FEMA Records
44
Very high volume
Florida · FEMA + NOAA + National Risk Index
Pasco County, FL
44 FEMA disaster declarations (1969-2025), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.
- 44
- FEMA declarations
- 27
- Major disasters
- 96
- NRI risk · Relatively High
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Pasco County. Its 44 FEMA declarations are 9% above the Florida county mean and exceed the count for 98% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 4%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 4%
- of U.S. counties for FEMA National Risk Index score
- Relatively High
- FEMA National Risk Index rating
- 44
- FEMA declarations vs 21 national county avg
- 14,541
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
FEMA OpenFEMA declaration desk
County FIPS 12101 · Pasco County 44 declarations · rank 54/3,266
DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 44
- MAJOR-MID 61%
- RANK-UPPER #54
- PHOTO-FINISH McClain
- NRI-HIGH 96
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +9%
Nearest declaration peer: McClain, OK (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Florida state profile
Pasco County among high-volume declaration counties
FEMA declaration records among Pasco County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Dixie · near
Dixie · near
44 declarations
- Levy · near
Levy · near
44 declarations
- McClain · near
McClain · near
44 declarations
- Pasco · this county
Pasco · this county
44 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Pasco County carries 44 FEMA declaration records, ranked 54 of 3,266 counties in this registry.
Where Pasco County ranks in the national declaration registry
Pasco County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Pasco County
44 Top 2% higher than 98% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Pasco County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Pasco County is led by Hurricane (about $77.7M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Tornado carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Pasco County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 14,541 claims and $692.2M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $47.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. Pasco County's 44 federal records stand 9% above the Florida county mean of 40.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 96.0/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $199.3M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 55 historical events on record.
79 /100
Historical Activity Index
Very High historical activity
Pasco County, FL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Very High
30/30
44 OpenFEMA declarations, full ingest window (2.1x national county average)
County Disaster Density High
14/25
44 declarations (1.1x state county average of 40)
Major Disaster Share High
15/25
27 of 44 declarations are major disasters (61%)
Hazard Diversity Very High
20/20
9 different disaster types declared in Pasco County
FEMA NRI 8-hazard radar - Pasco County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
61%
Major-heavy
NRI risk score
96
Relatively High
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Pasco County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Tornado | Relatively High | roughly once every 1 years |
| Hurricane | Very High | roughly once every 4 years |
| Lightning | Very High | an average of 94 times per year |
| Riverine Flooding | Relatively High | an average of 1.8 times per year |
| Wildfire | Relatively Moderate | roughly once every 189 years |
| Coastal Flooding | Relatively High | an average of 3.7 times per year |
| Heat Wave | Relatively Moderate | 2.9 modeled event-days per year |
| Strong Wind | Relatively Moderate | roughly once every 1 years |
| Cold Wave | Relatively Low | an average of 4.2 times per year |
| Earthquake | Very Low | roughly once every 2,688 years |
| Landslide | Very Low | roughly once every 12 years |
| Hail | Very Low | an average of 1.9 times per year |
| Drought | Very Low | 17 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 21
Severe Storm 6
Tropical Storm 5
Freezing 5
Biological 2
Fire 2
Tornado 1
Flood 1
Coastal Storm 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Pasco County's federal record, 48% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 27 61.4%
of all 44 declarations
Emergency - 16 36.4%
of all 44 declarations
Fire Management - 1 2.3%
of all 44 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2025 | 2 | |
| 2024 | 4 | |
| 2023 | 4 | |
| 2022 | 2 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2019 | 2 | |
| 2017 | 2 | |
| 2016 | 1 | |
| 2012 | 1 | |
| 2008 | 1 | |
| 2005 | 1 | |
| 2004 | 4 | |
| 2003 | 1 | |
| 2001 | 1 | |
Show 11 earlier declaration years
| 2000 | 2 | |
| 1998 | 3 | |
| 1997 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1985 | 1 | |
| 1984 | 1 | |
| 1979 | 1 | |
| 1977 | 1 | |
| 1972 | 1 | |
| 1969 | 1 | |
Disaster Declarations
How the 44 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 44 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4834 | HURRICANE MILTON | DR | Hurricane | 2024-10-11 |
| 3622 | HURRICANE MILTON | EM | Hurricane | 2024-10-07 |
| 4828 | HURRICANE HELENE | DR | Hurricane | 2024-09-28 |
| 3615 | TROPICAL STORM HELENE | EM | Tropical Storm | 2024-09-24 |
| 4806 | HURRICANE DEBBY | DR | Tropical Storm | 2024-08-10 |
| 3605 | TROPICAL STORM DEBBY | EM | Tropical Storm | 2024-08-03 |
| 4734 | HURRICANE IDALIA | DR | Hurricane | 2023-08-31 |
| 3596 | TROPICAL STORM IDALIA | EM | Tropical Storm | 2023-08-28 |
| 4680 | HURRICANE NICOLE | DR | Hurricane | 2022-12-13 |
| 3587 | TROPICAL STORM NICOLE | EM | Tropical Storm | 2022-11-08 |
| 4673 | HURRICANE IAN | DR | Hurricane | 2022-09-29 |
| 3584 | TROPICAL STORM IAN | EM | Hurricane | 2022-09-24 |
| 3561 | TROPICAL STORM ELSA | EM | Severe Storm | 2021-07-04 |
| 3551 | HURRICANE ETA | EM | Hurricane | 2020-11-11 |
| 4486 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3432 | COVID-19 | EM | Biological | 2020-03-13 |
| 3419 | HURRICANE DORIAN | EM | Hurricane | 2019-08-30 |
| 3405 | HURRICANE MICHAEL | EM | Hurricane | 2018-10-09 |
| 4337 | HURRICANE IRMA | DR | Hurricane | 2017-09-10 |
| 3385 | HURRICANE IRMA | EM | Hurricane | 2017-09-05 |
Show 24 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4280 | HURRICANE HERMINE | DR | Hurricane | 2016-09-28 |
| 4068 | TROPICAL STORM DEBBY | DR | Severe Storm | 2012-07-03 |
| 3288 | TROPICAL STORM FAY | EM | Severe Storm | 2008-08-21 |
| 3220 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1561 | HURRICANE JEANNE | DR | Hurricane | 2004-09-26 |
| 1551 | HURRICANE IVAN | DR | Hurricane | 2004-09-16 |
| 1545 | HURRICANE FRANCES | DR | Hurricane | 2004-09-04 |
| 1539 | TROPICAL STORM BONNIE AND HURRICANE CHARLEY | DR | Hurricane | 2004-08-13 |
| 1481 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2003-07-29 |
| 1359 | SEVERE FREEZE | DR | Freezing | 2001-02-05 |
| 2299 | WITHLACOOCHEE FIRE COMPLEX | FM | Fire | 2000-05-19 |
| 3150 | TROPICAL STORM IRENE - FLORIDA | EM | Hurricane | 1999-10-15 |
| 3131 | HURRICANE GRORGES | EM | Hurricane | 1998-09-25 |
| 1223 | EXTREME FIRE HAZARD | DR | Fire | 1998-06-18 |
| 1195 | SEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 1998-01-06 |
| 1141 | TROPICAL STORM JOSEPHINE | DR | Severe Storm | 1996-10-15 |
| 982 | TORNADOES, FLOODING, HIGH WINDS & TIDES, FREEZING | DR | Tornado | 1993-03-13 |
| 851 | SEVERE FREEZE | DR | Freezing | 1990-01-15 |
| 732 | SEVERE FREEZE | DR | Freezing | 1985-03-18 |
| 698 | FREEZING TEMPERATURES | DR | Freezing | 1984-03-29 |
| 607 | SEVERE STORMS & FLOODING | DR | Flood | 1979-09-29 |
| 526 | SEVERE WINTER WEATHER | DR | Freezing | 1977-01-31 |
| 337 | TROPICAL STORM AGNES | DR | Coastal Storm | 1972-06-23 |
| 252 | HURRICANE GLADYS | DR | Hurricane | 1968-11-07 |
Storm Events in Florida
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Pasco County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,243 | 17 | 45 | $24.8M |
| Hail | 1,012 | 0 | 0 | $564.6K |
| Heavy Rain | 865 | 2 | 3 | $200.0K |
| Flood | 826 | 9 | 0 | $2.0B |
| Tropical Storm | 767 | 92 | 6 | $4.9B |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
14,541
Total Paid
$692.2M
Avg Per Claim
$47.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively High
Score: 96.0/100
Expected Annual Loss
Relatively High
$199.3M/year
Social Vulnerability
Relatively Low
Community Resilience
Very Low
Hazard Risk Breakdown
Tornado Relatively High
Hurricane Very High
Lightning Very High
Riverine Flooding Relatively High
Wildfire Relatively Moderate
Coastal Flooding Relatively High
Heat Wave Relatively Moderate
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Earthquake Very Low
Landslide Very Low
Hail Very Low
Drought Very Low
Winter Weather No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Tornado
Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.
Worth noting for Pasco County: the model and the federal record do NOT point at the same hazard. Tornado carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Pasco County's closest FEMA peer: Pottawatomie County, OK
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Pasco County. Record similarity, not a safety rating.
Closest declaration profiles
Pasco County shows 44 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Pasco County: 27 of 44 of its declarations are Major.
Similar modeled NRI score
Pasco County: NRI composite 96.0 (Relatively High).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Pasco County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Pasco County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 96.0 (Relatively High).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 44. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Pasco County's NFIP claims file (14,541 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Pasco County?
The most common disaster type in Pasco County is Hurricane, with 21 declarations. Other disaster types include Severe Storm (6), Tropical Storm (5), Freezing (5).
How does Pasco County's FEMA declaration record compare with the Florida average?
FEMA lists 44 declaration records for Pasco County. That is 9% above the Florida county mean of 40.4. Its count is also 112% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Pasco County received?
Pasco County has received 27 major disaster declarations, representing 61% of all 44 disaster declarations.
How many flood insurance claims has Pasco County filed?
Pasco County has 14,541 National Flood Insurance Program (NFIP) claims totaling $692.2M in payments, with an average of $47.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Pasco County?
No. In Pasco County, Tornado has the highest National Risk Index rating (Relatively High), while Hurricane leads Expected Annual Loss at about $77.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Pasco County?
The most active year for disaster declarations in Pasco County was 2004, with 4 declarations. The county has FEMA disaster data spanning 1969 to 2025.
What is the FEMA National Risk Index score for Pasco County?
According to the FEMA National Risk Index, Pasco County, Florida has an overall risk score of 96.0 out of 100 (Relatively High). Social vulnerability here rates Relatively Low, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively High, representing $199.3M in annualized losses.
Which natural hazard poses the greatest risk to Pasco County?
Based on FEMA NRI data, the highest-risk natural hazard in Pasco County as of the latest release is Tornado (risk rating: Relatively High). Other significant hazards include Hurricane (Very High) and Lightning (Very High). FEMA's modeled event frequency puts tornado here at roughly once every 1 years, drawn from 55 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Pasco County · vintage 2026-08-25 · Methodology · Florida profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events