FEMA Records
7
Low volume
Michigan · FEMA + NOAA + National Risk Index
7 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Biological.
The verdict
Start with the local benchmark for Alpena County: 7 FEMA declaration records are 30% below the Michigan county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 28%.
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 26007 · Alpena County 7 declarations · rank 3095/3,266
DECL-LIGHT · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW
Nearest declaration peer: Clinton, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile
FEMA declaration records among Alpena County and nearest peers by total count
Los Angeles · largest
88 declarations
Alpena · this county
7 declarations
Clinton · near
7 declarations
Lea · near
7 declarations
Marinette · near
7 declarations
Ujelang · smallest
1 declarations
What this shows Alpena County carries 7 FEMA declaration records, ranked 3095 of 3,266 counties in this registry.
Alpena County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Alpena County
7 4th percentile higher than 4% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
FEMA's modeled annual dollar loss for Alpena County is led by Riverine Flooding (about $5.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Cold Wave carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
This county's FEMA National Risk Index composite lands at 28.3/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.0M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Very High community-resilience score. Even the county's top-rated hazard, Cold Wave, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.9 times per year here, based on 37 historical events on record.
This county has a small entry in FEMA's NFIP paid-claims table: 17 claims and $57.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Michigan county averages 10.0 federal declaration records, while Alpena County has 7. The gap is 30% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
Historical Activity Index
Moderate historical activity
Alpena County, MI · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
7 OpenFEMA declarations, full ingest window (0.3x national county average)
7 declarations (0.7x state county average of 10)
3 of 7 declarations are major disasters (43%)
6 different disaster types declared in Alpena County
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
FEMA Records
7
Low volume
Major Disaster share
43%
Mixed major share
NRI risk score
28
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Cold Wave | Relatively Low | an average of 1.9 times per year |
| Riverine Flooding | Relatively Low | roughly once every 14 years |
| Lightning | Relatively Low | an average of 24 times per year |
| Coastal Flooding | Very Low | roughly once every 78 years |
| Hail | Very Low | roughly once every 1 years |
| Hurricane | Very Low | roughly once every 87 years |
| Landslide | Very Low | roughly once every 13 years |
| Tornado | Very Low | roughly once every 9 years |
| Heat Wave | Very Low | 0.8 modeled event-days per year |
| Earthquake | Very Low | roughly once every 3,906 years |
| Wildfire | Very Low | roughly once every 15,894 years |
| Winter Weather | Very Low | an average of 17 times per year |
| Ice Storm | Very Low | roughly once every 13 years |
| Strong Wind | Very Low | roughly once every 2 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Biological is the most frequent declaration type on Alpena County's record, 29% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.
This has a direct consequence for how Alpena County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
of all 7 declarations
of all 7 declarations
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2025 | 1 | |
| 2020 | 2 | |
| 2005 | 1 | |
| 1978 | 1 | |
| 1977 | 1 | |
How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4925 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Flood | 2026-06-30 |
| 4880 | SEVERE WINTER STORM | DR | Severe Ice Storm | 2025-07-22 |
| 4494 | COVID-19 PANDEMIC | DR | Biological | 2020-03-27 |
| 3455 | COVID-19 | EM | Biological | 2020-03-13 |
| 3225 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 3057 | BLIZZARDS & SNOWSTORMS | EM | Snowstorm | 1978-01-27 |
| 3035 | DROUGHT | EM | Drought | 1977-03-02 |
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Alpena County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,010 | 10 | 18 | $173.8M |
| Winter Storm | 1,486 | 3 | 11 | $41.8M |
| Winter Weather | 1,254 | 21 | 38 | $892.0K |
| Hail | 962 | 0 | 0 | $77.1M |
| High Wind | 389 | 3 | 2 | $668.9M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
Total Claims
17
Total Paid
$57.3K
Avg Per Claim
$3.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
Overall Risk
Very Low
Score: 28.3/100
Expected Annual Loss
Very Low
$7.0M/year
Social Vulnerability
Very High
Community Resilience
Very High
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.
Worth noting for Alpena County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Alpena County. Record similarity, not a safety rating.
Alpena County shows 7 FEMA declarations, led by Biological.
Alpena County: 3 of 7 of its declarations are Major.
Alpena County: NRI composite 28.3 (Very Low).
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Alpena County - capture-dated entries only.
Compare beyond this state
Two PlainHazard-derived comparison paths for Alpena County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Nearest out-of-state counties by FEMA NRI score. This county: 28.3 (Very Low).
Nearest out-of-state counties by FEMA declaration count. This county: 7. NRI peers are excluded so the two link sets stay distinct.
Understanding disaster data
FEMA's National Risk Index flags Cold Wave as the top modeled exposure here (Relatively Low); the guide explains how that model differs from declaration counts.
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Alpena County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events