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Michigan · FEMA + NOAA + National Risk Index

Alpena County, MI

7 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Biological.

7
FEMA declarations
3
Major disasters
28
NRI risk · Very Low
Biological
Top hazard

The verdict

Start with the local benchmark for Alpena County: 7 FEMA declaration records are 30% below the Michigan county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 28%.

Safer than 28%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
7
FEMA declarations vs 21 national county avg
17
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 26007 · Alpena County 7 declarations · rank 3095/3,266

DECL-LIGHT · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 7
  • MAJOR-LIGHT 43%
  • RANK-LOWER #3,095
  • PHOTO-FINISH Clinton
  • NRI-LOW Very Low
  • ACT-MODERATE Moderate
  • TYPE-LEAD Biological
  • VS-ST-BELOW -30%

Nearest declaration peer: Clinton, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile

Alpena County among counties with fewer federal records

FEMA declaration records among Alpena County and nearest peers by total count

declarations

What this shows Alpena County carries 7 FEMA declaration records, ranked 3095 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Alpena County versus quieter counties in this dataset

Alpena County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Alpena County

7 4th percentile higher than 4% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Alpena County's FEMA Risk Index score

0/100100/100Michigan avg50/10028.3/100
FEMA National Risk Index composite score vs. the Michigan county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Alpena County is led by Riverine Flooding (about $5.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Cold Wave carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Alpena County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 28.3/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.0M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Very High community-resilience score. Even the county's top-rated hazard, Cold Wave, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.9 times per year here, based on 37 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 17 claims and $57.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Michigan county averages 10.0 federal declaration records, while Alpena County has 7. The gap is 30% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

40 /100

Historical Activity Index

Moderate historical activity

Alpena County, MI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
5/30

7 OpenFEMA declarations, full ingest window (0.3x national county average)

County Disaster Density Moderate
9/25

7 declarations (0.7x state county average of 10)

Major Disaster Share Moderate
11/25

3 of 7 declarations are major disasters (43%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Alpena County

FEMA NRI 8-hazard radar - Alpena County

Alpena County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 11 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 11 8-hazard mean
Alpena County NRI risk profile FIPS 26007 · displayed-hazard mean 11/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

7

Low volume

Major Disaster share

43%

Mixed major share

NRI risk score

28

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Alpena County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Low an average of 1.9 times per year
Riverine Flooding Relatively Low roughly once every 14 years
Lightning Relatively Low an average of 24 times per year
Coastal Flooding Very Low roughly once every 78 years
Hail Very Low roughly once every 1 years
Hurricane Very Low roughly once every 87 years
Landslide Very Low roughly once every 13 years
Tornado Very Low roughly once every 9 years
Heat Wave Very Low 0.8 modeled event-days per year
Earthquake Very Low roughly once every 3,906 years
Wildfire Very Low roughly once every 15,894 years
Winter Weather Very Low an average of 17 times per year
Ice Storm Very Low roughly once every 13 years
Strong Wind Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Biological 2
Flood 1
Severe Ice Storm 1
Hurricane 1
Snowstorm 1
Drought 1

What Biological declarations mean here

Biological is the most frequent declaration type on Alpena County's record, 29% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.

This has a direct consequence for how Alpena County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 4 57.1%

of all 7 declarations

Major Disaster - 3 42.9%

of all 7 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2020 2
2005 1
1978 1
1977 1

Disaster Declarations

How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4925 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4880 SEVERE WINTER STORM DR Severe Ice Storm 2025-07-22
4494 COVID-19 PANDEMIC DR Biological 2020-03-27
3455 COVID-19 EM Biological 2020-03-13
3225 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
3057 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-27
3035 DROUGHT EM Drought 1977-03-02

Storm Events in Michigan

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Alpena County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,010 10 18 $173.8M
Winter Storm 1,486 3 11 $41.8M
Winter Weather 1,254 21 38 $892.0K
Hail 962 0 0 $77.1M
High Wind 389 3 2 $668.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

17

Total Paid

$57.3K

Avg Per Claim

$3.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 28.3/100

Expected Annual Loss

Very Low

$7.0M/year

Social Vulnerability

Very High

Community Resilience

Very High

Hazard Risk Breakdown

Cold Wave Relatively Low
Riverine Flooding Relatively Low
Lightning Relatively Low
Coastal Flooding Very Low
Hail Very Low
Hurricane Very Low
Landslide Very Low
Tornado Very Low
Heat Wave Very Low
Earthquake Very Low
Wildfire Very Low
Winter Weather Very Low
Ice Storm Very Low
Strong Wind Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Alpena County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Alpena County's closest FEMA peer: Mineral County, NV

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Alpena County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Alpena County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Alpena County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Cold Wave as the top modeled exposure here (Relatively Low); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Alpena County?
The most common disaster type in Alpena County is Biological, with 2 declarations. Other disaster types include Flood (1), Severe Ice Storm (1), Hurricane (1).
How does Alpena County's FEMA declaration record compare with the Michigan average?
The typical Michigan county has 10.0 FEMA declaration records; Alpena County has 7, or 30% fewer. Against the national county mean of 20.7, this county's total is 66% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Alpena County received?
Alpena County has received 3 major disaster declarations, representing 43% of all 7 disaster declarations.
How many flood insurance claims has Alpena County filed?
Alpena County has 17 National Flood Insurance Program (NFIP) claims totaling $57.3K in payments, with an average of $3.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Alpena County?
No. In Alpena County, Cold Wave has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $5.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Alpena County?
The most active year for disaster declarations in Alpena County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Alpena County?
According to the FEMA National Risk Index, Alpena County, Michigan has an overall risk score of 28.3 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Very High. The Expected Annual Loss (EAL) score is Very Low, representing $7.0M in annualized losses.
Which natural hazard poses the greatest risk to Alpena County?
The top hazard flagged by FEMA's NRI for Alpena County as of the latest release is Cold Wave (risk rating: Relatively Low). Other significant hazards include Riverine Flooding (Relatively Low) and Lightning (Relatively Low). FEMA's modeled event frequency puts cold wave here at an average of 1.9 times per year, drawn from 37 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Alpena County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events