Bay County, Michigan

County storm and disaster record · FIPS 26017 · population 103,848 · 442 sq mi

NOAA's Storm Events Database holds 436 records for Bay County, Michigan from 1950 through June 30, 2026, on 289 days; the most frequent are severe thunderstorm wind events (164 records). The deadliest single record is the December 1, 2007 winter weather, filed for the forecast zone Bay, which covers the county: 1 death. FEMA has issued 14 declarations naming the county since 1965, 12 of them for natural hazards; the latest for a natural hazard was “Severe Storms and Flooding” on August 2, 2017.

The record, 1950 to 2026

Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).

  • recorded, no damage figure
  • under $100,000
  • $100,000 or more
  • $1 million or more
  • $10 million or more, or a death
  • $100 million or more, or 10 deaths
  • a year's colour: its recorded damage or deaths
  • a year with a death
  • 1955: wind and hail recorded from 1955
  • 1996: all 48 event types from 1996
Storm records
436on 289 days, 1950 to June 30, 2026
Deaths recorded
522 injuries
Damage, 2025 dollars
$77Mas filed (scale steps before 1993)
Tornadoes
14strongest F3
FEMA declarations
14latest 2020

Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.

What hazards hit Bay County most?

The most frequent records are severe thunderstorm wind events: 164 since 1960. 49% of its severe thunderstorm wind events since 1960 fell in June and July. The rank column places the county among Michigan's counties by days with a record per 1,000 square miles of land over each hazard's complete period.

Bay County: records by hazard, 1950 to June 30, 2026
HazardRecordsDaysFirst, lastKilledInjuredDamageRank in state
Severe thunderstorm wind 164 110 1960-2026 1 5 $6.0M 17 of 83
Hail 99 41 1962-2026 0 2 $25M 18 of 83
Winter storms 67 65 1997-2025 1 0 $2.5M 40 of 83
High wind and dust storms 34 34 1996-2022 0 0 $15M 3 of 83
Floods 21 20 1996-2021 1 0 $17M 6 of 83
Extreme cold 15 15 1996-2019 2 10 $1.7M 12 of 83
Tornadoes 14 13 1957-2016 0 4 $10M 26 of 83
Heat 13 13 1999-2018 0 1 – 2 of 83
Lightning 5 4 2005-2006 0 0 $95K 15 of 83
Drought 2 2 2001-2002 0 0 – 2 of 83
Heavy rain 1 1 2006-2006 0 0 $51K 15 of 83
Fog, smoke and funnel clouds 1 1 2000-2000 0 0 – 33 of 83

Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.

How many tornadoes has Bay County had?

NOAA records 14 tornadoes in Bay County from 1957 to 2016, the strongest rated F3, with 0 deaths and 4 injuries recorded in the county. That is 26th of 83 Michigan counties by days with tornadoes per 1,000 square miles since 1950. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.

Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 15 tornadoes whose track touched Bay County since 1950 (NOAA's county records number 14: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 0 people.

The deadliest and strongest tornadoes that touched Bay County, whole tracks
DateTornadoRatingPathKilled
1984-06-12 17:20, as SPC files itBayF348 mi0

Map of the strongest tornado tracks in Michigan.

Every tornado record filed for Bay County (14)
Every tornado recorded in Bay County, newest first
DatePlaceCharacterKilledInjuredDamage
2016-07-08 Pinconning, Bay County EF0 2 mi x 100 yd 0 0 $12K
2011-05-31 Beaver, Bay County EF1 8.38 mi x 200 yd 0 0 $131K
2004-06-13 Auburn, Bay County F0 3 mi x 100 yd 0 0 $16K
2003-08-04 Bay City, Bay County F0 0.2 mi x 25 yd 0 0 –
2001-10-24 Bay City, Bay County F1 0.5 mi x 100 yd 0 0 $100K
1984-06-12 Bay County F3 10 mi x 500 yd 0 2 $2.5M step
1982-07-17 Bay County F0 0.1 mi x 17 yd 0 0 $3K step
1979-06-20 Bay County F0 0.8 mi x 27 yd 0 0 $25K step
1974-07-14 Bay County F1 0 0 –
1973-07-31 Bay County F2 2.3 mi x 20 yd 0 0 $25K step
1973-06-26 Bay County F0 0 0 –
1973-06-26 Bay County F0 0 0 –
1965-04-11 Bay County F2 9.9 mi x 33 yd 0 2 $250K step
1957-06-22 Bay County F2 0 0 $25K step

A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.

Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.

When was the last damaging storm in Bay County?

The most recent record with damage, injuries or deaths is the May 18, 2020 lakeshore flood ($2.3 million in damage in 2025 dollars).

The water level at Essexville peaked at 70.60 above LWD at 1542 LST.
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 884038)
The 12 most recent records kept for Bay County
DateRecordCharacterKilledInjuredDamage
2026-06-25 HailPinconning, Bay County 1.00 in hail 0 0 –
2026-06-10 Thunderstorm WindFisherville, Bay County 61 kt wind 0 0 –
2026-06-10 Thunderstorm WindBay City Municipal Airport, Bay County 61 kt wind 0 0 –
2026-05-18 Thunderstorm WindEssexville, Bay County 50 kt wind 0 0 –
2026-05-17 HailBay City Municipal Airport, Bay County 1.00 in hail 0 0 –
2025-11-29 Heavy SnowBay County · forecast zone Bay 0 0 –
2025-08-12 Thunderstorm WindWillard, Bay County 56 kt wind 0 0 –
2025-07-28 Thunderstorm WindTobico, Bay County 57 kt wind 0 0 –
2025-07-28 Thunderstorm WindLinwood, Bay County 56 kt wind 0 0 –
2025-07-24 Thunderstorm WindPinconning, Bay County 54 kt wind 0 0 –
2025-05-15 Thunderstorm WindBay City Municipal Airport, Bay County 52 kt wind 0 0 –
2020-05-18 Lakeshore FloodBay County · forecast zone Bay 0 0 $2.3M

Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.

The deadliest and costliest records

Records with deaths or injuries in Bay County, most deaths first
DateRecordCharacterKilledInjuredDamage
2007-12-01 Winter WeatherBay County · forecast zone Bay Trained spotters reported 3 to 4 inches of snow and one to two tenths of an inch of ice on top of the snow. 1 0 –
1998-05-31 Thunderstorm WindLinwood, Bay County On the evening of the 30th, a strong low pressure system was located over the upper Mississippi Valley. The low moved rapidly east that night, reaching northern lower Michigan by daybreak on the 31st. The warm front associated with the low moved north across the Lower Peninsula overnight, ushering in an unstable air ... 1 0 $181K
1998-03-09 Cold/Wind ChillBay County · forecast zone Bay A Kawkawlin man passed out while walking home from a local tavern. A steady, cold rain was falling, and the man died from hypothermia. Alcohol was likely a contributing factor. 1 0 –
1997-01-17 Cold/Wind ChillBay County · forecast zone Bay The coldest weather of the winter occurred from the 17th through the 19th. During that period, lows reached as low as -6 at Detroit's metro airport, and -9 at Flint's Bishop airport and the National Weather Service forecast office at White Lake. One man died of hypothermia in Bay City. A few days earlier, on the 12th, ... 1 0 –
1996-06-21 Flash FloodSrn 1/2 Of Co., Bay County 1 0 $4.1M
2007-02-03 Cold/Wind ChillBay County · forecast zone Bay A bitter cold airmass blasted into the region on Saturday, February the 3rd and persisted through Tuesday, February the 6th. Temperatures through this period were 20 to 25 degrees below normal. Daytime temps struggled to reach 10 degrees while subzero temperatures occurred all 3 nights. Flint set 2 temperature records ... 0 10 $36K
1992-06-17 Thunderstorm WindBay County 0 5 –
1999-07-24 HailBay City, Bay County An upper level disturbance crossed the Great Lakes region from northwest to southeast, igniting thunderstorms along its path. The thunderstorms evolved into a squall line as they moved across southeast Michigan. Instability was high on this warm and humid summer day, allowing many of the storms to become severe.Unlike ... 1.75 in hail 0 2 –
The costliest records in Bay County since 1993, damage in 2025 dollars
DateRecordCharacterKilledInjuredDamage
1996-06-21 Flash FloodSrn 1/2 Of Co., Bay County 1 0 $4.1M
2014-07-27 HailBangor Township, Bay County 2.50 in hail 0 0 $3.7M
2017-06-22 Flash FloodMt Forest, Bay County 0 0 $3.6M
2014-07-27 HailKawkawlin, Bay County 2.00 in hail 0 0 $2.5M
2018-04-14 Winter StormBay County · forecast zone Bay 0 0 $2.4M
2018-04-15 Lakeshore FloodBay County · forecast zone Bay 0 0 $2.4M
2019-11-01 FloodAplin Beach, Bay County 0 0 $2.3M
2020-05-18 Lakeshore FloodBay County · forecast zone Bay 0 0 $2.3M

Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $2.5M, in the dollars of the day) holds: June 12, 1984 (tornado, Bay County).

Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.

Is it getting more frequent?

Records per decade for Bay County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).

Bay County: records per decade (the 2020s to June 30, 2026)
Hazard1950s1960s1970s1980s1990s2000s2010s2020-26
Severe thunderstorm wind083928483632
Hail01101015684
Winter storms––––837157
High wind and dust storms––––89107
Floods––––3495
Extreme cold––––3480

Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).

What time of year?

49% of its severe thunderstorm wind events since 1960 fell in June and July. The two busiest months are in violet.

The values, month by month

Jan 28 · Feb 25 · Mar 26 · Apr 27 · May 42 · Jun 71 · Jul 104 · Aug 46 · Sep 19 · Oct 15 · Nov 12 · Dec 21 (records).

Source: NOAA NCEI Storm Events Database, records by the month they began.

Federal disaster declarations for Bay County

FEMA's register lists 14 declarations that include Bay County: 10 major disasters, 4 emergencies and 0 fire management assistance declarations. Most were for severe storm (4) and flood (4).

Declarations including Bay County, newest first
DeclaredNumberTypeTitle
2020-03-27DR-4494BiologicalCovid-19 Pandemic
2020-03-13EM-3455BiologicalCovid-19
2017-08-02DR-4326Severe StormSevere Storms and Flooding
2005-09-07EM-3225HurricaneHurricane Katrina Evacuation
2001-01-10EM-3160SnowstormSnow
1998-06-24DR-1226Severe StormSevere Storms
1996-07-23DR-1128Severe StormSevere Storms and Flooding
1986-09-18DR-774FloodSevere Storms & Flooding
1985-09-18DR-744FloodSevere Storms and Flooding
1978-01-27EM-3057SnowstormBlizzards & Snowstorms
1976-03-19DR-495Severe StormSevere Storms, Tornadoes, Icing & Flooding
1973-04-12DR-371FloodSevere Storms & Flooding
1972-12-01DR-363FloodSevere Storms & Flooding
1965-04-14DR-190TornadoTornadoes & Severe Storms

Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.

How many floods has Bay County had?

NOAA's Storm Events Database holds 21 flood or flash flood records for Bay County from 1996 to 2021, on 20 days, with 1 death. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Bay County ranks 490th of 2,942 U.S. counties.

The National Flood Insurance Program has paid $2.5 million on 515 claims filed in Bay County; the most in one year was 205 in 1986. Claims count insured losses only: uninsured flood damage is not in this file.

The values, year by year

1979: 5 · 1980: 1 · 1981: 6 · 1983: 123 · 1984: 8 · 1985: 5 · 1986: 205 · 1987: 4 · 1991: 1 · 1993: 1 · 1994: 6 · 1996: 28 · 1997: 6 · 1998: 4 · 2001: 1 · 2002: 3 · 2003: 1 · 2004: 2 · 2005: 1 · 2008: 1 · 2009: 1 · 2011: 1 · 2012: 2 · 2013: 5 · 2014: 8 · 2016: 2 · 2017: 36 · 2018: 15 · 2019: 4 · 2020: 20 · 2021: 8 · 2023: 1; the other years: 0.

Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.

FEMA's modeled risk for Bay County

FEMA's National Risk Index rates Bay County Relatively Low overall, with an expected annual loss of $38.3 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.

National Risk Index ratings for Bay County (December 2025 release), by FEMA's rating, then score
HazardRisk ratingExpected annual lossModeled frequency
Winter WeatherRelatively High$626K11 a year (modeled)
Strong WindRelatively High$2.8M3.2 a year (modeled)
Cold WaveRelatively High$6.9M2.9 a year (modeled)
TornadoRelatively Moderate$4.9Monce in about 5 years (modeled)
HailRelatively Moderate$1.1M2 a year (modeled)
Riverine FloodingRelatively Moderate$21Mabout once a year (modeled)
Ice StormRelatively Moderate$148Kabout once a year (modeled)
LightningRelatively Moderate$297K31 a year (modeled)

Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.

Counties that share a border with Bay County

  1. Saginaw County 647
  2. Tuscola County 487
  3. Huron County 455
  4. Bay County 436
  5. Midland County 420
  6. Gladwin County 208
  7. Arenac County 197

Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.

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