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Indiana · FEMA + NOAA + National Risk Index

Martin County, IN

16 FEMA disaster declarations (1979-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

16
FEMA declarations
12
Major disasters
12
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Martin County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Indiana county mean. FEMA's separate National Risk Index places the county safer than 12%; that score models loss and vulnerability rather than counting declarations.

Safer than 12%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
14
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 18101 · Martin County 16 declarations · rank 2280/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-MID 75%
  • RANK-LOWER #2,280
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -7%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile

Martin County among counties with fewer federal records

FEMA declaration records among Martin County and nearest peers by total count

declarations

What this shows Martin County carries 16 FEMA declaration records, ranked 2280 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Martin County versus quieter counties in this dataset

Martin County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Martin County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Martin County's FEMA Risk Index score

0/100100/100Indiana avg46/10012.3/100
FEMA National Risk Index composite score vs. the Indiana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Martin County is led by Riverine Flooding (about $3.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Earthquake carries the highest National Risk Index rating (Very Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Martin County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 12.3/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $5.2M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Moderate) and community resilience (Relatively High). Even the county's top-rated hazard, Earthquake, only reaches Very Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 320 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 14 claims and $212.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Martin County has 16. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

58 /100

Historical Activity Index

High historical activity

Martin County, IN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

16 declarations (0.9x state county average of 17)

Major Disaster Share Very High
19/25

12 of 16 declarations are major disasters (75%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Martin County

FEMA NRI 8-hazard radar - Martin County

Martin County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 14 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 14 8-hazard mean
Martin County NRI risk profile FIPS 18101 · displayed-hazard mean 14/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

75%

Mostly major

NRI risk score

12

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Martin County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Very Low roughly once every 320 years
Landslide Very Low roughly once every 1 years
Drought Relatively Low 3.6 modeled event-days per year
Strong Wind Relatively Low an average of 5.3 times per year
Heat Wave Very Low 6 modeled event-days per year
Winter Weather Relatively Low an average of 7.4 times per year
Tornado Relatively Low roughly once every 4 years
Riverine Flooding Very Low an average of 1.5 times per year
Ice Storm Relatively Low roughly once every 2 years
Cold Wave Very Low an average of 1.3 times per year
Hail Very Low an average of 3.5 times per year
Hurricane Very Low roughly once every 172 years
Lightning Very Low an average of 51 times per year
Wildfire Very Low roughly once every 53,267 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 3
Biological 2
Winter Storm 1
Hurricane 1
Snowstorm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Martin County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 75.0%

of all 16 declarations

Emergency - 4 25.0%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2020 2
2011 1
2008 1
2005 3
2004 2
2002 1
1996 1
1991 1
1990 1
1979 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4882 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2025-07-22
4515 COVID-19 PANDEMIC DR Biological 2020-04-03
3456 COVID-19 EM Biological 2020-03-13
1997 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND DR Severe Storm 2011-06-23
1795 SEVERE STORMS AND FLOODING DR Severe Storm 2008-09-23
3238 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1573 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2005-01-21
3197 SNOW EM Snowstorm 2005-01-11
1542 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2004-09-01
1520 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-03
1418 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-06-13
1125 SEVERE STORMS AND FLOODING DR Severe Storm 1996-07-03
891 SEVERE STORMS & FLOODING DR Flood 1991-01-05
869 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-04
596 SEVERE STORMS & FLOODING DR Flood 1979-07-31

Storm Events in Indiana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Martin County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,886 16 73 $57.6M
Hail 1,643 0 0 $1.7M
Winter Weather 1,166 32 80 $2.5M
Flood 850 13 3 $16.0M
Flash Flood 648 14 5 $97.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

14

Total Paid

$212.1K

Avg Per Claim

$15.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 12.3/100

Expected Annual Loss

Very Low

$5.2M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Earthquake Very Low
Landslide Very Low
Drought Relatively Low
Strong Wind Relatively Low
Heat Wave Very Low
Winter Weather Relatively Low
Tornado Relatively Low
Riverine Flooding Very Low
Ice Storm Relatively Low
Cold Wave Very Low
Hail Very Low
Hurricane Very Low
Lightning Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Martin County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Very Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Martin County's closest FEMA peer: Henderson County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Martin County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Martin County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Martin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Martin County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Martin County?
The most common disaster type in Martin County is Severe Storm, with 8 declarations. Other disaster types include Flood (3), Biological (2), Winter Storm (1).
How does Martin County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Martin County has 16, or 7% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Martin County received?
Martin County has received 12 major disaster declarations, representing 75% of all 16 disaster declarations.
How many flood insurance claims has Martin County filed?
Martin County has 14 National Flood Insurance Program (NFIP) claims totaling $212.1K in payments, with an average of $15.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Martin County?
No. In Martin County, Earthquake has the highest National Risk Index rating (Very Low), while Riverine Flooding leads Expected Annual Loss at about $3.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Martin County?
The most active year for disaster declarations in Martin County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1979 to 2026.
What is the FEMA National Risk Index score for Martin County?
According to the FEMA National Risk Index, Martin County, Indiana has an overall risk score of 12.3 out of 100 (Very Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $5.2M in annualized losses.
Which natural hazard poses the greatest risk to Martin County?
Based on FEMA NRI data, the highest-risk natural hazard in Martin County is Earthquake (risk rating: Very Low). Other significant hazards include Landslide (Very Low) and Drought (Relatively Low). FEMA's modeled event frequency puts earthquake here at roughly once every 320 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Martin County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events