FEMA Records
16
Below median
Indiana · FEMA + NOAA + National Risk Index
Marshall County, IN
16 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.
- 16
- FEMA declarations
- 10
- Major disasters
- 42
- NRI risk · Very Low
- Flood
- Top hazard
The verdict
Marshall County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Indiana county mean. FEMA's separate National Risk Index places the county safer than 42%; that score models loss and vulnerability rather than counting declarations.
- Safer than 42%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 16
- FEMA declarations vs 21 national county avg
- 190
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 18099 · Marshall County 16 declarations · rank 2367/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 16
- MAJOR-MID 63%
- RANK-LOWER #2,367
- PHOTO-FINISH Greene
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Flood
- VS-ST-BELOW -7%
Nearest declaration peer: Greene, GA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile
Marshall County among counties with fewer federal records
FEMA declaration records among Marshall County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Frontier · near 16
Frontier · near
16 declarations
- Greene · near 16
Greene · near
16 declarations
- Marshall · this county 16
Marshall · this county
16 declarations
- Terrell · near 16
Terrell · near
16 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Marshall County carries 16 FEMA declaration records, ranked 2367 of 3,266 counties in this registry.
Marshall County versus quieter counties in this dataset
Marshall County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Marshall County
16 27th percentile higher than 27% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Marshall County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Marshall County is led by Riverine Flooding (about $6.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Lightning carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Marshall County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 190 paid claims, totaling $1.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $8.2K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Marshall County has 16. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 41.6/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $14.9M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Lightning carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 42 times per year here, based on 100,774 historical events on record.
58 /100
Historical Activity Index
High historical activity
Marshall County, IN · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
12/30
16 OpenFEMA declarations, full ingest window (0.8x national county average)
County Disaster Density Moderate
12/25
16 declarations (0.9x state county average of 17)
Major Disaster Share High
16/25
10 of 16 declarations are major disasters (63%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Marshall County
FEMA NRI 8-hazard radar - Marshall County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
63%
Major-heavy
NRI risk score
42
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Marshall County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Lightning | Relatively Moderate | an average of 42 times per year |
| Cold Wave | Relatively Moderate | an average of 3.9 times per year |
| Tornado | Relatively Moderate | roughly once every 4 years |
| Hail | Relatively Low | an average of 3.2 times per year |
| Drought | Relatively Low | 1.3 modeled event-days per year |
| Earthquake | Very Low | roughly once every 825 years |
| Strong Wind | Relatively Low | an average of 5 times per year |
| Riverine Flooding | Relatively Low | roughly once every 3 years |
| Heat Wave | Relatively Low | 4.6 modeled event-days per year |
| Winter Weather | Relatively Low | an average of 14 times per year |
| Landslide | Very Low | roughly once every 13 years |
| Hurricane | Very Low | roughly once every 43 years |
| Ice Storm | Relatively Low | an average of 1.3 times per year |
| Wildfire | Very Low | roughly once every 67,287 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 4
Severe Storm 3
Snowstorm 3
Biological 2
Tornado 2
Winter Storm 1
Hurricane 1
What Flood declarations mean here
Flood is the most frequent declaration type on Marshall County's record, 25% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 10 62.5%
of all 16 declarations
Emergency - 6 37.5%
of all 16 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2025 | 1 | |
| 2020 | 2 | |
| 2018 | 1 | |
| 2009 | 1 | |
| 2008 | 1 | |
| 2007 | 1 | |
| 2005 | 2 | |
| 2001 | 1 | |
| 1999 | 1 | |
| 1991 | 1 | |
| 1982 | 1 | |
| 1974 | 1 | |
| 1965 | 1 | |
Disaster Declarations
How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3641 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4882 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Flood | 2025-07-22 |
| 4515 | COVID-19 PANDEMIC | DR | Biological | 2020-04-03 |
| 3456 | COVID-19 | EM | Biological | 2020-03-13 |
| 4363 | SEVERE STORMS AND FLOODING | DR | Flood | 2018-05-04 |
| 1832 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2009-04-22 |
| 1740 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-01-30 |
| 3274 | SNOW | EM | Snowstorm | 2007-03-12 |
| 3238 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1573 | SEVERE WINTER STORMS AND FLOODING | DR | Severe Storm | 2005-01-21 |
| 3162 | SNOW | EM | Snowstorm | 2001-01-24 |
| 3135 | IN-WINTER STORM 12/23/98 | EM | Snowstorm | 1999-01-15 |
| 891 | SEVERE STORMS & FLOODING | DR | Flood | 1991-01-05 |
| 652 | SEVERE STORMS & FLOODING | DR | Flood | 1982-03-20 |
| 423 | TORNADOES | DR | Tornado | 1974-04-04 |
| 189 | TORNADOES & SEVERE STORMS | DR | Tornado | 1965-04-14 |
Storm Events in Indiana
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Marshall County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 4,886 | 16 | 73 | $57.6M |
| Hail | 1,643 | 0 | 0 | $1.7M |
| Winter Weather | 1,166 | 32 | 80 | $2.5M |
| Flood | 850 | 13 | 3 | $16.0M |
| Flash Flood | 648 | 14 | 5 | $97.9M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
190
Total Paid
$1.6M
Avg Per Claim
$8.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 41.6/100
Expected Annual Loss
Relatively Low
$14.9M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively High
Hazard Risk Breakdown
Lightning Relatively Moderate
Cold Wave Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Low
Drought Relatively Low
Earthquake Very Low
Strong Wind Relatively Low
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Winter Weather Relatively Low
Landslide Very Low
Hurricane Very Low
Ice Storm Relatively Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Lightning
Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.
Worth noting for Marshall County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Marshall County's closest FEMA peer: Turner County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Marshall County. Record similarity, not a safety rating.
Closest declaration profiles
Marshall County shows 16 FEMA declarations, led by Flood.
Similar Major-disaster share
Marshall County: 10 of 16 of its declarations are Major.
Similar modeled NRI score
Marshall County: NRI composite 41.6 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Marshall County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Marshall County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 41.6 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 16. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Marshall County's NFIP claims file (190 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Marshall County?
The most common disaster type in Marshall County is Flood, with 4 declarations. Other disaster types include Severe Storm (3), Snowstorm (3), Biological (2).
How does Marshall County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Marshall County has 16, or 7% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Marshall County received?
Marshall County has received 10 major disaster declarations, representing 63% of all 16 disaster declarations.
How many flood insurance claims has Marshall County filed?
Marshall County has 190 National Flood Insurance Program (NFIP) claims totaling $1.6M in payments, with an average of $8.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Marshall County?
No. In Marshall County, Lightning has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $6.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Marshall County?
The most active year for disaster declarations in Marshall County was 2005, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Marshall County?
According to the FEMA National Risk Index, Marshall County, Indiana has an overall risk score of 41.6 out of 100 (Very Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $14.9M in annualized losses.
Which natural hazard poses the greatest risk to Marshall County?
FEMA's NRI data points to Marshall County as of the latest release is Lightning (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Moderate) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts lightning here at an average of 42 times per year, drawn from 100,774 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Marshall County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events