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Massachusetts · FEMA + NOAA + National Risk Index

Barnstable County, MA

24 FEMA disaster declarations (1972-2023), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

24
FEMA declarations
14
Major disasters
89
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Barnstable County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 17% below the Massachusetts county mean. FEMA's separate National Risk Index places the county in the riskiest 11%; that score models loss and vulnerability rather than counting declarations.

Riskiest 11%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
3,184
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Barnstable County compare?

Barnstable County vs. all counties in this dataset

FEMA disaster declarations, all-time

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Barnstable County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Massachusetts county average

0/100100/100Massachusetts avg79/10089.1/100
FEMA National Risk Index composite score vs. the Massachusetts county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Barnstable County is led by Riverine Flooding (about $44.2M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Coastal Flooding carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Barnstable County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 3,184 claims and $42.8M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $13.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Massachusetts county averages 28.8 federal declaration records, while Barnstable County has 24. The gap is 17% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 89.1/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $82.3M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Coastal Flooding stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 4.8 times per year here.

Declaration frequency

Nationally, Barnstable County's 24 FEMA records form a high-volume history; within Massachusetts, however, the count is 17% below the county mean. 14 entries carry the Major Disaster classification. The largest incident group is Hurricane, appearing 9 times. The full 51-year record averages 0.5 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

60 /100

Historical Activity Index

High historical activity

Barnstable County, MA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
10/25

24 declarations (0.8x state county average of 29)

Major Disaster Share High
15/25

14 of 24 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Barnstable County

Historical Declaration Activity

Activity Band

High

vs. Massachusetts Avg

-17%

State avg: 28.8

vs. National Avg

+16%

National avg: 20.7

Avg Per Year

0.5

Over 51 years

FEMA NRI 8-hazard radar - Barnstable County

Barnstable County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 92, Hurricane 70, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 37 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 37 8-hazard mean
Barnstable County NRI risk profile FIPS 25001 · displayed-hazard mean 37/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

58%

Major-heavy

NRI risk score

89

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Barnstable County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Coastal Flooding Very High an average of 4.8 times per year
Hurricane Relatively High roughly once every 7 years
Riverine Flooding Relatively Moderate an average of 1.1 times per year
Lightning Relatively High an average of 15 times per year
Earthquake Relatively Low roughly once every 849 years
Hail Relatively Low roughly once every 2 years
Landslide Relatively Low roughly once every 12 years
Strong Wind Relatively Moderate roughly once every 3 years
Wildfire Very Low roughly once every 37,195 years
Ice Storm Relatively Low roughly once every 7 years
Tornado Relatively Low roughly once every 12 years
Heat Wave Relatively Low 1.1 modeled event-days per year
Drought Relatively Low 1.9 modeled event-days per year
Cold Wave Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 9.8 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Snowstorm 5
Severe Storm 4
Biological 2
Coastal Storm 2
Flood 1
Fishing Losses 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Barnstable County's federal record, 38% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 58.3%

of all 24 declarations

Emergency - 10 41.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2020 2
2018 1
2015 1
2013 3
2011 2
2010 1
2007 1
2005 2
2004 1
2003 1
1996 1
1993 2
1992 1
1991 1
Show 3 earlier declaration years
1986 1
1978 1
1972 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3599 HURRICANE LEE EM Hurricane 2023-09-15
4496 COVID-19 PANDEMIC DR Biological 2020-03-27
3438 COVID-19 EM Biological 2020-03-13
4372 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2018-06-25
4214 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Severe Storm 2015-04-13
4110 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Severe Storm 2013-04-19
4097 HURRICANE SANDY DR Hurricane 2012-12-19
3350 HURRICANE SANDY EM Hurricane 2012-10-28
4028 TROPICAL STORM IRENE DR Hurricane 2011-09-03
3330 HURRICANE IRENE EM Hurricane 2011-08-26
3315 HURRICANE EARL EM Hurricane 2010-09-02
1701 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-05-16
3252 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
3201 RECORD AND/OR NEAR RECORD SNOW EM Snowstorm 2005-02-17
3191 SNOW EM Snowstorm 2004-01-15
3175 SNOW EM Snowstorm 2003-03-11
1090 BLIZZARD OF 96 DR Snowstorm 1996-01-24
3103 BLIZZARDS, HIGH WINDS & RECORD SNOWFALL EM Snowstorm 1993-03-16
975 WINTER COASTAL STORM DR Coastal Storm 1992-12-21
920 COASTAL STORM DR Coastal Storm 1991-11-04
Show 4 earlier declaration records
DR# Title Type Incident Date
914 HURRICANE BOB DR Hurricane 1991-08-26
751 HURRICANE GLORIA DR Hurricane 1985-10-28
546 COASTAL STORMS, FLOOD, ICE & SNOW DR Flood 1978-02-10
357 TOXIC ALGAE IN COASTAL WATERS DR Fishing Losses 1972-09-28

Storm Events in Massachusetts

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Barnstable County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 2,101 2 7 $13.2M
Strong Wind 1,019 4 8 $3.2M
High Wind 722 3 10 $10.8M
Flood 563 0 0 $4.0M
Winter Weather 390 1 14 $1.4M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3,184

Total Paid

$42.8M

Avg Per Claim

$13.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 89.1/100

Expected Annual Loss

Relatively Moderate

$82.3M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Coastal Flooding Very High
Hurricane Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively High
Earthquake Relatively Low
Hail Relatively Low
Landslide Relatively Low
Strong Wind Relatively Moderate
Wildfire Very Low
Ice Storm Relatively Low
Tornado Relatively Low
Heat Wave Relatively Low
Drought Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Coastal Flooding

Coastal Flooding is modeled separately from riverine flooding because its driver is different: surge, tide and wave action rather than a watershed draining. It is also the hazard whose baseline is moving, since the same storm rides on a higher starting sea level than it used to.

For Barnstable County the two measures on this page point the same way: Coastal Flooding is the county's highest-rated modeled hazard (Very High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Barnstable County's closest FEMA peer: Callahan County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Barnstable County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Barnstable County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Barnstable County's NFIP claims file (3,184 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Barnstable County?
The most common disaster type in Barnstable County is Hurricane, with 9 declarations. Other disaster types include Snowstorm (5), Severe Storm (4), Biological (2).
How does Barnstable County's FEMA declaration record compare with the Massachusetts average?
The typical Massachusetts county has 28.8 FEMA declaration records; Barnstable County has 24, or 17% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Barnstable County received?
Barnstable County has received 14 major disaster declarations, representing 58% of all 24 disaster declarations.
How many flood insurance claims has Barnstable County filed?
Barnstable County has 3,184 National Flood Insurance Program (NFIP) claims totaling $42.8M in payments, with an average of $13.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Barnstable County?
No. In Barnstable County, Coastal Flooding has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $44.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Barnstable County?
The most active year for disaster declarations in Barnstable County was 2013, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2023.
What is the FEMA National Risk Index score for Barnstable County?
According to the FEMA National Risk Index, Barnstable County, Massachusetts has an overall risk score of 89.1 out of 100 (Relatively Moderate). Social vulnerability here rates Relatively Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $82.3M in annualized losses.
Which natural hazard poses the greatest risk to Barnstable County?
FEMA's NRI data points to Barnstable County is Coastal Flooding (risk rating: Very High). Other significant hazards include Hurricane (Relatively High) and Riverine Flooding (Relatively Moderate). FEMA's modeled event frequency puts coastal flooding here at an average of 4.8 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Barnstable County

Against a Massachusetts county mean of 29 declarations, Barnstable County, MA records 24, or 17% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (14 of 24) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Massachusetts overview
  • Nationally the county exceeds 66% of recorded county totals, but its own Massachusetts benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.