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Georgia · FEMA + NOAA + National Risk Index

Macon County, GA

15 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

15
FEMA declarations
8
Major disasters
32
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Macon County has a nationally busy FEMA history: 15 declarations, more than 23% of counties in this registry. But the state comparison tempers that reading: the total is 14% below the Georgia county mean. FEMA's separate National Risk Index places the county safer than 32%; that score models loss and vulnerability rather than counting declarations.

Safer than 32%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
5
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 13193 · Macon County 15 declarations · rank 2438/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 15
  • MAJOR-MID 53%
  • RANK-LOWER #2,438
  • PHOTO-FINISH Polk
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -14%

Nearest declaration peer: Polk, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile

Macon County among counties with fewer federal records

FEMA declaration records among Macon County and nearest peers by total count

declarations

What this shows Macon County carries 15 FEMA declaration records, ranked 2438 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Macon County versus quieter counties in this dataset

Macon County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Macon County

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Macon County's FEMA Risk Index score

0/100100/100Georgia avg40/10032.1/100
FEMA National Risk Index composite score vs. the Georgia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Macon County is led by Riverine Flooding (about $2.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Macon County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 32.1/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $5.9M in annualized losses). Social vulnerability (Very High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 47 modeled event-days per year here, based on 1,337 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 5 claims and $37.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Macon County has 15. The gap is 14% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

53 /100

Historical Activity Index

High historical activity

Macon County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
11/25

15 declarations (0.9x state county average of 17)

Major Disaster Share High
13/25

8 of 15 declarations are major disasters (53%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Macon County

FEMA NRI 8-hazard radar - Macon County

Macon County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 25, Tornado 25, Wildfire 8, Drought 70, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Macon County NRI risk profile FIPS 13193 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

53%

Major-heavy

NRI risk score

32

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Macon County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 47 modeled event-days per year
Hurricane Relatively Low roughly once every 10 years
Hail Relatively Low an average of 2.5 times per year
Heat Wave Relatively Low 7.3 modeled event-days per year
Earthquake Very Low roughly once every 619 years
Wildfire Very Low roughly once every 1,825 years
Lightning Relatively Low an average of 66 times per year
Tornado Relatively Low roughly once every 4 years
Riverine Flooding Very Low roughly once every 4 years
Strong Wind Relatively Low an average of 1.6 times per year
Landslide Very Low roughly once every 9 years
Cold Wave Very Low roughly once every 4 years
Ice Storm Very Low roughly once every 3 years
Winter Weather Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 6
Severe Storm 3
Biological 2
Winter Storm 1
Tropical Storm 1
Tornado 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Macon County's federal record, 40% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 53.3%

of all 15 declarations

Emergency - 7 46.7%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2020 2
2019 2
2017 2
2016 1
2005 1
2004 1
1998 1
1994 1
1990 1
1977 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3642 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
4400 HURRICANE MICHAEL DR Hurricane 2018-10-14
3406 HURRICANE MICHAEL EM Hurricane 2018-10-10
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
4259 SEVERE STORMS AND FLOODING DR Severe Storm 2016-02-26
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1560 TROPICAL STORM FRANCES DR Hurricane 2004-09-24
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
1033 TORNADOES, FLOODING TORRENTIAL RAIN(TROP STORM ALBERTO) DR Tornado 1994-07-07
857 SEVERE STORMS, TORNAODES & FLOODING DR Severe Storm 1990-02-23
3044 DROUGHT EM Drought 1977-07-20

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Macon County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

5

Total Paid

$37.7K

Avg Per Claim

$7.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 32.1/100

Expected Annual Loss

Very Low

$5.9M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Drought Relatively High
Hurricane Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Earthquake Very Low
Wildfire Very Low
Lightning Relatively Low
Tornado Relatively Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Landslide Very Low
Cold Wave Very Low
Ice Storm Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Macon County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Macon County's closest FEMA peer: Cass County, IN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Macon County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Macon County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Macon County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 15 FEMA declarations, Macon County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Macon County?
The most common disaster type in Macon County is Hurricane, with 6 declarations. Other disaster types include Severe Storm (3), Biological (2), Winter Storm (1).
How does Macon County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Macon County has 15, or 14% fewer. Against the national county mean of 20.7, this county's total is 28% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Macon County received?
Macon County has received 8 major disaster declarations, representing 53% of all 15 disaster declarations.
How many flood insurance claims has Macon County filed?
Macon County has 5 National Flood Insurance Program (NFIP) claims totaling $37.7K in payments, with an average of $7.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Macon County?
No. In Macon County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $2.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Macon County?
The most active year for disaster declarations in Macon County was 2017, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Macon County?
According to the FEMA National Risk Index, Macon County, Georgia has an overall risk score of 32.1 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.9M in annualized losses.
Which natural hazard poses the greatest risk to Macon County?
The top hazard flagged by FEMA's NRI for Macon County as of the latest release is Drought (risk rating: Relatively High). Other significant hazards include Hurricane (Relatively Low) and Hail (Relatively Low). FEMA's modeled event frequency puts drought here at 47 modeled event-days per year, drawn from 1,337 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Macon County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events