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Virginia · FEMA + NOAA + National Risk Index

Colonial Heights (city), VA

15 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

15
FEMA declarations
9
Major disasters
6
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Colonial Heights (city) has a nationally busy FEMA history: 15 declarations, more than 23% of counties in this registry. But the state comparison tempers that reading: the total is 26% below the Virginia county mean. FEMA's separate National Risk Index places the county safer than 6%; that score models loss and vulnerability rather than counting declarations.

Safer than 6%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
79
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Colonial Heights (city) compare?

Colonial Heights (city) vs. all counties in this dataset

FEMA disaster declarations, all-time

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Colonial Heights (city)'s FEMA Risk Index score

FEMA National Risk Index composite score vs. the Virginia county average

0/100100/100Virginia avg33/1006/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Colonial Heights (city) is led by Riverine Flooding (about $3.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Colonial Heights (city)'s hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 79 paid claims, totaling $1.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $15.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Virginia county averages 20.4 federal declaration records, while Colonial Heights (city) has 15. The gap is 26% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

Declaration frequency

Nationally, Colonial Heights (city)'s 15 FEMA records form a high-volume history; within Virginia, however, the count is 26% below the county mean. 9 entries carry the Major Disaster classification. The largest incident group is Hurricane, appearing 6 times. The full 54-year record averages 0.3 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 6.0/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.3M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very Low) and community resilience (Relatively Moderate). Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 6 years here, based on 26 historical events on record.

53 /100

Historical Activity Index

High historical activity

Colonial Heights (city), VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
9/25

15 declarations (0.7x state county average of 20)

Major Disaster Share High
15/25

9 of 15 declarations are major disasters (60%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Colonial Heights (city)

Historical Declaration Activity

Activity Band

High

vs. Virginia Avg

-26%

State avg: 20.4

vs. National Avg

-28%

National avg: 20.7

Avg Per Year

0.3

Over 54 years

FEMA NRI 8-hazard radar - Colonial Heights (city)

Colonial Heights (city) NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 25, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 11 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 11 8-hazard mean
Colonial Heights (city) NRI risk profile FIPS 51570 · displayed-hazard mean 11/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

60%

Major-heavy

NRI risk score

6

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Colonial Heights (city)?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Low roughly once every 6 years
Coastal Flooding Very Low an average of 3.7 times per year
Earthquake Very Low roughly once every 567 years
Heat Wave Very Low 5.2 modeled event-days per year
Ice Storm Relatively Low an average of 1.3 times per year
Winter Weather Very Low an average of 4.8 times per year
Tornado Very Low roughly once every 223 years
Riverine Flooding Very Low roughly once every 3 years
Lightning Very Low an average of 44 times per year
Strong Wind Very Low roughly once every 2 years
Hail Very Low an average of 2.3 times per year
Cold Wave Very Low roughly once every 2 years
Wildfire Very Low roughly once every 20,405 years
Landslide Very Low roughly once every 258 years
Drought No Rating 4.7 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 6
Biological 2
Severe Storm 2
Snowstorm 2
Winter Storm 1
Freezing 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Colonial Heights (city)'s federal record, 40% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 60.0%

of all 15 declarations

Emergency - 6 40.0%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2018 1
2013 1
2011 1
2005 1
2004 1
2003 1
2000 1
1999 1
1996 1
1993 1
1977 1
1972 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
3359 HURRICANE SANDY EM Hurricane 2012-10-29
4024 HURRICANE IRENE DR Hurricane 2011-09-03
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1544 SEVERE STORMS, FLOODING AND TORNADOES ASSOCIATED W TD GASTON DR Severe Storm 2004-09-03
1491 HURRICANE ISABEL DR Hurricane 2003-09-18
1318 SEVERE WINTER STORMS DR Severe Storm 2000-02-28
1293 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-18
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
525 ICE CONDITIONS DR Freezing 1977-01-26
339 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Colonial Heights (city).

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

79

Total Paid

$1.2M

Avg Per Claim

$15.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 6.0/100

Expected Annual Loss

Very Low

$4.3M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hurricane Relatively Low
Coastal Flooding Very Low
Earthquake Very Low
Heat Wave Very Low
Ice Storm Relatively Low
Winter Weather Very Low
Tornado Very Low
Riverine Flooding Very Low
Lightning Very Low
Strong Wind Very Low
Hail Very Low
Cold Wave Very Low
Wildfire Very Low
Landslide Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Colonial Heights (city) the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Colonial Heights (city)'s closest FEMA peer: Hamblen County, TN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Colonial Heights (city). Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Colonial Heights (city) - capture-dated entries only.

Further reading for this county

Understanding disaster data

Colonial Heights (city)'s NFIP claims file (79 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Colonial Heights (city)?
The most common disaster type in Colonial Heights (city) is Hurricane, with 6 declarations. Other disaster types include Biological (2), Severe Storm (2), Snowstorm (2).
How does Colonial Heights (city)'s FEMA declaration record compare with the Virginia average?
The typical Virginia county has 20.4 FEMA declaration records; Colonial Heights (city) has 15, or 26% fewer. Against the national county mean of 20.7, this county's total is 28% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Colonial Heights (city) received?
Colonial Heights (city) has received 9 major disaster declarations, representing 60% of all 15 disaster declarations.
How many flood insurance claims has Colonial Heights (city) filed?
Colonial Heights (city) has 79 National Flood Insurance Program (NFIP) claims totaling $1.2M in payments, with an average of $15.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Colonial Heights (city)?
No. In Colonial Heights (city), Hurricane has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Colonial Heights (city)?
The most active year for disaster declarations in Colonial Heights (city) was 2020, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Colonial Heights (city)?
According to the FEMA National Risk Index, Colonial Heights (city), Virginia has an overall risk score of 6.0 out of 100 (Very Low). Social vulnerability here rates Very Low, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $4.3M in annualized losses.
Which natural hazard poses the greatest risk to Colonial Heights (city)?
Based on FEMA NRI data, the highest-risk natural hazard in Colonial Heights (city) is Hurricane (risk rating: Relatively Low). Other significant hazards include Coastal Flooding (Very Low) and Earthquake (Very Low). FEMA's modeled event frequency puts hurricane here at roughly once every 6 years, drawn from 26 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Colonial Heights (city)

Against a Virginia county mean of 20 declarations, Colonial Heights (city), VA records 15, or 26% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (9 of 15) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Virginia overview
  • Nationally the county exceeds 23% of recorded county totals, but its own Virginia benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.