FEMA Records
9
Low volume
Utah · FEMA + NOAA + National Risk Index
Morgan County, UT
9 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.
- 9
- FEMA declarations
- 6
- Major disasters
- 3
- NRI risk · Very Low
- Flood
- Top hazard
The verdict
FEMA records a middle-volume declaration history for Morgan County: 9 entries, 6% above its Utah county benchmark and ahead of 8% of counties nationally. The National Risk Index answers a different question. Its modeled loss, vulnerability, and resilience inputs place this county safer than 3% of U.S. counties.
- Safer than 3%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 9
- FEMA declarations vs 21 national county avg
- 9
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 49029 · Morgan County 9 declarations · rank 2977/3,266
DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-ABOVE
- DECL-LIGHT 9
- MAJOR-MID 67%
- RANK-LOWER #2,977
- PHOTO-FINISH Fulton
- NRI-LOW Very Low
- ACT-MODERATE Moderate
- TYPE-LEAD Flood
- VS-ST-ABOVE +6%
Nearest declaration peer: Fulton, OH (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Utah state profile
Morgan County among counties with fewer federal records
FEMA declaration records among Morgan County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Fulton · near 9
Fulton · near
9 declarations
- Gallatin · near 9
Gallatin · near
9 declarations
- Hillsdale · near 9
Hillsdale · near
9 declarations
- Morgan · this county 9
Morgan · this county
9 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Morgan County carries 9 FEMA declaration records, ranked 2977 of 3,266 counties in this registry.
Morgan County versus quieter counties in this dataset
Morgan County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Morgan County
9 8th percentile higher than 8% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Morgan County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Morgan County is led by Riverine Flooding (about $2.7M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Morgan County's hazard record show?
FEMA National Risk Index
This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 3.5/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $5.0M in annualized losses), and the county's exposure is shaped by a Very Low social-vulnerability profile and Very High community resilience. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 2 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 9 claims and $10.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Morgan County's 9 federal records stand 6% above the Utah county mean of 8.5. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
50 /100
Historical Activity Index
High historical activity
Morgan County, UT · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
7/30
9 OpenFEMA declarations, full ingest window (0.4x national county average)
County Disaster Density High
13/25
9 declarations (1.1x state county average of 8)
Major Disaster Share High
17/25
6 of 9 declarations are major disasters (67%)
Hazard Diversity High
13/20
5 different disaster types declared in Morgan County
FEMA NRI 8-hazard radar - Morgan County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
67%
Major-heavy
NRI risk score
3
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Morgan County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Landslide | Relatively Moderate | roughly once every 2 years |
| Wildfire | Relatively Low | roughly once every 214 years |
| Winter Weather | Relatively Moderate | an average of 42 times per year |
| Avalanche | Relatively Low | roughly once every 30 years |
| Earthquake | Very Low | roughly once every 177 years |
| Lightning | Very Low | an average of 35 times per year |
| Drought | Very Low | 57 modeled event-days per year |
| Volcanic Activity | Very Low | roughly once every 10,000 years |
| Strong Wind | Very Low | an average of 1 time per year |
| Riverine Flooding | Very Low | roughly once every 5 years |
| Heat Wave | Very Low | 0.1 modeled event-days per year |
| Tornado | Very Low | roughly once every 23 years |
| Cold Wave | Very Low | roughly once every 6 years |
| Ice Storm | Very Low | roughly once every 67 years |
| Hail | Very Low | roughly once every 4 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 4
Biological 2
Severe Storm 1
Coastal Storm 1
Drought 1
What Flood declarations mean here
Flood is the most frequent declaration type on Morgan County's record, 44% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 6 66.7%
of all 9 declarations
Emergency - 3 33.3%
of all 9 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2021 | 1 | |
| 2020 | 2 | |
| 2011 | 1 | |
| 2005 | 1 | |
| 1986 | 1 | |
| 1983 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 9 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 9 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4752 | FLOODING | DR | Flood | 2023-12-23 |
| 4578 | STRAIGHT-LINE WINDS | DR | Severe Storm | 2021-01-12 |
| 4525 | COVID-19 PANDEMIC | DR | Biological | 2020-04-04 |
| 3478 | COVID-19 | EM | Biological | 2020-03-13 |
| 4011 | FLOODING | DR | Flood | 2011-08-08 |
| 3223 | HURRICANE KATRINA EVACUATION | EM | Coastal Storm | 2005-09-05 |
| 760 | HEAVY RAINS, SNOWMELT & FLOODING | DR | Flood | 1986-03-13 |
| 680 | SEVERE STORMS, LANDSLIDES & FLOODING | DR | Flood | 1983-04-30 |
| 3024 | DROUGHT | EM | Drought | 1977-01-20 |
Storm Events in Utah
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Morgan County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 1,382 | 3 | 7 | $2.2M |
| Flash Flood | 536 | 29 | 17 | $101.2M |
| High Wind | 496 | 4 | 60 | $12.7M |
| Heavy Snow | 488 | 1 | 2 | $2.4M |
| Winter Storm | 344 | 1 | 36 | $435.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
9
Total Paid
$10.9K
Avg Per Claim
$1.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 3.5/100
Expected Annual Loss
Very Low
$5.0M/year
Social Vulnerability
Very Low
Community Resilience
Very High
Hazard Risk Breakdown
Landslide Relatively Moderate
Wildfire Relatively Low
Winter Weather Relatively Moderate
Avalanche Relatively Low
Earthquake Very Low
Lightning Very Low
Drought Very Low
Volcanic Activity Very Low
Strong Wind Very Low
Riverine Flooding Very Low
Heat Wave Very Low
Tornado Very Low
Cold Wave Very Low
Ice Storm Very Low
Hail Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Landslide
Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.
Worth noting for Morgan County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Morgan County's closest FEMA peer: Grant County, KS
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Morgan County. Record similarity, not a safety rating.
Closest declaration profiles
Morgan County shows 9 FEMA declarations, led by Flood.
Similar Major-disaster share
Morgan County: 6 of 9 of its declarations are Major.
Similar modeled NRI score
Morgan County: NRI composite 3.5 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Morgan County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Morgan County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 3.5 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 9. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
FEMA's National Risk Index flags Landslide as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Morgan County?
The most common disaster type in Morgan County is Flood, with 4 declarations. Other disaster types include Biological (2), Severe Storm (1), Coastal Storm (1).
How does Morgan County's FEMA declaration record compare with the Utah average?
FEMA lists 9 declaration records for Morgan County. That is 6% above the Utah county mean of 8.5. Its count is also 57% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Morgan County received?
Morgan County has received 6 major disaster declarations, representing 67% of all 9 disaster declarations.
How many flood insurance claims has Morgan County filed?
Morgan County has 9 National Flood Insurance Program (NFIP) claims totaling $10.9K in payments, with an average of $1.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Morgan County?
No. In Morgan County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Morgan County?
The most active year for disaster declarations in Morgan County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Morgan County?
According to the FEMA National Risk Index, Morgan County, Utah has an overall risk score of 3.5 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $5.0M in annualized losses.
Which natural hazard poses the greatest risk to Morgan County?
The top hazard flagged by FEMA's NRI for Morgan County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 2 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Morgan County · vintage 2026-08-25 · Methodology · Utah profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events