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New York · FEMA + NOAA + National Risk Index

Franklin County, NY

20 FEMA disaster declarations (1993-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

20
FEMA declarations
14
Major disasters
49
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Franklin County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 18% below the New York county mean. FEMA's separate National Risk Index places the county safer than 49%; that score models loss and vulnerability rather than counting declarations.

Safer than 49%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
40
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 36033 · Franklin County 20 declarations · rank 1746/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 20
  • MAJOR-MID 70%
  • RANK-LOWER #1,746
  • PHOTO-FINISH Monona
  • NRI-LOW 49
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -18%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New York state profile

Franklin County in the declaration-count neighbourhood

FEMA declaration records among Franklin County and nearest peers by total count

declarations

What this shows Franklin County carries 20 FEMA declaration records, ranked 1746 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Franklin County's FEMA declaration count compares nationally

Franklin County vs. all counties in this dataset

FEMA disaster declarations, all-time · Franklin County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Franklin County's FEMA Risk Index score

0/100100/100New York avg69/10048.9/100
FEMA National Risk Index composite score vs. the New York county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Franklin County is led by Riverine Flooding (about $10.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Ice Storm carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Franklin County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 48.9/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $14.3M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Ice Storm carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 33 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 40 claims and $178.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a New York county averages 24.5 federal declaration records, while Franklin County has 20. The gap is 18% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

62 /100

Historical Activity Index

High historical activity

Franklin County, NY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
10/25

20 declarations (0.8x state county average of 25)

Major Disaster Share High
18/25

14 of 20 declarations are major disasters (70%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Franklin County

FEMA NRI 8-hazard radar - Franklin County

Franklin County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 16 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 16 8-hazard mean
Franklin County NRI risk profile FIPS 36033 · displayed-hazard mean 16/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

70%

Major-heavy

NRI risk score

49

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Franklin County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively Moderate roughly once every 2 years
Earthquake Relatively Low roughly once every 251 years
Landslide Relatively Low an average of 1.6 times per year
Riverine Flooding Relatively Low an average of 1.3 times per year
Lightning Relatively Moderate an average of 23 times per year
Hurricane Very Low roughly once every 97 years
Winter Weather Relatively Low an average of 20 times per year
Avalanche Very Low roughly once every 100 years
Cold Wave Relatively Low an average of 5.4 times per year
Heat Wave Very Low 0.7 modeled event-days per year
Strong Wind Relatively Low roughly once every 2 years
Tornado Very Low roughly once every 19 years
Wildfire Very Low roughly once every 18,921 years
Hail Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 4
Snowstorm 3
Flood 3
Hurricane 3
Biological 2
Other 2
Tropical Storm 1
Earthquake 1
Fire 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Franklin County's record, 20% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 70.0%

of all 20 declarations

Emergency - 6 30.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 1
2020 2
2017 1
2013 2
2011 2
2005 1
2004 1
2003 1
2002 1
2001 2
1998 2
1997 1
1996 1
1993 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4825 REMNANTS OF TROPICAL STORM DEBBY DR Tropical Storm 2024-09-24
4723 SEVERE STORMS AND FLOODING DR Severe Storm 2023-07-22
4480 COVID-19 PANDEMIC DR Biological 2020-03-20
3434 COVID-19 EM Biological 2020-03-13
4322 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2017-07-12
4129 SEVERE STORMS AND FLOODING DR Flood 2013-07-12
3351 HURRICANE SANDY EM Hurricane 2012-10-28
4020 HURRICANE IRENE DR Hurricane 2011-08-31
1993 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Flood 2011-06-10
3262 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1534 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-03
3186 POWER OUTAGE EM Other 2003-08-23
1415 EARTHQUAKE DR Earthquake 2002-05-16
1391 FIRES AND EXPLOSIONS DR Fire 2001-09-11
3155 WEST NILE VIRUS EM Other 2000-10-11
1233 SEVERE STORMS AND FLOODING DR Severe Storm 1998-07-07
1196 SEVERE STORMS AND FLOODING DR Snowstorm 1998-01-06
1148 SEVERE STORMS HIGH WINDS, RAIN AND FLOODING DR Severe Storm 1996-12-09
1095 SEVERE STORMS AND FLOODING DR Flood 1996-01-24
3107 SEVERE BLIZZARD EM Snowstorm 1993-03-17

Storm Events in New York

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Franklin County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,295 6 45 $45.0M
Winter Weather 2,261 7 17 $705.5K
Flash Flood 1,775 23 3 $674.3M
Strong Wind 1,399 2 12 $9.2M
Winter Storm 1,228 13 2 $4.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

40

Total Paid

$178.5K

Avg Per Claim

$4.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 48.9/100

Expected Annual Loss

Very Low

$14.3M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Ice Storm Relatively Moderate
Earthquake Relatively Low
Landslide Relatively Low
Riverine Flooding Relatively Low
Lightning Relatively Moderate
Hurricane Very Low
Winter Weather Relatively Low
Avalanche Very Low
Cold Wave Relatively Low
Heat Wave Very Low
Strong Wind Relatively Low
Tornado Very Low
Wildfire Very Low
Hail Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Franklin County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Franklin County's closest FEMA peer: Union County, AR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Franklin County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Franklin County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Franklin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Franklin County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Franklin County?
The most common disaster type in Franklin County is Severe Storm, with 4 declarations. Other disaster types include Snowstorm (3), Flood (3), Hurricane (3).
How does Franklin County's FEMA declaration record compare with the New York average?
The typical New York county has 24.5 FEMA declaration records; Franklin County has 20, or 18% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Franklin County received?
Franklin County has received 14 major disaster declarations, representing 70% of all 20 disaster declarations.
How many flood insurance claims has Franklin County filed?
Franklin County has 40 National Flood Insurance Program (NFIP) claims totaling $178.5K in payments, with an average of $4.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Franklin County?
No. In Franklin County, Ice Storm has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $10.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Franklin County?
The most active year for disaster declarations in Franklin County was 1998, with 2 declarations. The county has FEMA disaster data spanning 1993 to 2024.
What is the FEMA National Risk Index score for Franklin County?
According to the FEMA National Risk Index, Franklin County, New York has an overall risk score of 48.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $14.3M in annualized losses.
Which natural hazard poses the greatest risk to Franklin County?
FEMA's NRI data points to Franklin County as of the latest release is Ice Storm (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Landslide (Relatively Low). FEMA's modeled event frequency puts ice storm here at roughly once every 2 years, drawn from 33 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Franklin County · vintage 2026-08-25 · Methodology · New York profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events