24
FEMA declarations
18
Major disasters
17
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Calhoun County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 1% below the West Virginia county mean. FEMA's separate National Risk Index places the county safer than 17%; that score models loss and vulnerability rather than counting declarations.

Safer than 17%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
264
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 54013 · Calhoun County 24 declarations · rank 973/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 75%
  • RANK-LOWER #973
  • PHOTO-FINISH Eddy
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -1%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · West Virginia state profile

Calhoun County in the declaration-count neighbourhood

FEMA declaration records among Calhoun County and nearest peers by total count

declarations

What this shows Calhoun County carries 24 FEMA declaration records, ranked 973 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Calhoun County's FEMA declaration count compares nationally

Calhoun County vs. all counties in this dataset

FEMA disaster declarations, all-time · Calhoun County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Calhoun County's FEMA Risk Index score

0/100100/100West Virginia avg49/10016.8/100
FEMA National Risk Index composite score vs. the West Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Calhoun County is led by Riverine Flooding (about $4.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Calhoun County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 264 paid claims, totaling $2.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $8.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a West Virginia county averages 24.2 federal declaration records, while Calhoun County has 24. The gap is 1% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 16.8/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $4.9M in annualized losses), tempered or compounded by a Relatively High social-vulnerability score and Relatively Low community-resilience score. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

66 /100

Historical Activity Index

High historical activity

Calhoun County, WV · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (1.0x state county average of 24)

Major Disaster Share Very High
19/25

18 of 24 declarations are major disasters (75%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Calhoun County

FEMA NRI 8-hazard radar - Calhoun County

Calhoun County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 8. The simple mean of these eight displayed scores is 10 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 10 8-hazard mean
Calhoun County NRI risk profile FIPS 54013 · displayed-hazard mean 10/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

75%

Mostly major

NRI risk score

17

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Calhoun County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 1 years
Riverine Flooding Relatively Low an average of 1.5 times per year
Hurricane Very Low roughly once every 47 years
Drought Very Low 7.5 modeled event-days per year
Ice Storm Very Low roughly once every 12 years
Earthquake Very Low roughly once every 1,333 years
Heat Wave Very Low 3.2 modeled event-days per year
Lightning Very Low an average of 47 times per year
Cold Wave Very Low an average of 1 time per year
Winter Weather Very Low an average of 8.8 times per year
Hail Very Low an average of 2.4 times per year
Avalanche Very Low roughly once every 100 years
Strong Wind Very Low roughly once every 1 years
Tornado Very Low roughly once every 34 years
Wildfire Very Low roughly once every 3,316 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Flood 6
Snowstorm 3
Biological 2
Hurricane 2
Winter Storm 1
Mud/Landslide 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Calhoun County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 75.0%

of all 24 declarations

Emergency - 6 25.0%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2020 2
2018 1
2015 1
2013 1
2012 2
2010 1
2009 1
2008 1
2005 1
2004 2
2003 1
2001 1
2000 1
Show 6 earlier declaration years
1998 1
1997 1
1996 1
1993 1
1986 1
1967 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3639 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4756 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2024-01-30
4517 COVID-19 PANDEMIC DR Biological 2020-04-03
3450 COVID-19 EM Biological 2020-03-13
4359 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Mud/Landslide 2018-04-17
4221 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-21
3358 HURRICANE SANDY EM Hurricane 2012-10-29
4071 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-07-23
3345 SEVERE STORMS EM Severe Storm 2012-06-30
1881 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-03-02
1838 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2009-05-15
1769 SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND DR Severe Storm 2008-06-19
3221 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1522 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2004-06-07
1500 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2003-11-21
1455 SEVERE WINTER STORM, RECORD/NEAR RECORD SNOW, HEAVY RAINS, FLOODING AND LANDSLIDES DR Severe Storm 2003-03-14
1378 SEVERE STORMS, FLOODING AND LANDSLIDES DR Severe Storm 2001-06-03
1319 FLOODING, SEVERE STORMS, AND LANDSLIDES DR Flood 2000-02-28
1229 SEVERE STORMS AND FLOODING DR Severe Storm 1998-07-01
1168 HEAVY & WIND DRIVEN RAIN, HIGH WINDS,FLOODING,SLIDES DR Flood 1997-03-07
Show 4 earlier declaration records
DR# Title Type Incident Date
1084 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
3109 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-17
753 SEVERE STORMS & FLOODING DR Flood 1985-11-07
224 FLOODING DR Flood 1967-03-13

Storm Events in West Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Calhoun County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,644 4 9 $16.4M
Winter Weather 1,939 0 22 $1.3M
Flood 1,127 13 0 $109.0M
Flash Flood 1,003 33 1 $141.5M
Hail 757 1 0 $6.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

264

Total Paid

$2.4M

Avg Per Claim

$8.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 16.8/100

Expected Annual Loss

Very Low

$4.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Riverine Flooding Relatively Low
Hurricane Very Low
Drought Very Low
Ice Storm Very Low
Earthquake Very Low
Heat Wave Very Low
Lightning Very Low
Cold Wave Very Low
Winter Weather Very Low
Hail Very Low
Avalanche Very Low
Strong Wind Very Low
Tornado Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Calhoun County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Calhoun County's closest FEMA peer: Windham County, VT

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Calhoun County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Calhoun County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Calhoun County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Calhoun County's NFIP claims file (264 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Calhoun County?
The most common disaster type in Calhoun County is Severe Storm, with 9 declarations. Other disaster types include Flood (6), Snowstorm (3), Biological (2).
How does Calhoun County's FEMA declaration record compare with the West Virginia average?
The typical West Virginia county has 24.2 FEMA declaration records; Calhoun County has 24, or 1% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Calhoun County received?
Calhoun County has received 18 major disaster declarations, representing 75% of all 24 disaster declarations.
How many flood insurance claims has Calhoun County filed?
Calhoun County has 264 National Flood Insurance Program (NFIP) claims totaling $2.4M in payments, with an average of $8.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Calhoun County?
No. In Calhoun County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Calhoun County?
The most active year for disaster declarations in Calhoun County was 2004, with 2 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Calhoun County?
According to the FEMA National Risk Index, Calhoun County, West Virginia has an overall risk score of 16.8 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.9M in annualized losses.
Which natural hazard poses the greatest risk to Calhoun County?
The top hazard flagged by FEMA's NRI for Calhoun County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Riverine Flooding (Relatively Low) and Hurricane (Very Low). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Calhoun County · vintage 2026-08-25 · Methodology · West Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events