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South Carolina · FEMA + NOAA + National Risk Index

Dorchester County, SC

26 FEMA disaster declarations (1989-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

26
FEMA declarations
12
Major disasters
94
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Dorchester County. Its 26 FEMA declarations are 2% above the South Carolina county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
779
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Dorchester County compare?

Dorchester County vs. all counties in this dataset

FEMA disaster declarations, all-time

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Dorchester County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the South Carolina county average

0/100100/100South Carolina avg71/10093.7/100
FEMA National Risk Index composite score vs. the South Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Dorchester County is led by Hurricane (about $84.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Earthquake carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Dorchester County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 779 claims and $16.8M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $21.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Dorchester County's 26 federal records stand 2% above the South Carolina county mean of 25.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 93.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $175.8M in annualized losses). Social vulnerability reads Very Low and community resilience Relatively Moderate, both critical modifiers of realized harm here. Among the 18 modeled hazards, Earthquake carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 159 years here.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 26 entries for Dorchester County, including 12 Major Disaster records, 2% above the South Carolina county mean. Across the 37-year span, that works out to 0.7 declarations a year. Hurricane leads the file with 15 entries. Declaration type records the federal action taken, not every assistance program approved.

62 /100

Historical Activity Index

High historical activity

Dorchester County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

26 declarations (1.0x state county average of 26)

Major Disaster Share Moderate
12/25

12 of 26 declarations are major disasters (46%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Dorchester County

Historical Declaration Activity

Activity Band

High

vs. South Carolina Avg

+2%

State avg: 25.6

vs. National Avg

+25%

National avg: 20.7

Avg Per Year

0.7

Over 37 years

FEMA NRI 8-hazard radar - Dorchester County

Dorchester County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 48, Hurricane 70, Tornado 48, Wildfire 25, Drought 8, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 43 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 43 8-hazard mean
Dorchester County NRI risk profile FIPS 45035 · displayed-hazard mean 43/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

46%

Mixed major share

NRI risk score

94

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Dorchester County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Relatively Moderate roughly once every 159 years
Hurricane Relatively High roughly once every 3 years
Ice Storm Relatively High an average of 1.1 times per year
Lightning Relatively High an average of 66 times per year
Wildfire Relatively Low roughly once every 742 years
Riverine Flooding Relatively Moderate an average of 1.4 times per year
Tornado Relatively Moderate roughly once every 3 years
Heat Wave Relatively Low 8.9 modeled event-days per year
Winter Weather Relatively Moderate an average of 1.1 times per year
Cold Wave Relatively Moderate roughly once every 1 years
Coastal Flooding Relatively Low an average of 3.5 times per year
Hail Relatively Low an average of 3 times per year
Drought Very Low 15 modeled event-days per year
Strong Wind Relatively Low an average of 3.2 times per year
Landslide Very Low roughly once every 6 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 15
Tropical Storm 3
Biological 2
Severe Storm 2
Severe Ice Storm 2
Winter Storm 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Dorchester County's federal record, 58% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 53.8%

of all 26 declarations

Major Disaster - 12 46.2%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 3
2023 2
2022 1
2020 2
2019 2
2018 3
2017 3
2016 2
2014 2
2005 1
2000 1
1999 2
1989 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4835 TROPICAL STORM DEBBY DR Tropical Storm 2024-09-29
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
3470 COVID-19 EM Biological 2020-03-13
4464 HURRICANE DORIAN DR Hurricane 2019-09-30
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
4394 HURRICANE FLORENCE DR Hurricane 2018-09-16
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
4286 HURRICANE MATTHEW DR Hurricane 2016-10-11
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
4241 SEVERE STORMS AND FLOODING DR Flood 2015-10-05
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
4166 SEVERE WINTER STORM DR Severe Ice Storm 2014-03-12
Show 6 earlier declaration records
DR# Title Type Incident Date
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1313 SEVERE WINTER STORM DR Severe Storm 2000-01-31
1299 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-21
3145 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
843 HURRICANE HUGO DR Hurricane 1989-09-22

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Dorchester County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

779

Total Paid

$16.8M

Avg Per Claim

$21.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 93.7/100

Expected Annual Loss

Relatively Moderate

$175.8M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Earthquake Relatively Moderate
Hurricane Relatively High
Ice Storm Relatively High
Lightning Relatively High
Wildfire Relatively Low
Riverine Flooding Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Winter Weather Relatively Moderate
Cold Wave Relatively Moderate
Coastal Flooding Relatively Low
Hail Relatively Low
Drought Very Low
Strong Wind Relatively Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Dorchester County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Dorchester County's closest FEMA peer: Palo Pinto County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Dorchester County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Dorchester County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Dorchester County's NFIP claims file (779 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Dorchester County?
The most common disaster type in Dorchester County is Hurricane, with 15 declarations. Other disaster types include Tropical Storm (3), Biological (2), Severe Storm (2).
How does Dorchester County's FEMA declaration record compare with the South Carolina average?
FEMA lists 26 declaration records for Dorchester County. That is 2% above the South Carolina county mean of 25.6. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Dorchester County received?
Dorchester County has received 12 major disaster declarations, representing 46% of all 26 disaster declarations.
How many flood insurance claims has Dorchester County filed?
Dorchester County has 779 National Flood Insurance Program (NFIP) claims totaling $16.8M in payments, with an average of $21.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Dorchester County?
No. In Dorchester County, Earthquake has the highest National Risk Index rating (Relatively Moderate), while Hurricane leads Expected Annual Loss at about $84.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Dorchester County?
The most active year for disaster declarations in Dorchester County was 2017, with 3 declarations. The county has FEMA disaster data spanning 1989 to 2026.
What is the FEMA National Risk Index score for Dorchester County?
According to the FEMA National Risk Index, Dorchester County, South Carolina has an overall risk score of 93.7 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $175.8M in annualized losses.
Which natural hazard poses the greatest risk to Dorchester County?
Based on FEMA NRI data, the highest-risk natural hazard in Dorchester County as of the latest release is Earthquake (risk rating: Relatively Moderate). Other significant hazards include Hurricane (Relatively High) and Ice Storm (Relatively High). FEMA's modeled event frequency puts earthquake here at roughly once every 159 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Dorchester County

Dorchester County, SC has 26 federal declaration records, 2% more than the South Carolina county mean of 26; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, emergency leads with 14 of 26 records; the category describes past federal action, not the next likely hazard. South Carolina overview
  • The state benchmark and national rank point the same way: this count tops the South Carolina mean and the totals for 75% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.