PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

Florida · FEMA + NOAA + National Risk Index

Lee County, FL

45 FEMA disaster declarations (1965-2025), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

45
FEMA declarations
26
Major disasters
99
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Lee County. Its 45 FEMA declarations are 11% above the Florida county mean and exceed the count for 98% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 1%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
45
FEMA declarations vs 21 national county avg
48,493
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 12071 · Lee County 45 declarations · rank 49/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 45
  • MAJOR-MID 58%
  • RANK-UPPER #49
  • PHOTO-FINISH Plaquemines
  • NRI-HIGH 99
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +11%

Nearest declaration peer: Plaquemines, LA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Florida state profile

Lee County among high-volume declaration counties

FEMA declaration records among Lee County and nearest peers by total count

declarations

What this shows Lee County carries 45 FEMA declaration records, ranked 49 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Lee County ranks in the national declaration registry

Lee County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Lee County

45 Top 2% higher than 98% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lee County's FEMA Risk Index score

0/100100/100Florida avg76/10099/100
FEMA National Risk Index composite score vs. the Florida county average

What does Lee County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 48,493 claims and $4.0B in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $81.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Lee County's 45 federal records stand 11% above the Florida county mean of 40.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 99.0/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $433.3M in annualized losses). Social vulnerability reads Relatively High and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 106 historical events on record.

76 /100

Historical Activity Index

Very High historical activity

Lee County, FL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

45 OpenFEMA declarations, full ingest window (2.2x national county average)

County Disaster Density High
14/25

45 declarations (1.1x state county average of 40)

Major Disaster Share High
14/25

26 of 45 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lee County

FEMA NRI 8-hazard radar - Lee County

Lee County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 92, Hurricane 92, Tornado 48, Wildfire 48, Drought 25, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 51 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 51 8-hazard mean
Lee County NRI risk profile FIPS 12071 · displayed-hazard mean 51/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

45

Very high volume

Major Disaster share

58%

Major-heavy

NRI risk score

99

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lee County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Very High roughly once every 4 years
Lightning Very High an average of 102 times per year
Coastal Flooding Very High an average of 2.9 times per year
Riverine Flooding Relatively High an average of 1.4 times per year
Wildfire Relatively Moderate roughly once every 146 years
Heat Wave Relatively Moderate 2.4 modeled event-days per year
Tornado Relatively Moderate roughly once every 1 years
Cold Wave Relatively Moderate an average of 2.4 times per year
Strong Wind Relatively Moderate roughly once every 3 years
Drought Relatively Low 7.8 modeled event-days per year
Landslide Very Low roughly once every 12 years
Earthquake Very Low roughly once every 4,608 years
Hail Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 21
Fire 6
Tropical Storm 5
Freezing 5
Severe Storm 4
Biological 2
Coastal Storm 2

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Lee County's federal record, 47% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 26 57.8%

of all 45 declarations

Emergency - 15 33.3%

of all 45 declarations

Fire Management - 4 8.9%

of all 45 declarations

FEMA Declarations Timeline

Year Declarations
2025 2
2024 4
2023 4
2022 2
2021 1
2020 2
2019 1
2017 3
2012 1
2008 2
2007 1
2006 1
2005 1
2004 4
2001 3
Show 11 earlier declaration years
2000 1
1999 2
1998 2
1996 1
1990 1
1985 1
1977 1
1972 1
1971 1
1969 1
1965 1

Disaster Declarations

How the 45 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 45 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4834 HURRICANE MILTON DR Hurricane 2024-10-11
3622 HURRICANE MILTON EM Hurricane 2024-10-07
4828 HURRICANE HELENE DR Hurricane 2024-09-28
3615 TROPICAL STORM HELENE EM Tropical Storm 2024-09-24
4806 HURRICANE DEBBY DR Tropical Storm 2024-08-10
3605 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-03
4734 HURRICANE IDALIA DR Hurricane 2023-08-31
3596 TROPICAL STORM IDALIA EM Tropical Storm 2023-08-28
4680 HURRICANE NICOLE DR Hurricane 2022-12-13
3587 TROPICAL STORM NICOLE EM Tropical Storm 2022-11-08
4673 HURRICANE IAN DR Hurricane 2022-09-29
3584 TROPICAL STORM IAN EM Hurricane 2022-09-24
3561 TROPICAL STORM ELSA EM Severe Storm 2021-07-04
4486 COVID-19 PANDEMIC DR Biological 2020-03-25
3432 COVID-19 EM Biological 2020-03-13
3419 HURRICANE DORIAN EM Hurricane 2019-08-30
4337 HURRICANE IRMA DR Hurricane 2017-09-10
3385 HURRICANE IRMA EM Hurricane 2017-09-05
5179 LEHIGH ACRES (ANNA AVE. N.) FIRE FM Fire 2017-04-22
4068 TROPICAL STORM DEBBY DR Severe Storm 2012-07-03
Show 25 earlier declaration records
DR# Title Type Incident Date
1785 TROPICAL STORM FAY DR Severe Storm 2008-08-24
3288 TROPICAL STORM FAY EM Severe Storm 2008-08-21
2692 CALLOOSAHATCHEE FIRE COMPLEX FM Fire 2007-05-09
1609 HURRICANE WILMA DR Hurricane 2005-10-24
3220 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1561 HURRICANE JEANNE DR Hurricane 2004-09-26
1551 HURRICANE IVAN DR Hurricane 2004-09-16
1545 HURRICANE FRANCES DR Hurricane 2004-09-04
1539 TROPICAL STORM BONNIE AND HURRICANE CHARLEY DR Hurricane 2004-08-13
1393 SEVERE STORMS, TORNADOES AND FLOODING ASSOCIATED WITH TROPICAL STORM GABRIELLE DR Coastal Storm 2001-09-28
2355 FL - CALOOSAHATCHEE FIRE COMPLEX FM Fire 2001-02-19
1359 SEVERE FREEZE DR Freezing 2001-02-05
3150 TROPICAL STORM IRENE - FLORIDA EM Hurricane 1999-10-15
3139 FL-FIRES 04/15/99 EM Fire 1999-04-27
2254 FL-FIRES 04/13/99 FM Fire 1999-04-15
3131 HURRICANE GRORGES EM Hurricane 1998-09-25
1223 EXTREME FIRE HAZARD DR Fire 1998-06-18
1069 HURRICANE OPAL DR Hurricane 1995-10-04
851 SEVERE FREEZE DR Freezing 1990-01-15
732 SEVERE FREEZE DR Freezing 1985-03-18
526 SEVERE WINTER WEATHER DR Freezing 1977-01-31
337 TROPICAL STORM AGNES DR Coastal Storm 1972-06-23
304 FREEZE DR Freezing 1971-03-15
252 HURRICANE GLADYS DR Hurricane 1968-11-07
209 HURRICANE BETSY DR Hurricane 1965-09-14

Storm Events in Florida

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lee County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,243 17 45 $24.8M
Hail 1,012 0 0 $564.6K
Heavy Rain 865 2 3 $200.0K
Flood 826 9 0 $2.0B
Tropical Storm 767 92 6 $4.9B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

48,493

Total Paid

$4.0B

Avg Per Claim

$81.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 99.0/100

Expected Annual Loss

Relatively High

$433.3M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Very High
Lightning Very High
Coastal Flooding Very High
Riverine Flooding Relatively High
Wildfire Relatively Moderate
Heat Wave Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Strong Wind Relatively Moderate
Drought Relatively Low
Landslide Very Low
Earthquake Very Low
Hail Very Low
Winter Weather No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Lee County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Very High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lee County's closest FEMA peer: Pottawatomie County, OK

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lee County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lee County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lee County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Lee County's NFIP claims file (48,493 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lee County?
The most common disaster type in Lee County is Hurricane, with 21 declarations. Other disaster types include Fire (6), Tropical Storm (5), Freezing (5).
How does Lee County's FEMA declaration record compare with the Florida average?
FEMA lists 45 declaration records for Lee County. That is 11% above the Florida county mean of 40.4. Its count is also 117% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lee County received?
Lee County has received 26 major disaster declarations, representing 58% of all 45 disaster declarations.
How many flood insurance claims has Lee County filed?
Lee County has 48,493 National Flood Insurance Program (NFIP) claims totaling $4.0B in payments, with an average of $81.6K per claim.
What was the worst year for disasters in Lee County?
The most active year for disaster declarations in Lee County was 2004, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2025.
What is the FEMA National Risk Index score for Lee County?
According to the FEMA National Risk Index, Lee County, Florida has an overall risk score of 99.0 out of 100 (Relatively High). The county's social vulnerability rating is Relatively High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively High, representing $433.3M in annualized losses.
Which natural hazard poses the greatest risk to Lee County?
FEMA's NRI data points to Lee County is Hurricane (risk rating: Very High). Other significant hazards include Lightning (Very High) and Coastal Flooding (Very High). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 106 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lee County · vintage 2026-08-25 · Methodology · Florida profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events