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Virginia · FEMA + NOAA + National Risk Index

Roanoke (city), VA

19 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Snowstorm.

19
FEMA declarations
13
Major disasters
73
NRI risk · Relatively Low
Snowstorm
Top hazard

The verdict

Roanoke (city) has a nationally busy FEMA history: 19 declarations, more than 41% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Virginia county mean. FEMA's separate National Risk Index places the county in the riskiest 27%; that score models loss and vulnerability rather than counting declarations.

Riskiest 27%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
1,184
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 51770 · Roanoke (city) 19 declarations · rank 1790/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 19
  • MAJOR-MID 68%
  • RANK-LOWER #1,790
  • PHOTO-FINISH Bartow
  • NRI-LOW 73
  • ACT-HIGH High
  • TYPE-LEAD Snowstorm
  • VS-ST-BELOW -7%

Nearest declaration peer: Bartow, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile

Roanoke (city) in the declaration-count neighbourhood

FEMA declaration records among Roanoke (city) and nearest peers by total count

declarations

What this shows Roanoke (city) carries 19 FEMA declaration records, ranked 1790 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Roanoke (city)'s FEMA declaration count compares nationally

Roanoke (city) vs. all counties in this dataset

FEMA disaster declarations, all-time · Roanoke (city)

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Roanoke (city)'s FEMA Risk Index score

0/100100/100Virginia avg33/10072.9/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Roanoke (city) is led by Riverine Flooding (about $18.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Roanoke (city)'s hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,184 claims and $20.2M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $17.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Virginia county averages 20.4 federal declaration records, while Roanoke (city) has 19. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 72.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $24.5M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 3.4 times per year here, based on 129 historical events on record.

61 /100

Historical Activity Index

High historical activity

Roanoke (city), VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
12/25

19 declarations (0.9x state county average of 20)

Major Disaster Share High
17/25

13 of 19 declarations are major disasters (68%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Roanoke (city)

FEMA NRI 8-hazard radar - Roanoke (city)

Roanoke (city) NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 25, Tornado 25, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 23 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 8-hazard mean
Roanoke (city) NRI risk profile FIPS 51770 · displayed-hazard mean 23/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

68%

Major-heavy

NRI risk score

73

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Roanoke (city)?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 3.4 times per year
Riverine Flooding Relatively Moderate an average of 1.6 times per year
Lightning Relatively Moderate an average of 44 times per year
Earthquake Relatively Low roughly once every 733 years
Hurricane Relatively Low roughly once every 19 years
Winter Weather Relatively Moderate an average of 9.5 times per year
Landslide Very Low roughly once every 18 years
Cold Wave Relatively Low an average of 2.9 times per year
Hail Relatively Low an average of 4.1 times per year
Ice Storm Relatively Low roughly once every 2 years
Tornado Relatively Low roughly once every 138 years
Heat Wave Very Low 0.5 modeled event-days per year
Avalanche Very Low roughly once every 100 years
Wildfire Very Low roughly once every 31,414 years
Drought No Rating 2.1 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 4
Severe Storm 4
Snowstorm 4
Flood 3
Biological 2
Winter Storm 1
Tropical Storm 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Roanoke (city)'s record, 21% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 68.4%

of all 19 declarations

Emergency - 6 31.6%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2020 2
2019 1
2018 1
2013 1
2012 1
2010 1
2005 2
2003 1
1996 1
1995 1
1994 1
1993 1
1992 1
Show 2 earlier declaration years
1986 1
1972 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4831 TROPICAL STORM HELENE DR Tropical Storm 2024-10-01
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
4401 HURRICANE FLORENCE DR Hurricane 2018-10-15
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
3359 HURRICANE SANDY EM Hurricane 2012-10-29
4072 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-07-27
1874 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-02-16
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1570 SEVERE STORMS AND FLOODING FROM THE REMANANTS OF HURRICANE JEANNE DR Severe Storm 2004-10-18
1458 SEVERE WINTER STORM, RECORD/NEAR RECORD SNOWFALL, HEAVY RAIN,FLOODIND, AND MUDSLIDE DR Severe Storm 2003-03-27
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
1059 SEVERE STORMS AND FLOODING DR Severe Storm 1995-07-01
1014 SEVERE ICE STORMS, FLOODING DR Snowstorm 1994-03-10
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
944 SEVERE STORMS & FLOODING DR Flood 1992-05-19
755 SEVERE STORMS & FLOODING DR Flood 1985-11-09
339 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Roanoke (city).

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,184

Total Paid

$20.2M

Avg Per Claim

$17.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 72.9/100

Expected Annual Loss

Relatively Low

$24.5M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Strong Wind Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively Moderate
Earthquake Relatively Low
Hurricane Relatively Low
Winter Weather Relatively Moderate
Landslide Very Low
Cold Wave Relatively Low
Hail Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Heat Wave Very Low
Avalanche Very Low
Wildfire Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Roanoke (city): the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Snowstorm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Roanoke (city)'s closest FEMA peer: Polk County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Roanoke (city). Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Roanoke (city) - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Roanoke (city): nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Roanoke (city)'s NFIP claims file (1,184 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Roanoke (city)?
The most common disaster type in Roanoke (city) is Snowstorm, with 4 declarations. Other disaster types include Hurricane (4), Severe Storm (4), Flood (3).
How does Roanoke (city)'s FEMA declaration record compare with the Virginia average?
The typical Virginia county has 20.4 FEMA declaration records; Roanoke (city) has 19, or 7% fewer. Against the national county mean of 20.7, this county's total is 8% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Roanoke (city) received?
Roanoke (city) has received 13 major disaster declarations, representing 68% of all 19 disaster declarations.
How many flood insurance claims has Roanoke (city) filed?
Roanoke (city) has 1,184 National Flood Insurance Program (NFIP) claims totaling $20.2M in payments, with an average of $17.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Roanoke (city)?
No. In Roanoke (city), Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $18.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Roanoke (city)?
The most active year for disaster declarations in Roanoke (city) was 2005, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Roanoke (city)?
According to the FEMA National Risk Index, Roanoke (city), Virginia has an overall risk score of 72.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $24.5M in annualized losses.
Which natural hazard poses the greatest risk to Roanoke (city)?
The top hazard flagged by FEMA's NRI for Roanoke (city) as of the latest release is Strong Wind (risk rating: Relatively High). Other significant hazards include Riverine Flooding (Relatively Moderate) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 3.4 times per year, drawn from 129 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Roanoke (city) · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events