Which county has the most flood insurance claims?
NFIP claims by county of the insured property, 1978 to September 8, 2026, the top 100 of 2,942 counties
Harris County, TX has the most National Flood Insurance Program claims of any U.S. county: 170,854 from 1978 to September 8, 2026 (OpenFEMA), $8.8 billion paid. Next are Jefferson Parish, LA (135,664) and Orleans Parish, LA (127,255); the top 10 counties hold 30% of the 2,663,556 claims matched to a county.
The top 15
Source: FEMA OpenFEMA NFIP Redacted Claims (v3), as of September 8, 2026. Open the source.
Every row, ranked
| Rank | Name | Claims | Paid |
|---|---|---|---|
| 1 | Harris County, TX | 170,854 | $8.8 billion |
| 2 | Jefferson Parish, LA | 135,664 | $3.6 billion |
| 3 | Orleans Parish, LA | 127,255 | $7.3 billion |
| 4 | Miami-Dade County, FL | 62,029 | $856 million |
| 5 | Galveston County, TX | 60,620 | $2.5 billion |
| 6 | Ocean County, NJ | 52,884 | $2.6 billion |
| 7 | Pinellas County, FL | 51,779 | $3.8 billion |
| 8 | Nassau County, NY | 51,523 | $2.3 billion |
| 9 | Lee County, FL | 48,496 | $4.0 billion |
| 10 | St. Tammany Parish, LA | 38,420 | $1.8 billion |
| 11 | Broward County, FL | 35,049 | $458 million |
| 12 | Suffolk County, NY | 33,936 | $1.1 billion |
| 13 | Cape May County, NJ | 28,016 | $415 million |
| 14 | Monroe County, FL | 27,430 | $714 million |
| 15 | St. Bernard Parish, LA | 23,919 | $2.2 billion |
| 16 | Jefferson County, TX | 22,715 | $1.2 billion |
| 17 | East Baton Rouge Parish, LA | 22,575 | $1.3 billion |
| 18 | Brazoria County, TX | 21,436 | $632 million |
| 19 | Atlantic County, NJ | 20,909 | $494 million |
| 20 | Monmouth County, NJ | 20,039 | $937 million |
| 21 | Baldwin County, AL | 19,745 | $659 million |
| 22 | Richmond County, NY | 19,422 | $282 million |
| 23 | Charleston County, SC | 19,289 | $312 million |
| 24 | Dare County, NC | 18,950 | $231 million |
| 25 | Hillsborough County, FL | 18,556 | $1.2 billion |
| 26 | Escambia County, FL | 16,499 | $732 million |
| 27 | Harrison County, MS | 15,939 | $1.3 billion |
| 28 | Cook County, IL | 15,260 | $140 million |
| 29 | Mobile County, AL | 15,117 | $369 million |
| 30 | Queens County, NY | 14,948 | $708 million |
| 31 | Collier County, FL | 14,773 | $1.1 billion |
| 32 | Livingston Parish, LA | 14,639 | $835 million |
| 33 | Pasco County, FL | 14,544 | $693 million |
| 34 | Bergen County, NJ | 14,477 | $432 million |
| 35 | Sarasota County, FL | 14,415 | $857 million |
| 36 | Passaic County, NJ | 14,385 | $317 million |
| 37 | Terrebonne Parish, LA | 13,501 | $327 million |
| 38 | Montgomery County, TX | 13,035 | $634 million |
| 39 | Orange County, TX | 12,876 | $1.0 billion |
| 40 | Fairfield County, CT | 12,667 | $284 million |
| 41 | Volusia County, FL | 12,577 | $582 million |
| 42 | Horry County, SC | 12,525 | $338 million |
| 43 | Westchester County, NY | 12,259 | $273 million |
| 44 | St. Louis County, MO | 12,031 | $265 million |
| 45 | Charlotte County, FL | 11,697 | $476 million |
| 46 | Manatee County, FL | 11,389 | $651 million |
| 47 | Jackson County, MS | 11,325 | $721 million |
| 48 | New Hanover County, NC | 11,183 | $188 million |
| 49 | Plymouth County, MA | 10,959 | $153 million |
| 50 | Palm Beach County, FL | 10,758 | $72.3 million |
| 51 | Santa Rosa County, FL | 10,439 | $528 million |
| 52 | Calcasieu Parish, LA | 10,386 | $324 million |
| 53 | St. Charles County, MO | 9,999 | $156 million |
| 54 | Hancock County, MS | 9,927 | $746 million |
| 55 | Brunswick County, NC | 9,879 | $99.3 million |
| 56 | New Haven County, CT | 9,609 | $173 million |
| 57 | Morris County, NJ | 9,463 | $201 million |
| 58 | Beaufort County, NC | 9,462 | $131 million |
| 59 | Los Angeles County, CA | 9,104 | $72.4 million |
| 60 | Bay County, FL | 9,005 | $338 million |
| 61 | Carteret County, NC | 8,997 | $129 million |
| 62 | St. John the Baptist Parish, LA | 8,979 | $655 million |
| 63 | Nueces County, TX | 8,673 | $187 million |
| 64 | Okaloosa County, FL | 8,226 | $283 million |
| 65 | St. Johns County, FL | 7,639 | $252 million |
| 66 | St. Charles Parish, LA | 7,568 | $161 million |
| 67 | Union County, NJ | 7,525 | $164 million |
| 68 | Sonoma County, CA | 7,403 | $132 million |
| 69 | Fort Bend County, TX | 7,389 | $451 million |
| 70 | Citrus County, FL | 7,076 | $385 million |
| 71 | Cameron County, TX | 7,061 | $185 million |
| 72 | Ouachita Parish, LA | 6,984 | $163 million |
| 73 | Ascension Parish, LA | 6,783 | $354 million |
| 74 | Lafayette Parish, LA | 6,579 | $267 million |
| 75 | Somerset County, NJ | 6,502 | $240 million |
| 76 | Kings County, NY | 6,319 | $330 million |
| 77 | Virginia Beach (city), VA | 6,260 | $104 million |
| 78 | Lafourche Parish, LA | 6,203 | $104 million |
| 79 | Montgomery County, PA | 6,200 | $185 million |
| 80 | Craven County, NC | 6,126 | $239 million |
| 81 | Plaquemines Parish, LA | 6,086 | $382 million |
| 82 | Duval County, FL | 6,064 | $215 million |
| 83 | Norfolk (city), VA | 6,019 | $69.1 million |
| 84 | Pender County, NC | 5,889 | $118 million |
| 85 | Essex County, NJ | 5,845 | $164 million |
| 86 | Hampton (city), VA | 5,774 | $73.7 million |
| 87 | Brevard County, FL | 5,690 | $69.1 million |
| 88 | Jefferson County, KY | 5,557 | $98.8 million |
| 89 | Chatham County, GA | 5,467 | $82.5 million |
| 90 | Essex County, MA | 5,456 | $94.1 million |
| 91 | Bucks County, PA | 5,260 | $150 million |
| 92 | Middlesex County, NJ | 5,251 | $165 million |
| 93 | Dauphin County, PA | 5,248 | $86.1 million |
| 94 | Hudson County, NJ | 5,198 | $177 million |
| 95 | Beaufort County, SC | 4,968 | $80.8 million |
| 96 | Allegheny County, PA | 4,832 | $81.6 million |
| 97 | Vermilion Parish, LA | 4,799 | $187 million |
| 98 | Davidson County, TN | 4,787 | $186 million |
| 99 | Georgetown County, SC | 4,748 | $115 million |
| 100 | Hinds County, MS | 4,716 | $70.8 million |
Source: FEMA OpenFEMA NFIP Redacted Claims (v3), as of September 8, 2026.
How this ranking is measured
Every claim in FEMA's NFIP Redacted Claims file (OpenFEMA, v3), counted by the county of the insured property, from 1978 to the file's date. Claims count insured losses only: a county with few policies can flood often and still show few claims. Payments are in the dollars of the year paid.