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Florida · FEMA + NOAA + National Risk Index

Broward County, FL

43 FEMA disaster declarations (1965-2025), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

43
FEMA declarations
26
Major disasters
99
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Broward County. Its 43 FEMA declarations are 7% above the Florida county mean and exceed the count for 98% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 1%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
43
FEMA declarations vs 21 national county avg
35,040
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 12011 · Broward County 43 declarations · rank 71/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 43
  • MAJOR-MID 60%
  • RANK-UPPER #71
  • PHOTO-FINISH Iberia
  • NRI-HIGH 99
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +7%

Nearest declaration peer: Iberia, LA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Florida state profile

Broward County among high-volume declaration counties

FEMA declaration records among Broward County and nearest peers by total count

declarations

What this shows Broward County carries 43 FEMA declaration records, ranked 71 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Broward County ranks in the national declaration registry

Broward County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Broward County

43 Top 2% higher than 98% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Broward County's FEMA Risk Index score

0/100100/100Florida avg76/10099.5/100
FEMA National Risk Index composite score vs. the Florida county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Broward County is led by Riverine Flooding (about $289.0M Expected Annual Loss, Historical Loss Ratio Very Low), while Lightning carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Broward County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 35,040 claims and $458.2M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $13.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Broward County's 43 federal records stand 7% above the Florida county mean of 40.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 99.5/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $648.0M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 99 times per year here, based on 1,955,115 historical events on record.

78 /100

Historical Activity Index

Very High historical activity

Broward County, FL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

43 OpenFEMA declarations, full ingest window (2.1x national county average)

County Disaster Density High
13/25

43 declarations (1.1x state county average of 40)

Major Disaster Share High
15/25

26 of 43 declarations are major disasters (60%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Broward County

FEMA NRI 8-hazard radar - Broward County

Broward County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 92, Hurricane 92, Tornado 70, Wildfire 48, Drought 25, Heat Wave 70, Winter Storm 70. The simple mean of these eight displayed scores is 59 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 59 8-hazard mean
Broward County NRI risk profile FIPS 12011 · displayed-hazard mean 59/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

43

Very high volume

Major Disaster share

60%

Major-heavy

NRI risk score

99

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Broward County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Very High an average of 99 times per year
Hurricane Very High roughly once every 3 years
Riverine Flooding Very High an average of 2.5 times per year
Heat Wave Relatively High 5.7 modeled event-days per year
Wildfire Relatively Moderate roughly once every 89 years
Coastal Flooding Very High an average of 2.6 times per year
Tornado Relatively High roughly once every 1 years
Cold Wave Relatively High an average of 1.5 times per year
Strong Wind Relatively Moderate an average of 1 time per year
Landslide Relatively Low roughly once every 7 years
Earthquake Very Low roughly once every 5,128 years
Drought Relatively Low 15 modeled event-days per year
Hail Relatively Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 25
Freezing 5
Severe Storm 4
Fire 3
Biological 2
Flood 1
Tropical Storm 1
Tornado 1
Human Cause 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Broward County's federal record, 58% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 26 60.5%

of all 43 declarations

Emergency - 16 37.2%

of all 43 declarations

Fire Management - 1 2.3%

of all 43 declarations

FEMA Declarations Timeline

Year Declarations
2025 2
2023 3
2022 2
2020 4
2019 1
2017 4
2008 1
2006 1
2005 3
2004 3
2001 2
2000 2
1999 3
1998 4
1993 1
Show 7 earlier declaration years
1992 1
1990 1
1985 1
1980 1
1977 1
1971 1
1965 1

Disaster Declarations

How the 43 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 43 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4834 HURRICANE MILTON DR Hurricane 2024-10-11
3622 HURRICANE MILTON EM Hurricane 2024-10-07
4709 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2023-04-27
4680 HURRICANE NICOLE DR Hurricane 2022-12-13
3587 TROPICAL STORM NICOLE EM Tropical Storm 2022-11-08
4673 HURRICANE IAN DR Hurricane 2022-09-29
3584 TROPICAL STORM IAN EM Hurricane 2022-09-24
3533 HURRICANE ISAIAS EM Hurricane 2020-08-01
4486 COVID-19 PANDEMIC DR Biological 2020-03-25
3432 COVID-19 EM Biological 2020-03-13
4468 HURRICANE DORIAN DR Hurricane 2019-10-21
3419 HURRICANE DORIAN EM Hurricane 2019-08-30
4337 HURRICANE IRMA DR Hurricane 2017-09-10
3385 HURRICANE IRMA EM Hurricane 2017-09-05
4283 HURRICANE MATTHEW DR Hurricane 2016-10-08
3377 HURRICANE MATTHEW EM Hurricane 2016-10-06
3288 TROPICAL STORM FAY EM Severe Storm 2008-08-21
1609 HURRICANE WILMA DR Hurricane 2005-10-24
3259 TROPICAL STORM RITA EM Hurricane 2005-09-20
3220 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
Show 23 earlier declaration records
DR# Title Type Incident Date
1602 HURRICANE KATRINA DR Hurricane 2005-08-28
1561 HURRICANE JEANNE DR Hurricane 2004-09-26
1545 HURRICANE FRANCES DR Hurricane 2004-09-04
1539 TROPICAL STORM BONNIE AND HURRICANE CHARLEY DR Hurricane 2004-08-13
1359 SEVERE FREEZE DR Freezing 2001-02-05
1345 SEVERE STORMS AND FLOODING DR Severe Storm 2000-10-04
1306 FL-HURRICANE IRENE-DR-REQ DR Hurricane 1999-10-20
3150 TROPICAL STORM IRENE - FLORIDA EM Hurricane 1999-10-15
3143 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-14
3139 FL-FIRES 04/15/99 EM Fire 1999-04-27
2256 FL-FIRES 04/13/99 FM Fire 1999-04-18
3131 HURRICANE GRORGES EM Hurricane 1998-09-25
1223 EXTREME FIRE HAZARD DR Fire 1998-06-18
1204 SEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODING DR Severe Storm 1998-02-12
1195 SEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODING DR Severe Storm 1998-01-06
982 TORNADOES, FLOODING, HIGH WINDS & TIDES, FREEZING DR Tornado 1993-03-13
955 HURRICANE ANDREW DR Hurricane 1992-08-24
851 SEVERE FREEZE DR Freezing 1990-01-15
732 SEVERE FREEZE DR Freezing 1985-03-18
3079 UNDOCUMENTED ALIENS EM Human Cause 1980-05-06
526 SEVERE WINTER WEATHER DR Freezing 1977-01-31
304 FREEZE DR Freezing 1971-03-15
209 HURRICANE BETSY DR Hurricane 1965-09-14

Storm Events in Florida

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Broward County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,243 17 45 $24.8M
Hail 1,012 0 0 $564.6K
Heavy Rain 865 2 3 $200.0K
Flood 826 9 0 $2.0B
Tropical Storm 767 92 6 $4.9B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

35,040

Total Paid

$458.2M

Avg Per Claim

$13.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 99.5/100

Expected Annual Loss

Relatively High

$648.0M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Lightning Very High
Hurricane Very High
Riverine Flooding Very High
Heat Wave Relatively High
Wildfire Relatively Moderate
Coastal Flooding Very High
Tornado Relatively High
Cold Wave Relatively High
Strong Wind Relatively Moderate
Landslide Relatively Low
Earthquake Very Low
Drought Relatively Low
Hail Relatively Low
Winter Weather No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Broward County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Broward County's closest FEMA peer: Santa Barbara County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Broward County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Broward County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Broward County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Broward County's NFIP claims file (35,040 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Broward County?
The most common disaster type in Broward County is Hurricane, with 25 declarations. Other disaster types include Freezing (5), Severe Storm (4), Fire (3).
How does Broward County's FEMA declaration record compare with the Florida average?
FEMA lists 43 declaration records for Broward County. That is 7% above the Florida county mean of 40.4. Its count is also 108% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Broward County received?
Broward County has received 26 major disaster declarations, representing 60% of all 43 disaster declarations.
How many flood insurance claims has Broward County filed?
Broward County has 35,040 National Flood Insurance Program (NFIP) claims totaling $458.2M in payments, with an average of $13.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Broward County?
No. In Broward County, Lightning has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $289.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Broward County?
The most active year for disaster declarations in Broward County was 1998, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2025.
What is the FEMA National Risk Index score for Broward County?
According to the FEMA National Risk Index, Broward County, Florida has an overall risk score of 99.5 out of 100 (Relatively High). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $648.0M in annualized losses.
Which natural hazard poses the greatest risk to Broward County?
Based on FEMA NRI data, the highest-risk natural hazard in Broward County is Lightning (risk rating: Very High). Other significant hazards include Hurricane (Very High) and Riverine Flooding (Very High). FEMA's modeled event frequency puts lightning here at an average of 99 times per year, drawn from 1,955,115 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Broward County · vintage 2026-08-25 · Methodology · Florida profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events