FEMA Records
7
Low volume
Michigan · FEMA + NOAA + National Risk Index
Ogemaw County, MI
7 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Biological.
- 7
- FEMA declarations
- 2
- Major disasters
- 37
- NRI risk · Very Low
- Biological
- Top hazard
The verdict
Start with the local benchmark for Ogemaw County: 7 FEMA declaration records are 30% below the Michigan county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 37%.
- Safer than 37%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 7
- FEMA declarations vs 21 national county avg
- 2
- biological declarations, the most common hazard here
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 26129 · Ogemaw County 7 declarations · rank 3081/3,266
DECL-LIGHT · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW
- DECL-LIGHT 7
- MAJOR-LIGHT 29%
- RANK-LOWER #3,081
- PHOTO-FINISH Clinton
- NRI-LOW Very Low
- ACT-MODERATE Moderate
- TYPE-LEAD Biological
- VS-ST-BELOW -30%
Nearest declaration peer: Clinton, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile
Ogemaw County among counties with fewer federal records
FEMA declaration records among Ogemaw County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Clinton · near 7
Clinton · near
7 declarations
- Lea · near 7
Lea · near
7 declarations
- Marinette · near 7
Marinette · near
7 declarations
- Ogemaw · this county 7
Ogemaw · this county
7 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Ogemaw County carries 7 FEMA declaration records, ranked 3081 of 3,266 counties in this registry.
Ogemaw County versus quieter counties in this dataset
Ogemaw County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Ogemaw County
7 4th percentile higher than 4% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Ogemaw County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Ogemaw County is led by Riverine Flooding (about $3.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Ogemaw County's hazard record show?
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 37.0/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.1M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.5 times per year here, based on 58 historical events on record.
Reading the federal records together
No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.
Start with the state benchmark: a Michigan county averages 10.0 federal declaration records, while Ogemaw County has 7. The gap is 30% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
34 /100
Historical Activity Index
Moderate historical activity
Ogemaw County, MI · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
5/30
7 OpenFEMA declarations, full ingest window (0.3x national county average)
County Disaster Density Moderate
9/25
7 declarations (0.7x state county average of 10)
Major Disaster Share Moderate
7/25
2 of 7 declarations are major disasters (29%)
Hazard Diversity High
13/20
5 different disaster types declared in Ogemaw County
FEMA NRI 8-hazard radar - Ogemaw County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
29%
Mixed major share
NRI risk score
37
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Ogemaw County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively Moderate | an average of 1.5 times per year |
| Winter Weather | Relatively Moderate | an average of 14 times per year |
| Strong Wind | Relatively Moderate | an average of 1.7 times per year |
| Lightning | Relatively Moderate | an average of 27 times per year |
| Landslide | Relatively Low | roughly once every 6 years |
| Wildfire | Very Low | roughly once every 2,420 years |
| Cold Wave | Relatively Low | an average of 2.2 times per year |
| Riverine Flooding | Relatively Low | roughly once every 7 years |
| Tornado | Relatively Low | roughly once every 8 years |
| Hurricane | Very Low | roughly once every 93 years |
| Ice Storm | Very Low | roughly once every 4 years |
| Earthquake | Very Low | roughly once every 2,469 years |
| Heat Wave | Very Low | 1 modeled event-day per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Biological 2
Snowstorm 2
Flood 1
Hurricane 1
Drought 1
What Biological declarations mean here
Biological is the most frequent declaration type on Ogemaw County's record, 29% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.
This has a direct consequence for how Ogemaw County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 5 71.4%
of all 7 declarations
Major Disaster - 2 28.6%
of all 7 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2005 | 1 | |
| 1999 | 1 | |
| 1978 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4925 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Flood | 2026-06-30 |
| 4494 | COVID-19 PANDEMIC | DR | Biological | 2020-03-27 |
| 3455 | COVID-19 | EM | Biological | 2020-03-13 |
| 3225 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 3137 | MI - SEVERE WEATHER 1/2 /99 | EM | Snowstorm | 1999-01-27 |
| 3057 | BLIZZARDS & SNOWSTORMS | EM | Snowstorm | 1978-01-27 |
| 3035 | DROUGHT | EM | Drought | 1977-03-02 |
Storm Events in Michigan
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ogemaw County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,010 | 10 | 18 | $173.8M |
| Winter Storm | 1,486 | 3 | 11 | $41.8M |
| Winter Weather | 1,254 | 21 | 38 | $892.0K |
| Hail | 962 | 0 | 0 | $77.1M |
| High Wind | 389 | 3 | 2 | $668.9M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
FEMA National Risk Index
Overall Risk
Very Low
Score: 37.0/100
Expected Annual Loss
Very Low
$8.1M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Hail Relatively Moderate
Winter Weather Relatively Moderate
Strong Wind Relatively Moderate
Lightning Relatively Moderate
Landslide Relatively Low
Wildfire Very Low
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Hurricane Very Low
Ice Storm Very Low
Earthquake Very Low
Heat Wave Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
Worth noting for Ogemaw County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Ogemaw County's closest FEMA peer: White Pine County, NV
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ogemaw County. Record similarity, not a safety rating.
Closest declaration profiles
Ogemaw County shows 7 FEMA declarations, led by Biological.
Similar Major-disaster share
Ogemaw County: 2 of 7 of its declarations are Major.
Similar modeled NRI score
Ogemaw County: NRI composite 37.0 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Ogemaw County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Ogemaw County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 37.0 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 7. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
FEMA's National Risk Index flags Hail as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Ogemaw County?
The most common disaster type in Ogemaw County is Biological, with 2 declarations. Other disaster types include Snowstorm (2), Flood (1), Hurricane (1).
How does Ogemaw County's FEMA declaration record compare with the Michigan average?
The typical Michigan county has 10.0 FEMA declaration records; Ogemaw County has 7, or 30% fewer. Against the national county mean of 20.7, this county's total is 66% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Ogemaw County received?
Ogemaw County has received 2 major disaster declarations, representing 29% of all 7 disaster declarations.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ogemaw County?
No. In Ogemaw County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ogemaw County?
The most active year for disaster declarations in Ogemaw County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Ogemaw County?
According to the FEMA National Risk Index, Ogemaw County, Michigan has an overall risk score of 37.0 out of 100 (Very Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $8.1M in annualized losses.
Which natural hazard poses the greatest risk to Ogemaw County?
Based on FEMA NRI data, the highest-risk natural hazard in Ogemaw County is Hail (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively Moderate) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 1.5 times per year, drawn from 58 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Ogemaw County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events