FEMA Records
20
Above median
Virginia · FEMA + NOAA + National Risk Index
Isle of Wight County, VA
20 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.
- 20
- FEMA declarations
- 13
- Major disasters
- 38
- NRI risk · Very Low
- Hurricane
- Top hazard
The verdict
Isle of Wight County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 2% below the Virginia county mean. FEMA's separate National Risk Index places the county safer than 38%; that score models loss and vulnerability rather than counting declarations.
- Safer than 38%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 20
- FEMA declarations vs 21 national county avg
- 183
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 51093 · Isle of Wight County 20 declarations · rank 1593/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 20
- MAJOR-MID 65%
- RANK-LOWER #1,593
- PHOTO-FINISH Monona
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -2%
Nearest declaration peer: Monona, IA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile
Isle of Wight County in the declaration-count neighbourhood
FEMA declaration records among Isle of Wight County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cleveland · near 20
Cleveland · near
20 declarations
- Isle of Wight · this county 20
Isle of Wight · this county
20 declarations
- Monona · near 20
Monona · near
20 declarations
- Tallapoosa · near 20
Tallapoosa · near
20 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Isle of Wight County carries 20 FEMA declaration records, ranked 1593 of 3,266 counties in this registry.
How Isle of Wight County's FEMA declaration count compares nationally
Isle of Wight County vs. all counties in this dataset
FEMA disaster declarations, all-time · Isle of Wight County
20 46th percentile higher than 46% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Isle of Wight County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Isle of Wight County is led by Riverine Flooding (about $5.5M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Isle of Wight County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 183 paid claims, totaling $5.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $29.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Virginia county averages 20.4 federal declaration records, while Isle of Wight County has 20. The gap is 2% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 37.9/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $15.0M in annualized losses). Social vulnerability (Very Low) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 2.3 modeled event-days per year here, based on 63 historical events on record.
60 /100
Historical Activity Index
High historical activity
Isle of Wight County, VA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
20 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
12/25
20 declarations (1.0x state county average of 20)
Major Disaster Share High
16/25
13 of 20 declarations are major disasters (65%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Isle of Wight County
FEMA NRI 8-hazard radar - Isle of Wight County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
65%
Major-heavy
NRI risk score
38
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Isle of Wight County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively High | 2.3 modeled event-days per year |
| Hurricane | Relatively Moderate | roughly once every 4 years |
| Coastal Flooding | Relatively Moderate | an average of 3.7 times per year |
| Winter Weather | Relatively Low | an average of 4.2 times per year |
| Ice Storm | Relatively Low | an average of 1.1 times per year |
| Heat Wave | Relatively Low | 6.8 modeled event-days per year |
| Wildfire | Very Low | roughly once every 4,012 years |
| Earthquake | Very Low | roughly once every 861 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Hail | Relatively Low | an average of 2.1 times per year |
| Lightning | Relatively Low | an average of 45 times per year |
| Tornado | Relatively Low | roughly once every 5 years |
| Landslide | Very Low | roughly once every 14 years |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Strong Wind | Relatively Low | roughly once every 2 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 10
Severe Storm 3
Biological 2
Snowstorm 2
Winter Storm 1
Freezing 1
Flood 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Isle of Wight County's federal record, 50% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 13 65.0%
of all 20 declarations
Emergency - 7 35.0%
of all 20 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2018 | 1 | |
| 2017 | 1 | |
| 2013 | 1 | |
| 2011 | 2 | |
| 2010 | 1 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2000 | 1 | |
| 1999 | 1 | |
| 1996 | 2 | |
| 1993 | 1 | |
Show 2 earlier declaration years
| 1977 | 1 | |
| 1972 | 1 | |
Disaster Declarations
How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3631 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-23 |
| 4512 | COVID-19 PANDEMIC | DR | Biological | 2020-04-02 |
| 3448 | COVID-19 | EM | Biological | 2020-03-13 |
| 4401 | HURRICANE FLORENCE | DR | Hurricane | 2018-10-15 |
| 3403 | HURRICANE FLORENCE | EM | Hurricane | 2018-09-11 |
| 4291 | HURRICANE MATTHEW | DR | Hurricane | 2016-11-02 |
| 3359 | HURRICANE SANDY | EM | Hurricane | 2012-10-29 |
| 4024 | HURRICANE IRENE | DR | Hurricane | 2011-09-03 |
| 3329 | HURRICANE IRENE | EM | Hurricane | 2011-08-26 |
| 1862 | SEVERE STORMS AND FLOODING ASSOCIATED WITH TROPICAL DEPRESSION IDA AND A NOR'EAST | DR | Severe Storm | 2009-12-09 |
| 1661 | TROPICAL DEPRESSION ERNESTO, SEVERE STORMS AND FLOODING | DR | Severe Storm | 2006-09-22 |
| 3240 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-12 |
| 1491 | HURRICANE ISABEL | DR | Hurricane | 2003-09-18 |
| 1318 | SEVERE WINTER STORMS | DR | Severe Storm | 2000-02-28 |
| 1293 | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS | DR | Hurricane | 1999-09-18 |
| 1135 | HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND | DR | Hurricane | 1996-09-06 |
| 1086 | BLIZZARD OF 96 (SEVERE SNOW STORM) | DR | Snowstorm | 1996-01-13 |
| 3112 | SEVERE WINTER STORM | EM | Snowstorm | 1993-03-25 |
| 525 | ICE CONDITIONS | DR | Freezing | 1977-01-26 |
| 339 | TROPICAL STORM AGNES | DR | Flood | 1972-06-23 |
Storm Events in Virginia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Isle of Wight County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 8,940 | 13 | 31 | $123.1M |
| Flood | 2,300 | 4 | 0 | $85.1M |
| Winter Weather | 2,049 | 6 | 32 | $902.0K |
| Flash Flood | 1,942 | 13 | 4 | $244.2M |
| Heavy Rain | 1,566 | 0 | 0 | $2.5M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
183
Total Paid
$5.3M
Avg Per Claim
$29.0K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 37.9/100
Expected Annual Loss
Relatively Low
$15.0M/year
Social Vulnerability
Very Low
Community Resilience
Relatively High
Hazard Risk Breakdown
Drought Relatively High
Hurricane Relatively Moderate
Coastal Flooding Relatively Moderate
Winter Weather Relatively Low
Ice Storm Relatively Low
Heat Wave Relatively Low
Wildfire Very Low
Earthquake Very Low
Riverine Flooding Relatively Low
Hail Relatively Low
Lightning Relatively Low
Tornado Relatively Low
Landslide Very Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Isle of Wight County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Isle of Wight County's closest FEMA peer: Fresno County, CA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Isle of Wight County. Record similarity, not a safety rating.
Closest declaration profiles
Isle of Wight County shows 20 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Isle of Wight County: 13 of 20 of its declarations are Major.
Similar modeled NRI score
Isle of Wight County: NRI composite 37.9 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Isle of Wight County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Isle of Wight County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 37.9 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 20. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Isle of Wight County's NFIP claims file (183 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Isle of Wight County?
The most common disaster type in Isle of Wight County is Hurricane, with 10 declarations. Other disaster types include Severe Storm (3), Biological (2), Snowstorm (2).
How does Isle of Wight County's FEMA declaration record compare with the Virginia average?
The typical Virginia county has 20.4 FEMA declaration records; Isle of Wight County has 20, or 2% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Isle of Wight County received?
Isle of Wight County has received 13 major disaster declarations, representing 65% of all 20 disaster declarations.
How many flood insurance claims has Isle of Wight County filed?
Isle of Wight County has 183 National Flood Insurance Program (NFIP) claims totaling $5.3M in payments, with an average of $29.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Isle of Wight County?
No. In Isle of Wight County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $5.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Isle of Wight County?
The most active year for disaster declarations in Isle of Wight County was 1996, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Isle of Wight County?
According to the FEMA National Risk Index, Isle of Wight County, Virginia has an overall risk score of 37.9 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $15.0M in annualized losses.
Which natural hazard poses the greatest risk to Isle of Wight County?
Based on FEMA NRI data, the highest-risk natural hazard in Isle of Wight County is Drought (risk rating: Relatively High). Other significant hazards include Hurricane (Relatively Moderate) and Coastal Flooding (Relatively Moderate). FEMA's modeled event frequency puts drought here at 2.3 modeled event-days per year, drawn from 63 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Isle of Wight County · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events