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Michigan · FEMA + NOAA + National Risk Index

Kent County, MI

13 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

13
FEMA declarations
8
Major disasters
92
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Kent County. Its 13 FEMA declarations are 30% above the Michigan county mean and exceed the count for 17% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 8%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
13
FEMA declarations vs 21 national county avg
673
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 26081 · Kent County 13 declarations · rank 2635/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 13
  • MAJOR-MID 62%
  • RANK-LOWER #2,635
  • PHOTO-FINISH Clarke
  • NRI-MID 92
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +30%

Nearest declaration peer: Clarke, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile

Kent County among counties with fewer federal records

FEMA declaration records among Kent County and nearest peers by total count

declarations

What this shows Kent County carries 13 FEMA declaration records, ranked 2635 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Kent County versus quieter counties in this dataset

Kent County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Kent County

13 17th percentile higher than 17% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Kent County's FEMA Risk Index score

0/100100/100Michigan avg50/10092.2/100
FEMA National Risk Index composite score vs. the Michigan county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Kent County is led by Riverine Flooding (about $89.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Kent County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 673 claims and $10.4M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $15.5K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Kent County's 13 federal records stand 30% above the Michigan county mean of 10.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 92.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $147.1M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 2.8 times per year here, based on 108 historical events on record.

55 /100

Historical Activity Index

High historical activity

Kent County, MI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

13 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density High
16/25

13 declarations (1.3x state county average of 10)

Major Disaster Share High
15/25

8 of 13 declarations are major disasters (62%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Kent County

FEMA NRI 8-hazard radar - Kent County

Kent County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 70, Hurricane 8, Tornado 70, Wildfire 8, Drought 0, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 37 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 37 8-hazard mean
Kent County NRI risk profile FIPS 26081 · displayed-hazard mean 37/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

13

Low volume

Major Disaster share

62%

Major-heavy

NRI risk score

92

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Kent County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Very High an average of 2.8 times per year
Tornado Relatively High roughly once every 3 years
Winter Weather Relatively High an average of 25 times per year
Heat Wave Relatively Moderate 2.5 modeled event-days per year
Riverine Flooding Relatively High roughly once every 1 years
Cold Wave Relatively High an average of 1.3 times per year
Ice Storm Relatively High an average of 1.3 times per year
Landslide Relatively Low roughly once every 3 years
Earthquake Relatively Low roughly once every 1,406 years
Hail Relatively Moderate an average of 1.6 times per year
Lightning Relatively Moderate an average of 32 times per year
Wildfire Very Low roughly once every 48,648 years
Hurricane Very Low roughly once every 94 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 3
Severe Storm 3
Snowstorm 3
Biological 2
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Kent County's record, 23% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 61.5%

of all 13 declarations

Emergency - 5 38.5%

of all 13 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2013 1
2005 1
2004 1
2001 1
1999 1
1998 1
1986 1
1978 1
1976 1
1965 1

Disaster Declarations

How the 13 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 13 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4757 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2024-02-08
4494 COVID-19 PANDEMIC DR Biological 2020-03-27
3455 COVID-19 EM Biological 2020-03-13
4121 FLOODING DR Flood 2013-06-18
3225 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1527 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-30
3160 SNOW EM Snowstorm 2001-01-10
3137 MI - SEVERE WEATHER 1/2 /99 EM Snowstorm 1999-01-27
1226 SEVERE STORMS DR Severe Storm 1998-06-24
774 SEVERE STORMS & FLOODING DR Flood 1986-09-18
3057 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-27
495 SEVERE STORMS, TORNADOES, ICING & FLOODING DR Severe Storm 1976-03-19
190 TORNADOES & SEVERE STORMS DR Tornado 1965-04-14

Storm Events in Michigan

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Kent County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,010 10 18 $173.8M
Winter Storm 1,486 3 11 $41.8M
Winter Weather 1,254 21 38 $892.0K
Hail 962 0 0 $77.1M
High Wind 389 3 2 $668.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

673

Total Paid

$10.4M

Avg Per Claim

$15.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 92.2/100

Expected Annual Loss

Relatively Moderate

$147.1M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Very High
Tornado Relatively High
Winter Weather Relatively High
Heat Wave Relatively Moderate
Riverine Flooding Relatively High
Cold Wave Relatively High
Ice Storm Relatively High
Landslide Relatively Low
Earthquake Relatively Low
Hail Relatively Moderate
Lightning Relatively Moderate
Wildfire Very Low
Hurricane Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Kent County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Very High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Kent County's closest FEMA peer: Clark County, WA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Kent County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Kent County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Kent County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Kent County's NFIP claims file (673 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Kent County?
The most common disaster type in Kent County is Severe Storm, with 3 declarations. Other disaster types include Flood (3), Snowstorm (3), Biological (2).
How does Kent County's FEMA declaration record compare with the Michigan average?
FEMA lists 13 declaration records for Kent County. That is 30% above the Michigan county mean of 10.0. Its count is also 37% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Kent County received?
Kent County has received 8 major disaster declarations, representing 62% of all 13 disaster declarations.
How many flood insurance claims has Kent County filed?
Kent County has 673 National Flood Insurance Program (NFIP) claims totaling $10.4M in payments, with an average of $15.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Kent County?
No. In Kent County, Strong Wind has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $89.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Kent County?
The most active year for disaster declarations in Kent County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Kent County?
According to the FEMA National Risk Index, Kent County, Michigan has an overall risk score of 92.2 out of 100 (Relatively Moderate). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $147.1M in annualized losses.
Which natural hazard poses the greatest risk to Kent County?
The top hazard flagged by FEMA's NRI for Kent County is Strong Wind (risk rating: Very High). Other significant hazards include Tornado (Relatively High) and Winter Weather (Relatively High). FEMA's modeled event frequency puts strong wind here at an average of 2.8 times per year, drawn from 108 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Kent County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events