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West Virginia · FEMA + NOAA + National Risk Index

Putnam County, WV

24 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

24
FEMA declarations
17
Major disasters
74
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Putnam County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 1% below the West Virginia county mean. FEMA's separate National Risk Index places the county in the riskiest 26%; that score models loss and vulnerability rather than counting declarations.

Riskiest 26%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
290
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 54079 · Putnam County 24 declarations · rank 1041/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 71%
  • RANK-LOWER #1,041
  • PHOTO-FINISH Eddy
  • NRI-LOW 74
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -1%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · West Virginia state profile

Putnam County in the declaration-count neighbourhood

FEMA declaration records among Putnam County and nearest peers by total count

declarations

What this shows Putnam County carries 24 FEMA declaration records, ranked 1041 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Putnam County's FEMA declaration count compares nationally

Putnam County vs. all counties in this dataset

FEMA disaster declarations, all-time · Putnam County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Putnam County's FEMA Risk Index score

0/100100/100West Virginia avg49/10074/100
FEMA National Risk Index composite score vs. the West Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Putnam County is led by Riverine Flooding (about $29.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Putnam County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 290 paid claims, totaling $3.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $11.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a West Virginia county averages 24.2 federal declaration records, while Putnam County has 24. The gap is 1% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 74.0/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $33.8M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

67 /100

Historical Activity Index

High historical activity

Putnam County, WV · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (1.0x state county average of 24)

Major Disaster Share High
18/25

17 of 24 declarations are major disasters (71%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Putnam County

FEMA NRI 8-hazard radar - Putnam County

Putnam County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 8, Wildfire 8, Drought 25, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 25 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 8-hazard mean
Putnam County NRI risk profile FIPS 54079 · displayed-hazard mean 25/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

71%

Major-heavy

NRI risk score

74

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Putnam County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 1 years
Riverine Flooding Relatively Moderate an average of 2.3 times per year
Heat Wave Relatively Moderate 4.5 modeled event-days per year
Ice Storm Relatively Moderate roughly once every 2 years
Lightning Relatively Low an average of 48 times per year
Hurricane Very Low roughly once every 39 years
Wildfire Very Low roughly once every 1,188 years
Drought Relatively Low 4.7 modeled event-days per year
Earthquake Very Low roughly once every 914 years
Winter Weather Relatively Low an average of 8.6 times per year
Hail Relatively Low an average of 2.9 times per year
Strong Wind Relatively Low an average of 1.1 times per year
Tornado Very Low roughly once every 18 years
Cold Wave Very Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 11
Flood 4
Biological 2
Hurricane 2
Snowstorm 2
Winter Storm 1
Severe Ice Storm 1
Chemical 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Putnam County's record, 46% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 70.8%

of all 24 declarations

Emergency - 7 29.2%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2021 1
2020 2
2015 1
2014 1
2013 1
2012 2
2007 1
2005 1
2004 3
2003 2
2001 1
2000 1
1997 1
Show 4 earlier declaration years
1996 1
1993 1
1980 1
1967 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3639 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4783 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-05-22
4603 SEVERE WINTER STORMS DR Severe Ice Storm 2021-05-13
4517 COVID-19 PANDEMIC DR Biological 2020-04-03
3450 COVID-19 EM Biological 2020-03-13
4210 SEVERE WINTER STORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2015-03-31
3366 CHEMICAL SPILL EM Chemical 2014-01-10
3358 HURRICANE SANDY EM Hurricane 2012-10-29
4071 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-07-23
3345 SEVERE STORMS EM Severe Storm 2012-06-30
1696 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2007-05-01
3221 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1558 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2004-09-20
1522 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2004-06-07
1500 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2003-11-21
1474 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2003-06-21
1455 SEVERE WINTER STORM, RECORD/NEAR RECORD SNOW, HEAVY RAINS, FLOODING AND LANDSLIDES DR Severe Storm 2003-03-14
1378 SEVERE STORMS, FLOODING AND LANDSLIDES DR Severe Storm 2001-06-03
1319 FLOODING, SEVERE STORMS, AND LANDSLIDES DR Flood 2000-02-28
1168 HEAVY & WIND DRIVEN RAIN, HIGH WINDS,FLOODING,SLIDES DR Flood 1997-03-07
Show 4 earlier declaration records
DR# Title Type Incident Date
1084 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
3109 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-17
628 SEVERE STORMS & FLOODING DR Flood 1980-08-15
224 FLOODING DR Flood 1967-03-13

Storm Events in West Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Putnam County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,644 4 9 $16.4M
Winter Weather 1,939 0 22 $1.3M
Flood 1,127 13 0 $109.0M
Flash Flood 1,003 33 1 $141.5M
Hail 757 1 0 $6.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

290

Total Paid

$3.3M

Avg Per Claim

$11.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 74.0/100

Expected Annual Loss

Relatively Low

$33.8M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Moderate
Riverine Flooding Relatively Moderate
Heat Wave Relatively Moderate
Ice Storm Relatively Moderate
Lightning Relatively Low
Hurricane Very Low
Wildfire Very Low
Drought Relatively Low
Earthquake Very Low
Winter Weather Relatively Low
Hail Relatively Low
Strong Wind Relatively Low
Tornado Very Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Putnam County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Putnam County's closest FEMA peer: Rankin County, MS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Putnam County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Putnam County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Putnam County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Putnam County's NFIP claims file (290 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Putnam County?
The most common disaster type in Putnam County is Severe Storm, with 11 declarations. Other disaster types include Flood (4), Biological (2), Hurricane (2).
How does Putnam County's FEMA declaration record compare with the West Virginia average?
The typical West Virginia county has 24.2 FEMA declaration records; Putnam County has 24, or 1% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Putnam County received?
Putnam County has received 17 major disaster declarations, representing 71% of all 24 disaster declarations.
How many flood insurance claims has Putnam County filed?
Putnam County has 290 National Flood Insurance Program (NFIP) claims totaling $3.3M in payments, with an average of $11.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Putnam County?
No. In Putnam County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $29.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Putnam County?
The most active year for disaster declarations in Putnam County was 2004, with 3 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Putnam County?
According to the FEMA National Risk Index, Putnam County, West Virginia has an overall risk score of 74.0 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $33.8M in annualized losses.
Which natural hazard poses the greatest risk to Putnam County?
The top hazard flagged by FEMA's NRI for Putnam County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Riverine Flooding (Relatively Moderate) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Putnam County · vintage 2026-08-25 · Methodology · West Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events