FEMA Records
18
Below median
Georgia · FEMA + NOAA + National Risk Index
Lowndes County, GA
18 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 18
- FEMA declarations
- 10
- Major disasters
- 73
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Lowndes County. Its 18 FEMA declarations are 4% above the Georgia county mean and exceed the count for 37% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 27%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 27%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 18
- FEMA declarations vs 21 national county avg
- 135
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 13185 · Lowndes County 18 declarations · rank 1928/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-MID 18
- MAJOR-MID 56%
- RANK-LOWER #1,928
- PHOTO-FINISH Monroe
- NRI-LOW 73
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +4%
Nearest declaration peer: Monroe, TN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile
Lowndes County in the declaration-count neighbourhood
FEMA declaration records among Lowndes County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Brooke · near 18
Brooke · near
18 declarations
- Lowndes · this county 18
Lowndes · this county
18 declarations
- Mecklenburg · near 18
Mecklenburg · near
18 declarations
- Monroe · near 18
Monroe · near
18 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Lowndes County carries 18 FEMA declaration records, ranked 1928 of 3,266 counties in this registry.
How Lowndes County's FEMA declaration count compares nationally
Lowndes County vs. all counties in this dataset
FEMA disaster declarations, all-time · Lowndes County
18 37th percentile higher than 37% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Lowndes County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Lowndes County is led by Riverine Flooding (about $12.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hurricane carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Lowndes County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 135 paid claims, totaling $5.0M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $36.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Lowndes County's 18 federal records stand 4% above the Georgia county mean of 17.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 72.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $29.8M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 81 historical events on record.
60 /100
Historical Activity Index
High historical activity
Lowndes County, GA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
13/30
18 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density High
13/25
18 declarations (1.0x state county average of 17)
Major Disaster Share High
14/25
10 of 18 declarations are major disasters (56%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Lowndes County
FEMA NRI 8-hazard radar - Lowndes County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
56%
Major-heavy
NRI risk score
73
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Lowndes County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively Moderate | roughly once every 4 years |
| Lightning | Relatively High | an average of 76 times per year |
| Heat Wave | Relatively Low | 4.8 modeled event-days per year |
| Tornado | Relatively Moderate | roughly once every 4 years |
| Wildfire | Relatively Low | roughly once every 1,213 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Cold Wave | Relatively Moderate | an average of 1.4 times per year |
| Earthquake | Relatively Low | roughly once every 887 years |
| Drought | Relatively Low | 15 modeled event-days per year |
| Winter Weather | Relatively Low | roughly once every 3 years |
| Strong Wind | Relatively Low | an average of 1.4 times per year |
| Hail | Very Low | an average of 1.5 times per year |
| Landslide | Very Low | roughly once every 16 years |
| Ice Storm | Very Low | roughly once every 67 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 7
Tropical Storm 3
Biological 2
Severe Storm 2
Tornado 1
Snowstorm 1
Flood 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Lowndes County's federal record, 39% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 10 55.6%
of all 18 declarations
Emergency - 8 44.4%
of all 18 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 4 | |
| 2023 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2017 | 3 | |
| 2009 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 1998 | 1 | |
| 1993 | 1 | |
| 1991 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4830 | HURRICANE HELENE | DR | Hurricane | 2024-09-30 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4821 | TROPICAL STORM DEBBY | DR | Tropical Storm | 2024-09-24 |
| 3607 | HURRICANE DEBBY | EM | Tropical Storm | 2024-08-05 |
| 4738 | HURRICANE IDALIA | DR | Hurricane | 2023-09-07 |
| 4501 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3464 | COVID-19 | EM | Biological | 2020-03-13 |
| 3406 | HURRICANE MICHAEL | EM | Hurricane | 2018-10-10 |
| 4338 | HURRICANE IRMA | DR | Hurricane | 2017-09-15 |
| 3387 | HURRICANE IRMA | EM | Hurricane | 2017-09-08 |
| 4297 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Tornado | 2017-01-26 |
| 1833 | SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2009-04-23 |
| 3218 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1560 | TROPICAL STORM FRANCES | DR | Hurricane | 2004-09-24 |
| 1209 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 1998-03-11 |
| 3097 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 897 | SEVERE STORMS & FLOODING | DR | Flood | 1991-03-15 |
| 3044 | DROUGHT | EM | Drought | 1977-07-20 |
Storm Events in Georgia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lowndes County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,617 | 15 | 75 | $65.4M |
| Drought | 1,363 | 0 | 0 | $0 |
| Hail | 1,257 | 0 | 0 | $61.8M |
| Flash Flood | 1,154 | 0 | 3 | $29.3M |
| Tropical Storm | 655 | 28 | 19 | $855.3M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
135
Total Paid
$5.0M
Avg Per Claim
$36.7K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 72.6/100
Expected Annual Loss
Relatively Low
$29.8M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Hurricane Relatively Moderate
Lightning Relatively High
Heat Wave Relatively Low
Tornado Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Low
Cold Wave Relatively Moderate
Earthquake Relatively Low
Drought Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Hail Very Low
Landslide Very Low
Ice Storm Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Lowndes County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Lowndes County's closest FEMA peer: Fairfield County, OH
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lowndes County. Record similarity, not a safety rating.
Similar modeled NRI score
Lowndes County: NRI composite 72.6 (Relatively Low).
Similar Major-disaster share
Lowndes County: 10 of 18 of its declarations are Major.
Closest declaration profiles
Lowndes County shows 18 FEMA declarations, led by Hurricane.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Lowndes County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Lowndes County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 72.6 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 18. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Lowndes County's NFIP claims file (135 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Lowndes County?
The most common disaster type in Lowndes County is Hurricane, with 7 declarations. Other disaster types include Tropical Storm (3), Biological (2), Severe Storm (2).
How does Lowndes County's FEMA declaration record compare with the Georgia average?
FEMA lists 18 declaration records for Lowndes County. That is 4% above the Georgia county mean of 17.4. Its count is also 13% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lowndes County received?
Lowndes County has received 10 major disaster declarations, representing 56% of all 18 disaster declarations.
How many flood insurance claims has Lowndes County filed?
Lowndes County has 135 National Flood Insurance Program (NFIP) claims totaling $5.0M in payments, with an average of $36.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lowndes County?
No. In Lowndes County, Hurricane has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $12.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lowndes County?
The most active year for disaster declarations in Lowndes County was 2024, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Lowndes County?
According to the FEMA National Risk Index, Lowndes County, Georgia has an overall risk score of 72.6 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $29.8M in annualized losses.
Which natural hazard poses the greatest risk to Lowndes County?
Based on FEMA NRI data, the highest-risk natural hazard in Lowndes County as of the latest release is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively High) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 81 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Lowndes County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events