FEMA Records
13
Low volume
Georgia · FEMA + NOAA + National Risk Index
Clarke County, GA
13 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 13
- FEMA declarations
- 5
- Major disasters
- 67
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Clarke County has a nationally busy FEMA history: 13 declarations, more than 17% of counties in this registry. But the state comparison tempers that reading: the total is 25% below the Georgia county mean. FEMA's separate National Risk Index places the county in the riskiest 33%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 33%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 13
- FEMA declarations vs 21 national county avg
- 38
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 13059 · Clarke County 13 declarations · rank 2620/3,266
DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 13
- MAJOR-LIGHT 38%
- RANK-LOWER #2,620
- PHOTO-FINISH Douglas
- NRI-LOW 67
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -25%
Nearest declaration peer: Douglas, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile
Clarke County among counties with fewer federal records
FEMA declaration records among Clarke County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bristol (city) · near 13
Bristol (city) · near
13 declarations
- Clarke · this county 13
Clarke · this county
13 declarations
- Douglas · near 13
Douglas · near
13 declarations
- Walton · near 13
Walton · near
13 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Clarke County carries 13 FEMA declaration records, ranked 2620 of 3,266 counties in this registry.
Clarke County versus quieter counties in this dataset
Clarke County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Clarke County
13 17th percentile higher than 17% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Clarke County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Clarke County is led by Riverine Flooding (about $14.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Clarke County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 67.0/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $28.7M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here, based on 85 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 38 claims and $205.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Clarke County has 13. The gap is 25% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
48 /100
Historical Activity Index
Moderate historical activity
Clarke County, GA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
9/30
13 OpenFEMA declarations, full ingest window (0.6x national county average)
County Disaster Density Moderate
9/25
13 declarations (0.7x state county average of 17)
Major Disaster Share Moderate
10/25
5 of 13 declarations are major disasters (38%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Clarke County
FEMA NRI 8-hazard radar - Clarke County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
38%
Mixed major share
NRI risk score
67
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Clarke County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Ice Storm | Relatively High | an average of 1.3 times per year |
| Earthquake | Relatively Low | roughly once every 490 years |
| Lightning | Relatively Moderate | an average of 56 times per year |
| Tornado | Relatively Moderate | roughly once every 13 years |
| Hail | Relatively Moderate | an average of 4.6 times per year |
| Heat Wave | Relatively Low | 4.2 modeled event-days per year |
| Hurricane | Relatively Low | roughly once every 19 years |
| Riverine Flooding | Relatively Low | roughly once every 3 years |
| Cold Wave | Relatively Moderate | roughly once every 3 years |
| Strong Wind | Relatively Moderate | an average of 2.3 times per year |
| Drought | Relatively Low | 42 modeled event-days per year |
| Landslide | Very Low | roughly once every 13 years |
| Wildfire | Very Low | roughly once every 9,079 years |
| Winter Weather | Very Low | an average of 2.2 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 4
Biological 2
Tornado 2
Winter Storm 1
Tropical Storm 1
Severe Ice Storm 1
Severe Storm 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Clarke County's federal record, 31% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 8 61.5%
of all 13 declarations
Major Disaster - 5 38.5%
of all 13 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2024 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2017 | 2 | |
| 2014 | 1 | |
| 2005 | 1 | |
| 2000 | 1 | |
| 1977 | 1 | |
| 1973 | 2 | |
Disaster Declarations
How the 13 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 13 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3642 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4501 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3464 | COVID-19 | EM | Biological | 2020-03-13 |
| 3406 | HURRICANE MICHAEL | EM | Hurricane | 2018-10-10 |
| 4338 | HURRICANE IRMA | DR | Hurricane | 2017-09-15 |
| 3387 | HURRICANE IRMA | EM | Hurricane | 2017-09-08 |
| 3368 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2014-02-11 |
| 3218 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1311 | SEVERE WINTER STORM | DR | Severe Storm | 2000-01-28 |
| 3044 | DROUGHT | EM | Drought | 1977-07-20 |
| 391 | SEVERE STORMS & TORNADOES | DR | Tornado | 1973-06-11 |
| 370 | TORNADOES & FLOODING | DR | Tornado | 1973-04-04 |
Storm Events in Georgia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clarke County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,617 | 15 | 75 | $65.4M |
| Drought | 1,363 | 0 | 0 | $0 |
| Hail | 1,257 | 0 | 0 | $61.8M |
| Flash Flood | 1,154 | 0 | 3 | $29.3M |
| Tropical Storm | 655 | 28 | 19 | $855.3M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
38
Total Paid
$205.9K
Avg Per Claim
$5.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 67.0/100
Expected Annual Loss
Relatively Low
$28.7M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Ice Storm Relatively High
Earthquake Relatively Low
Lightning Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Moderate
Heat Wave Relatively Low
Hurricane Relatively Low
Riverine Flooding Relatively Low
Cold Wave Relatively Moderate
Strong Wind Relatively Moderate
Drought Relatively Low
Landslide Very Low
Wildfire Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Ice Storm
Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.
Worth noting for Clarke County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Clarke County's closest FEMA peer: Upshur County, TX
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clarke County. Record similarity, not a safety rating.
Similar modeled NRI score
Clarke County: NRI composite 67.0 (Relatively Low).
Similar Major-disaster share
Clarke County: 5 of 13 of its declarations are Major.
Closest declaration profiles
Clarke County shows 13 FEMA declarations, led by Hurricane.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Clarke County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Clarke County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 67.0 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 13. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 13 FEMA declarations, Clarke County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Clarke County?
The most common disaster type in Clarke County is Hurricane, with 4 declarations. Other disaster types include Biological (2), Tornado (2), Winter Storm (1).
How does Clarke County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Clarke County has 13, or 25% fewer. Against the national county mean of 20.7, this county's total is 37% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Clarke County received?
Clarke County has received 5 major disaster declarations, representing 38% of all 13 disaster declarations.
How many flood insurance claims has Clarke County filed?
Clarke County has 38 National Flood Insurance Program (NFIP) claims totaling $205.9K in payments, with an average of $5.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Clarke County?
No. In Clarke County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $14.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Clarke County?
The most active year for disaster declarations in Clarke County was 1973, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Clarke County?
According to the FEMA National Risk Index, Clarke County, Georgia has an overall risk score of 67.0 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $28.7M in annualized losses.
Which natural hazard poses the greatest risk to Clarke County?
FEMA's NRI data points to Clarke County is Ice Storm (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts ice storm here at an average of 1.3 times per year, drawn from 85 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Clarke County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events