Polk County, Florida
County storm and disaster record · FIPS 12105 · population 721,918 · 1,798 sq mi
NOAA's Storm Events Database holds 1,028 records for Polk County, Florida from 1950 through June 30, 2026, on 698 days; the most frequent are severe thunderstorm wind events (351 records). The deadliest single record is the April 4, 1966 tornado: 8 deaths and 450 injuries. FEMA has issued 42 declarations naming the county since 1977, 40 of them for natural hazards; the latest for a natural hazard was “Hurricane Milton” on October 11, 2024.
The record, 1950 to 2026
Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).
- recorded, no damage figure
- under $100,000
- $100,000 or more
- $1 million or more
- $10 million or more, or a death
- $100 million or more, or 10 deaths
- a year's colour: its recorded damage or deaths
- a year with a death
- 1955: wind and hail recorded from 1955
- 1996: all 48 event types from 1996
- Storm records
- 1,028on 698 days, 1950 to June 30, 2026
- Deaths recorded
- 31663 injuries
- Damage, 2025 dollars
- $2.5Bas filed (scale steps before 1993)
- Tornadoes
- 165strongest F4
- FEMA declarations
- 42latest 2024
Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.
What hazards hit Polk County most?
The most frequent records are severe thunderstorm wind events: 351 since 1956. The rank column places the county among Florida's counties by days with a record per 1,000 square miles of land over each hazard's complete period.
| Hazard | Records | Days | First, last | Killed | Injured | Damage | Rank in state |
|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 351 | 270 | 1956-2024 | 0 | 17 | $23M | 43 of 67 |
| Hail | 256 | 171 | 1960-2024 | 0 | 1 | $50M | 21 of 67 |
| Tornadoes | 165 | 143 | 1951-2024 | 9 | 544 | $390M | 19 of 67 |
| Fog, smoke and funnel clouds | 59 | 58 | 1996-2020 | 7 | 38 | $1.1M | 27 of 67 |
| Extreme cold | 51 | 51 | 1996-2018 | 0 | 0 | $34M | 16 of 67 |
| Lightning | 42 | 40 | 1996-2018 | 7 | 50 | $4.7M | 30 of 67 |
| Floods | 38 | 38 | 1996-2015 | 0 | 0 | $6.5M | 54 of 67 |
| Hurricanes and tropical storms | 27 | 25 | 1996-2024 | 5 | 0 | $247M | 59 of 67 |
| Heavy rain | 17 | 16 | 2004-2019 | 1 | 4 | $30K | 38 of 67 |
| Wildfires | 15 | 13 | 1999-2017 | 0 | 3 | $2.1M | 30 of 67 |
| High wind and dust storms | 6 | 6 | 1998-2004 | 1 | 6 | $1.7B | 36 of 67 |
| Heat | 1 | 1 | 2009-2009 | 1 | 0 | – | 38 of 67 |
Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.
How many tornadoes has Polk County had?
NOAA records 165 tornadoes in Polk County from 1951 to 2024, the strongest rated F4, with 9 deaths and 544 injuries recorded in the county. That is 19th of 67 Florida counties and 111th of 3,080 U.S. counties by days with tornadoes per 1,000 square miles since 1950. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.
Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 171 tornadoes whose track touched Polk County since 1950 (NOAA's county records number 165: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 12 people, 9 of them in Polk County.
| Date | Tornado | Rating | Path | Killed |
|---|---|---|---|---|
| 1966-04-04 07:00, as SPC files it | Tampa to Lakeland | F4 | 135.8 mi | 11 |
| 1979-05-08 11:15, as SPC files it | Lake Hamilton | F2 | 4 mi | 1 |
| 1958-04-15 11:00, as SPC files it | Unnamed | F4 | 0.1 mi | 0 |
Map of the strongest tornado tracks in Florida.
Every tornado record filed for Polk County (165)
| Date | Place | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2024-08-04 | Bowling Green, Polk County | EF0 0.69 mi x 25 yd | 0 | 0 | – |
| 2024-08-04 | South Mulberry, Polk County | EF0 1.52 mi x 25 yd | 0 | 0 | – |
| 2024-07-23 | West Lake Wales, Polk County | EF0 0.06 mi x 25 yd | 0 | 0 | $5K |
| 2021-04-11 | Jan Phyl Vlg, Polk County | EF0 1.44 mi x 50 yd | 0 | 0 | $19K |
| 2020-12-16 | Galloway, Polk County | EF1 5.84 mi x 250 yd | 0 | 0 | $285K |
| 2019-10-18 | Lakeland Municipal A, Polk County | EF2 11.45 mi x 525 yd | 0 | 0 | $12M |
| 2018-12-20 | Fort Meade, Polk County | EF0 0.76 mi x 75 yd | 0 | 0 | $6K |
| 2018-12-20 | Crooked Lake Park, Polk County | EF0 0.07 mi x 30 yd | 0 | 1 | $53K |
| 2017-09-10 | Lakeland McCollum Ar, Polk County | EF2 0.59 mi x 50 yd | 0 | 0 | $24K |
| 2016-06-01 | Highland Park, Polk County | EF0 0.7 mi x 30 yd | 0 | 0 | $6K |
| 2012-06-24 | Wntr Hvn Cyp Gdns Ar, Polk County | EF2 6.22 mi x 150 yd | 0 | 0 | $501K |
| 2012-06-24 | Wntr Hvn Cyp Gdns Ar, Polk County | EF0 0.92 mi x 25 yd | 0 | 0 | $5K |
| 2011-03-31 | Lakeland Municipal A, Polk County | EF1 0.83 mi x 30 yd | 0 | 7 | $656K |
| 2011-03-31 | Prairie, Polk County | EF0 9.44 mi x 60 yd | 0 | 0 | $7K |
| 2011-03-31 | Socrum, Polk County | EF0 5.55 mi x 50 yd | 0 | 0 | – |
| 2010-03-11 | Auburndale, Polk County | EF0 0.36 mi x 20 yd | 0 | 0 | $3K |
| 2010-03-11 | Lake Marion Lake, Polk County | EF1 1.41 mi x 70 yd | 0 | 0 | $271K |
| 2009-08-12 | Auburndale, Polk County | EF0 0.14 mi x 30 yd | 0 | 0 | $48K |
| 2009-05-12 | Lake Parker, Polk County | EF0 0.04 mi x 15 yd | 0 | 0 | $21K |
| 2008-08-22 | Lake Rosalie, Polk County | EF0 0.72 mi x 30 yd | 0 | 0 | $41K |
| 2007-04-15 | Dundee, Polk County | EF0 2 mi x 300 yd | 0 | 0 | $356K |
| 2007-02-02 | Frostproof, Polk County | EF0 0.5 mi x 50 yd | 0 | 0 | $6K |
| 2006-09-15 | Frostproof, Polk County | F0 0.7 mi x 50 yd | 0 | 0 | – |
| 2006-06-24 | Lakeland, Polk County | F0 0.3 mi x 40 yd | 0 | 0 | – |
| 2006-06-12 | Bartow, Polk County | F0 0.5 mi x 40 yd | 0 | 0 | – |
| 2005-10-23 | Mulberry, Polk County | F0 1 mi x 50 yd | 0 | 0 | $15K |
| 2005-08-12 | Frostproof, Polk County | F0 0.5 mi x 40 yd | 0 | 0 | – |
| 2005-06-30 | Highland City, Polk County | F0 0.5 mi x 40 yd | 0 | 0 | – |
| 2005-04-23 | Mulberry, Polk County | F1 7 mi x 150 yd | 0 | 0 | $378K |
| 2004-09-06 | Bartow, Polk County | F0 0.3 mi x 30 yd | 0 | 0 | – |
| 2004-09-04 | Kathleen, Polk County | F0 3.6 mi x 50 yd | 0 | 0 | – |
| 2004-08-13 | Lake Wales, Polk County | F0 1 mi x 30 yd | 0 | 0 | – |
| 2004-08-13 | Davenport, Polk County | F0 1 mi x 30 yd | 0 | 0 | – |
| 2004-02-24 | Auburndale, Polk County | F0 0.3 mi x 30 yd | 0 | 0 | $16K |
| 2003-05-24 | Mulberry, Polk County | F0 0.2 mi x 30 yd | 0 | 0 | – |
| 2002-08-14 | Lakeland Municipal A, Polk County | F0 0.5 mi x 40 yd | 0 | 0 | $5K |
| 2002-07-25 | Highland City, Polk County | F0 1 mi x 40 yd | 0 | 0 | $33K |
| 2002-05-17 | Haines City, Polk County | F0 0.5 mi x 33 yd | 0 | 0 | $33K |
| 2000-07-30 | Lakeland, Polk County | F0 0.2 mi x 5 yd | 0 | 0 | $43K |
| 2000-06-27 | Mulberry, Polk County | F0 0.1 mi x 5 yd | 0 | 0 | $34K |
| 1999-06-27 | Ft Meade, Polk County | F0 0.3 mi x 5 yd | 0 | 0 | $2K |
| 1999-05-21 | Lakeland, Polk County | F1 1.5 mi x 50 yd | 0 | 0 | $1.8M |
| 1999-05-19 | Lakeland, Polk County | F0 1.5 mi x 50 yd | 0 | 0 | $133K |
| 1998-09-25 | Lakeland, Polk County | F0 0.5 mi x 10 yd | 0 | 0 | $72K |
| 1998-09-25 | Winter Haven, Polk County | F0 0.5 mi x 5 yd | 0 | 0 | $9K |
| 1998-03-09 | Lake Wales, Polk County | F2 10.4 mi x 250 yd | 0 | 4 | $3.6M |
| 1998-03-01 | Mulberry, Polk County | F0 0.1 mi x 5 yd | 0 | 0 | – |
| 1998-02-17 | Lake Wales, Polk County | F1 1.6 mi x 10 yd | 0 | 0 | $317K |
| 1998-02-17 | Ft Meade, Polk County | F1 0.2 mi x 10 yd | 0 | 0 | $27K |
| 1998-02-16 | Lake Wales, Polk County | F0 1.5 mi x 10 yd | 0 | 0 | $272K |
| 1997-12-27 | Haines City, Polk County | F2 5.8 mi x 150 yd | 0 | 18 | $11M |
| 1997-12-27 | Bartow, Polk County | F0 1 mi x 30 yd | 0 | 0 | $368K |
| 1997-11-13 | Ft Meade, Polk County | F0 0.2 mi x 10 yd | 0 | 0 | $138K |
| 1997-10-31 | Mulberry, Polk County | F1 0.5 mi x 30 yd | 0 | 0 | $92K |
| 1997-10-31 | Mulberry, Polk County | F1 4 mi x 25 yd | 0 | 0 | $735K |
| 1997-06-11 | Auburndale, Polk County | F0 0.1 mi x 5 yd | 0 | 0 | $37K |
| 1997-06-05 | Auburndale, Polk County | F0 0.1 mi x 5 yd | 0 | 0 | $6K |
| 1997-05-28 | Lake Wales, Polk County | F0 0.1 mi x 5 yd | 0 | 0 | $9K |
| 1997-05-22 | Bartow, Polk County | F0 0.8 mi x 5 yd | 0 | 0 | $46K |
| 1996-10-07 | Plant City, Polk County | F0 5 mi x 5 yd | 0 | 0 | $2K |
Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.
When was the last damaging storm in Polk County?
The most recent record with damage, injuries or deaths is the July 23, 2024 tornado ($4,704 in damage in 2025 dollars).
Broadcast media shared video from a social media account depicting a very brief land spout tornado impacting a trailer and small carport-style structure, causing minor damage. No additional damage was reported.
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 1204294)
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2024-08-04 | TornadoBowling Green, Polk County | EF0 0.69 mi x 25 yd | 0 | 0 | – |
| 2024-08-04 | TornadoSouth Mulberry, Polk County | EF0 1.52 mi x 25 yd | 0 | 0 | – |
| 2024-07-23 | TornadoWest Lake Wales, Polk County | EF0 0.06 mi x 25 yd | 0 | 0 | $5K |
| 2022-09-28 | Tropical StormPolk County · forecast zone Polk | 2 | 0 | $50M | |
| 2022-05-15 | HailDavenport, Polk County | 2.00 in hail | 0 | 0 | – |
| 2021-04-11 | TornadoJan Phyl Vlg, Polk County | EF0 1.44 mi x 50 yd | 0 | 0 | $19K |
| 2020-12-16 | TornadoGalloway, Polk County | EF1 5.84 mi x 250 yd | 0 | 0 | $285K |
| 2019-10-18 | TornadoLakeland Municipal A, Polk County | EF2 11.45 mi x 525 yd | 0 | 0 | $12M |
| 2018-12-20 | TornadoFort Meade, Polk County | EF0 0.76 mi x 75 yd | 0 | 0 | $6K |
| 2018-12-20 | TornadoCrooked Lake Park, Polk County | EF0 0.07 mi x 30 yd | 0 | 1 | $53K |
| 2017-09-10 | Hurricane (Typhoon)Polk County · forecast zone Polk | 3 | 0 | $196M | |
| 2017-09-10 | TornadoLakeland McCollum Ar, Polk County | EF2 0.59 mi x 50 yd | 0 | 0 | $24K |
Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.
The deadliest and costliest records
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 1966-04-04 | TornadoPolk County | F4 33.5 mi x 300 yd | 8 | 450 | $25M step |
| 2008-01-09 | Dense FogPolk County · forecast zone Polk A controlled burn from the previous afternoon was still producing smoke as patches of dense fog began to develop around 4AM. The smoke and fog interacted to produce super-fog in about a 2 mile area encompassing Interstate 4 near Polk City between US 27 and the Polk Parkway. The super-fog caused zero visibility for ... | 5 | 38 | – | |
| 2017-09-10 | Hurricane (Typhoon)Polk County · forecast zone Polk In Polk County, the highest wind reported from Hurricane Irma was a gust to 75 knots at the APRS station AR663 near Bartow. Rainfall was generally around 6 inches or greater, with the highest rain total being 17.61 inches at the CWOP station E1114 in Davenport. The wind resulted in damage to numerous homes and ... | 3 | 0 | $196M | |
| 2022-09-28 | Tropical StormPolk County · forecast zone Polk The highest wind reported in Polk County was a gust to 78 mph in Bartow at 1:58 AM EST on September 29. Rainfall generally ranged from 6 to 12 inches, with a maximum total of 12 inches reported in Frostproof. The Peace River in Bartow reached its third highest level on record at 10.8 feet at 6 AM EST on October 2. 192 ... | 2 | 0 | $50M | |
| 1998-07-06 | LightningLakeland, Polk County Two men were killed, aged 43 and 37, while standing under a tree that was struck by lightning at the Huntington Hills Golf Club in North Lakeland. The lightning strike occurred near a grove of eight trees near the 12th hole of the golf course. Light rain had been falling prior to the lightning strike. | 2 | 0 | – | |
| 1979-05-08 | TornadoPolk County | F2 4 mi x 200 yd | 1 | 40 | $25M step |
| 2009-07-04 | LightningWinston, Polk County Lightning struck in a soccer field as a church group was in the midst of a game and nearby picnic. This strike was a bolt from the blue as there was no rain in the immediate area. Radar detected the core of the storm to be six miles to the south of the location. Eighteen victims were transported to area hospitals ... | 1 | 26 | – | |
| 2004-08-13 | High WindPolk County · forecast zone Polk The collective effects of Hurricane Charley in southwest and west central Florida during August 13th resulted in 8 direct fatalities, 16 indirect fatalities, 792 injuries, eight tornadoes, an eight foot storm surge in Lee County, an estimated $11.2 billion in property damage (estimated to be about twice that of the ... | 68 kt wind | 1 | 6 | $1.2B |
A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2004-08-13 | High WindPolk County · forecast zone Polk | 68 kt wind | 1 | 6 | $1.2B |
| 2004-09-25 | High WindPolk County · forecast zone Polk | 50 kt wind | 0 | 0 | $391M |
| 2017-09-10 | Hurricane (Typhoon)Polk County · forecast zone Polk | 3 | 0 | $196M | |
| 2004-09-05 | High WindPolk County · forecast zone Polk | 60 kt wind | 0 | 0 | $147M |
| 1996-03-30 | HailLake Wales, Polk County | 4.50 in hail | 0 | 0 | $45M |
| 2010-01-10 | Frost/FreezePolk County · forecast zone Polk | 0 | 0 | $19M | |
| 2019-10-18 | TornadoLakeland Municipal A, Polk County | EF2 11.45 mi x 525 yd | 0 | 0 | $12M |
| 2010-12-15 | Frost/FreezePolk County · forecast zone Polk | 0 | 0 | $11M |
Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $25M, in the dollars of the day) holds: April 4, 1966 (tornado, Polk County, 8 killed); May 8, 1979 (tornado, Polk County, 1 killed).
Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.
Is it getting more frequent?
Records per decade for Polk County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).
| Hazard | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020-26 |
|---|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 5 | 10 | 25 | 35 | 141 | 69 | 54 | 12 |
| Hail | 0 | 11 | 12 | 5 | 93 | 88 | 35 | 12 |
| Tornadoes | 10 | 13 | 22 | 31 | 49 | 23 | 12 | 5 |
| Fog, smoke and funnel clouds | – | – | – | – | 40 | 18 | 0 | 1 |
| Extreme cold | – | – | – | – | 4 | 36 | 11 | 0 |
| Lightning | – | – | – | – | 20 | 15 | 7 | 0 |
Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).
What time of year?
Records by month in Polk County. The two busiest months are in violet.
The values, month by month
Jan 68 · Feb 72 · Mar 96 · Apr 91 · May 139 · Jun 203 · Jul 136 · Aug 78 · Sep 53 · Oct 25 · Nov 25 · Dec 42 (records).
Source: NOAA NCEI Storm Events Database, records by the month they began.
Federal disaster declarations for Polk County
FEMA's register lists 42 declarations that include Polk County: 24 major disasters, 13 emergencies and 5 fire management assistance declarations. Most were for hurricane (18) and fire (7).
| Declared | Number | Type | Title |
|---|---|---|---|
| 2024-10-11 | DR-4834 | Hurricane | Hurricane Milton |
| 2024-10-07 | EM-3622 | Hurricane | Hurricane Milton |
| 2024-08-10 | DR-4806 | Tropical Storm | Hurricane Debby |
| 2024-08-03 | EM-3605 | Tropical Storm | Tropical Storm Debby |
| 2023-08-31 | DR-4734 | Hurricane | Hurricane Idalia |
| 2023-08-28 | EM-3596 | Tropical Storm | Tropical Storm Idalia |
| 2022-12-13 | DR-4680 | Hurricane | Hurricane Nicole |
| 2022-11-08 | EM-3587 | Tropical Storm | Tropical Storm Nicole |
| 2022-09-29 | DR-4673 | Hurricane | Hurricane Ian |
| 2022-09-24 | EM-3584 | Hurricane | Tropical Storm Ian |
| 2020-03-25 | DR-4486 | Biological | Covid-19 Pandemic |
| 2020-03-13 | EM-3432 | Biological | Covid-19 |
| 2019-08-30 | EM-3419 | Hurricane | Hurricane Dorian |
| 2017-09-10 | DR-4337 | Hurricane | Hurricane Irma |
| 2017-09-05 | EM-3385 | Hurricane | Hurricane Irma |
| 2017-04-22 | FM-5180 | Fire | Indian Lake Estates Fire |
| 2016-10-06 | EM-3377 | Hurricane | Hurricane Matthew |
| 2012-07-03 | DR-4068 | Severe Storm | Tropical Storm Debby |
| 2008-08-24 | DR-1785 | Severe Storm | Tropical Storm Fay |
| 2008-08-21 | EM-3288 | Severe Storm | Tropical Storm Fay |
| 2007-03-26 | FM-2684 | Fire | 53 Big Pine Fire |
| 2005-10-24 | DR-1609 | Hurricane | Hurricane Wilma |
| 2005-09-05 | EM-3220 | Hurricane | Hurricane Katrina Evacuation |
| 2004-09-26 | DR-1561 | Hurricane | Hurricane Jeanne |
| 2004-09-16 | DR-1551 | Hurricane | Hurricane Ivan |
| 2004-09-04 | DR-1545 | Hurricane | Hurricane Frances |
| 2004-08-13 | DR-1539 | Hurricane | Tropical Storm Bonnie and Hurricane Charley |
| 2001-03-18 | FM-2353 | Fire | Fl - Lakeland Complex Fire |
| 2001-02-05 | DR-1359 | Freezing | Severe Freeze |
| 2000-05-20 | FM-2300 | Fire | Lakeland District Fire |
| 1999-10-20 | DR-1306 | Hurricane | Fl-Hurricane Irene-Dr-Req |
| 1999-10-15 | EM-3150 | Hurricane | Tropical Storm Irene - Florida |
| 1999-04-27 | EM-3139 | Fire | Fl-Fires 04/15/99 |
| 1999-04-21 | FM-2259 | Fire | Fl-Fires 04/13/99 |
| 1998-06-18 | DR-1223 | Fire | Extreme Fire Hazard |
| 1998-01-06 | DR-1195 | Severe Storm | Severe Storms, High Winds, Tornadoes, and Flooding |
| 1993-03-13 | DR-982 | Tornado | Tornadoes, Flooding, High Winds & Tides, Freezing |
| 1990-01-15 | DR-851 | Freezing | Severe Freeze |
| 1985-03-18 | DR-732 | Freezing | Severe Freeze |
| 1984-03-29 | DR-698 | Freezing | Freezing Temperatures |
The 40 most recent of 42 are listed; the CSV has every one.
Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.
How many floods has Polk County had?
NOAA's Storm Events Database holds 38 flood or flash flood records for Polk County from 1996 to 2015, on 38 days, with 0 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Polk County ranks 222nd of 2,942 U.S. counties.
| Storm | Began | Records | Deaths in the county |
|---|---|---|---|
| Hurricane Irma | 2017-09-10 | 1 | 3 |
| Hurricane Ian | 2022-09-28 | 1 | 2 |
| Tropical Storm Debby | 2012-06-24 | 1 | 1 |
| Tropical Storm Fay | 2008-08-20 | 1 | 0 |
| Hurricane Wilma | 2005-10-24 | 1 | 0 |
| Hurricane Jeanne | 2004-09-26 | 1 | 0 |
The National Flood Insurance Program has paid $45.8 million on 1,671 claims filed in Polk County; the most in one year was 418 in 2004. Claims count insured losses only: uninsured flood damage is not in this file.
The values, year by year
1978: 1 · 1979: 17 · 1980: 1 · 1981: 2 · 1982: 3 · 1983: 1 · 1984: 2 · 1985: 1 · 1986: 1 · 1988: 10 · 1990: 1 · 1991: 11 · 1992: 1 · 1993: 2 · 1994: 10 · 1995: 26 · 1996: 2 · 1997: 20 · 1998: 51 · 1999: 6 · 2000: 4 · 2001: 8 · 2002: 30 · 2003: 15 · 2004: 418 · 2005: 75 · 2006: 4 · 2007: 2 · 2008: 10 · 2009: 7 · 2010: 9 · 2011: 23 · 2012: 11 · 2013: 8 · 2014: 10 · 2015: 12 · 2016: 17 · 2017: 252 · 2018: 1 · 2019: 7 · 2020: 11 · 2021: 5 · 2022: 146 · 2023: 12 · 2024: 396 · 2025: 5 · 2026: 4; the other years: 0.
Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.
FEMA's modeled risk for Polk County
FEMA's National Risk Index rates Polk County Relatively High overall, with an expected annual loss of $213 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.
| Hazard | Risk rating | Expected annual loss | Modeled frequency |
|---|---|---|---|
| Strong Wind | Very High | $25M | 1 a year (modeled) |
| Lightning | Very High | $6.4M | 96 a year (modeled) |
| Hurricane | Very High | $92M | once in about 4 years (modeled) |
| Riverine Flooding | Relatively High | $65M | 1.4 a year (modeled) |
| Tornado | Relatively High | $9.4M | 2 a year (modeled) |
| Wildfire | Relatively Moderate | $6.7M | once in about 111 years (modeled) |
| Heat Wave | Relatively Moderate | $4.3M | 3.2 modeled event-days a year |
| Cold Wave | Relatively Moderate | $2.6M | 4.3 a year (modeled) |
Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.
Counties that share a border with Polk County
Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.
Next
- Tornadoes in FloridaEvery Florida tornado since 1950 and the counties with the most per square mile
- Severe thunderstorm wind in FloridaThe state's severe thunderstorm wind events, by county, year and month
- The Florida recordEvery hazard in the state, its deadliest events and its federal declarations
- FEMA's risk rating for each hazard in Polk CountyThe hazard risk calculator: 18 hazards beside the county's record
- Download Polk County's FEMA declarations (CSV)42 rows: every declaration that named the county, for your own analysis