FEMA Records
12
Low volume
Ohio · FEMA + NOAA + National Risk Index
Holmes County, OH
12 FEMA disaster declarations (1969-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 12
- FEMA declarations
- 7
- Major disasters
- 60
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Holmes County has a nationally busy FEMA history: 12 declarations, more than 14% of counties in this registry. But the state comparison tempers that reading: the total is 18% below the Ohio county mean. FEMA's separate National Risk Index places the county in the riskiest 40%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 40%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 12
- FEMA declarations vs 21 national county avg
- 120
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Holmes County compare?
Holmes County vs. all counties in this dataset
FEMA disaster declarations, all-time
12 14th percentile higher than 14% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Holmes County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Ohio county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Holmes County is led by Riverine Flooding (about $7.6M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Holmes County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 120 paid claims, totaling $657.0K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $5.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Ohio county averages 14.6 federal declaration records, while Holmes County has 12. The gap is 18% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 60.4/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $11.7M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4.1 times per year here, based on 156 historical events on record.
Declaration frequency
Nationally, Holmes County's 12 FEMA records form a high-volume history; within Ohio, however, the count is 18% below the county mean. 7 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 6 times. The full 51-year record averages 0.2 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.
47 /100
Historical Activity Index
Moderate historical activity
Holmes County, OH · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
9/30
12 OpenFEMA declarations, full ingest window (0.6x national county average)
County Disaster Density Moderate
10/25
12 declarations (0.8x state county average of 15)
Major Disaster Share High
15/25
7 of 12 declarations are major disasters (58%)
Hazard Diversity High
13/20
5 different disaster types declared in Holmes County
Historical Declaration Activity
Activity Band
High
vs. Ohio Avg
-18%
State avg: 14.6
vs. National Avg
-42%
National avg: 20.7
Avg Per Year
0.2
Over 51 years
FEMA NRI 8-hazard radar - Holmes County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
58%
Major-heavy
NRI risk score
60
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Holmes County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively Moderate | an average of 4.1 times per year |
| Landslide | Relatively Low | roughly once every 2 years |
| Ice Storm | Relatively High | roughly once every 3 years |
| Winter Weather | Relatively Moderate | an average of 9.5 times per year |
| Riverine Flooding | Relatively Low | an average of 1.3 times per year |
| Lightning | Relatively Moderate | an average of 41 times per year |
| Strong Wind | Relatively Moderate | an average of 2.3 times per year |
| Tornado | Relatively Moderate | roughly once every 5 years |
| Heat Wave | Relatively Low | 2.3 modeled event-days per year |
| Hurricane | Very Low | roughly once every 174 years |
| Wildfire | Very Low | roughly once every 13,769 years |
| Cold Wave | Relatively Low | an average of 4.1 times per year |
| Earthquake | Very Low | roughly once every 1,883 years |
| Drought | Very Low | 0.1 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 6
Biological 2
Snowstorm 2
Hurricane 1
Tornado 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Holmes County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 7 58.3%
of all 12 declarations
Emergency - 5 41.7%
of all 12 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2012 | 1 | |
| 2009 | 1 | |
| 2005 | 2 | |
| 2004 | 2 | |
| 1998 | 1 | |
| 1978 | 1 | |
| 1977 | 1 | |
| 1969 | 1 | |
Disaster Declarations
How the 12 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 12 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4507 | COVID-19 PANDEMIC | DR | Biological | 2020-03-31 |
| 3457 | COVID-19 | EM | Biological | 2020-03-13 |
| 3346 | SEVERE STORMS | EM | Severe Storm | 2012-06-30 |
| 1805 | SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE | DR | Severe Storm | 2008-10-24 |
| 3250 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-13 |
| 1580 | SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES | DR | Severe Storm | 2005-02-15 |
| 1556 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-09-19 |
| 1519 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-06-03 |
| 1227 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 1998-06-30 |
| 3055 | BLIZZARDS & SNOWSTORMS | EM | Snowstorm | 1978-01-26 |
| 3029 | SNOWSTORMS | EM | Snowstorm | 1977-02-02 |
| 266 | TORNADOES, SEVERE STORMS & FLOODING | DR | Tornado | 1969-07-15 |
Storm Events in Ohio
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Holmes County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,938 | 6 | 39 | $60.4M |
| Winter Weather | 2,101 | 7 | 42 | $3.3M |
| Hail | 1,749 | 0 | 0 | $673.5K |
| Flood | 1,607 | 9 | 0 | $84.5M |
| Flash Flood | 1,089 | 9 | 7 | $112.2M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
120
Total Paid
$657.0K
Avg Per Claim
$5.5K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 60.4/100
Expected Annual Loss
Very Low
$11.7M/year
Social Vulnerability
Very High
Community Resilience
Very Low
Hazard Risk Breakdown
Hail Relatively Moderate
Landslide Relatively Low
Ice Storm Relatively High
Winter Weather Relatively Moderate
Riverine Flooding Relatively Low
Lightning Relatively Moderate
Strong Wind Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Hurricane Very Low
Wildfire Very Low
Cold Wave Relatively Low
Earthquake Very Low
Drought Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
For Holmes County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Holmes County's closest FEMA peer: Robertson County, TN
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Holmes County. Record similarity, not a safety rating.
Similar modeled NRI score
Holmes County: NRI composite 60.4 (Relatively Low).
Similar Major-disaster share
Holmes County: 7 of 12 of its declarations are Major.
Closest declaration profiles
Holmes County shows 12 FEMA declarations, led by Severe Storm.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Holmes County - capture-dated entries only.
Further reading for this county
Understanding disaster data
Holmes County's NFIP claims file (120 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Holmes County?
The most common disaster type in Holmes County is Severe Storm, with 6 declarations. Other disaster types include Biological (2), Snowstorm (2), Hurricane (1).
How does Holmes County's FEMA declaration record compare with the Ohio average?
The typical Ohio county has 14.6 FEMA declaration records; Holmes County has 12, or 18% fewer. Against the national county mean of 20.7, this county's total is 42% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Holmes County received?
Holmes County has received 7 major disaster declarations, representing 58% of all 12 disaster declarations.
How many flood insurance claims has Holmes County filed?
Holmes County has 120 National Flood Insurance Program (NFIP) claims totaling $657.0K in payments, with an average of $5.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Holmes County?
No. In Holmes County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Holmes County?
The most active year for disaster declarations in Holmes County was 2004, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2020.
What is the FEMA National Risk Index score for Holmes County?
According to the FEMA National Risk Index, Holmes County, Ohio has an overall risk score of 60.4 out of 100 (Relatively Low). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $11.7M in annualized losses.
Which natural hazard poses the greatest risk to Holmes County?
Based on FEMA NRI data, the highest-risk natural hazard in Holmes County is Hail (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Ice Storm (Relatively High). FEMA's modeled event frequency puts hail here at an average of 4.1 times per year, drawn from 156 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Holmes County
Against a Ohio county mean of 15 declarations, Holmes County, OH records 12, or 18% fewer. PlainHazard classifies that historical total as high activity.
- Major Disaster is the largest group (7 of 12) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Ohio overview
- Nationally the county exceeds 14% of recorded county totals, but its own Ohio benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.