Lake County, Florida
County storm and disaster record · FIPS 12069 · population 383,042 · 952 sq mi
NOAA's Storm Events Database holds 414 records for Lake County, Florida from 1950 through June 30, 2026, on 287 days; the most frequent are severe thunderstorm wind events (154 records). The deadliest day on its record was February 2, 2007: tornado records filed for Lake County that day count 21 deaths across 2 records. FEMA has issued 37 declarations naming the county since 1977, 35 of them for natural hazards; the latest for a natural hazard was “Hurricane Milton” on October 11, 2024.
The record, 1950 to 2026
Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).
- recorded, no damage figure
- under $100,000
- $100,000 or more
- $1 million or more
- $10 million or more, or a death
- $100 million or more, or 10 deaths
- a year's colour: its recorded damage or deaths
- a year with a death
- 1955: wind and hail recorded from 1955
- 1996: all 48 event types from 1996
- Storm records
- 414on 287 days, 1950 to June 30, 2026
- Deaths recorded
- 38142 injuries
- Damage, 2025 dollars
- $304Mas filed (scale steps before 1993)
- Tornadoes
- 62strongest EF3
- FEMA declarations
- 37latest 2024
Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.
What hazards hit Lake County most?
The most frequent records are severe thunderstorm wind events: 154 since 1967. The rank column places the county among Florida's counties by days with a record per 1,000 square miles of land over each hazard's complete period.
| Hazard | Records | Days | First, last | Killed | Injured | Damage | Rank in state |
|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 154 | 124 | 1967-2024 | 5 | 16 | $2.8M | 47 of 67 |
| Hail | 114 | 87 | 1957-2025 | 0 | 0 | $103K | 22 of 67 |
| Tornadoes | 62 | 53 | 1953-2025 | 23 | 97 | $185M | 33 of 67 |
| Fog, smoke and funnel clouds | 20 | 17 | 1997-2020 | 1 | 8 | – | 40 of 67 |
| Lightning | 16 | 15 | 1997-2022 | 2 | 21 | $615K | 36 of 67 |
| Hurricanes and tropical storms | 15 | 10 | 2016-2024 | 4 | 0 | $46M | 64 of 67 |
| Floods | 12 | 11 | 1998-2025 | 0 | 0 | $21M | 63 of 67 |
| Extreme cold | 7 | 5 | 2003-2010 | 0 | 0 | $4.4M | 33 of 67 |
| Heavy rain | 5 | 3 | 2013-2025 | 0 | 0 | $13K | 55 of 67 |
| High wind and dust storms | 5 | 5 | 2004-2021 | 3 | 0 | $44M | 26 of 67 |
| Heat | 2 | 1 | 2022-2022 | 0 | 0 | – | 36 of 67 |
| Landslides and avalanches | 1 | 1 | 2013-2013 | 0 | 0 | $95K | 1 of 67 |
| Winter storms | 1 | 1 | 2010-2010 | 0 | 0 | – | 42 of 67 |
Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.
How many tornadoes has Lake County had?
NOAA records 62 tornadoes in Lake County from 1953 to 2025, the strongest rated EF3, with 23 deaths and 97 injuries recorded in the county. That is 33rd of 67 Florida counties by days with tornadoes per 1,000 square miles since 1950. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.
Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 63 tornadoes whose track touched Lake County since 1950 (NOAA's county records number 62: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 26 people, 23 of them in Lake County.
| Date | Tornado | Rating | Path | Killed |
|---|---|---|---|---|
| 2007-02-02 02:37, as SPC files it | DeLand | EF3 | 26.03 mi | 13 |
| 2007-02-02 02:17, as SPC files it | Lady Lake | EF3 | 10.5 mi | 8 |
| 1998-02-22 22:37, as SPC files it | Clermont to Winter Garden | F3 | 18 mi | 3 |
| 1993-03-12 23:30, as SPC files it | Apopka | F2 | 30 mi | 1 |
| 1987-04-15 08:15, as SPC files it | Mount Dora | F2 | 3 mi | 1 |
Map of the strongest tornado tracks in Florida.
Every tornado record filed for Lake County (62)
| Date | Place | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2025-05-12 | Lanier, Lake County | EFU 1.46 mi x 50 yd | 0 | 0 | – |
| 2020-06-07 | Tavares, Lake County | EF0 0.5 mi x 20 yd | 0 | 0 | – |
| 2020-06-07 | Orange Bend, Lake County | EF0 0.01 mi x 25 yd | 0 | 0 | – |
| 2020-01-04 | Okahumpka, Lake County | EF0 2.38 mi x 175 yd | 0 | 1 | – |
| 2018-07-04 | Tavares, Lake County | EF0 0.99 mi x 75 yd | 0 | 0 | – |
| 2017-09-10 | Turpentine, Lake County | EF1 3.84 mi x 500 yd | 0 | 0 | – |
| 2016-09-01 | Fruitland Park, Lake County | EF0 4.35 mi x 250 yd | 0 | 0 | $27K |
| 2015-06-01 | Clermont, Lake County | EF0 0.1 mi x 10 yd | 0 | 0 | – |
| 2012-06-24 | Lake Louisa, Lake County | EF0 3.71 mi x 100 yd | 0 | 0 | – |
| 2011-08-05 | Grand Is, Lake County | EF0 0.37 mi x 10 yd | 0 | 0 | $33K |
| 2008-08-13 | Orange Bend, Lake County | EF0 0.05 mi x 30 yd | 0 | 0 | $16K |
| 2008-08-13 | Orange Bend, Lake County | EF0 0.05 mi x 30 yd | 0 | 0 | $16K |
| 2007-09-20 | Eustis, Lake County | EF1 1.83 mi x 300 yd | 0 | 0 | $8.8M |
| 2007-07-24 | Ferndale, Lake County | EF0 1.03 mi x 30 yd | 0 | 0 | – |
| 2007-02-02 | Turpentine, Lake County | EF3 12.74 mi x 400 yd | 13 | 9 | $65M |
| 2007-02-02 | Lady Lake, Lake County | EF3 10.5 mi x 450 yd | 8 | 10 | $74M |
| 2006-12-25 | Leesburg, Lake County | F0 0.3 mi x 50 yd | 0 | 0 | $366K |
| 2006-07-06 | Paisley, Lake County | F0 2 mi x 40 yd | 0 | 0 | $102K |
| 1999-05-28 | Clermont, Lake County | F0 0.2 mi x 30 yd | 0 | 0 | $89K |
| 1998-02-22 | Clermont, Lake County | F3 4 mi x 200 yd | 0 | 0 | – |
| 1997-04-23 | Tavares, Lake County | F0 0.3 mi x 30 yd | 0 | 0 | $276K |
| 1997-04-23 | Tavares, Lake County | F0 0.3 mi x 30 yd | 0 | 0 | $276K |
| 1996-10-07 | Eustis, Lake County | F0 0.1 mi x 20 yd | 0 | 0 | – |
| 1996-10-07 | Mt Dora, Lake County | F0 0.1 mi x 30 yd | 0 | 0 | – |
| 1996-10-07 | Clermont, Lake County | F0 0.1 mi x 20 yd | 0 | 0 | – |
| 1996-03-30 | Howey In The Hills, Lake County | F0 1 mi x 20 yd | 0 | 0 | – |
| 1993-03-13 | Mt. Dora, Lake County | F2 30 mi x 200 yd | 1 | 60 | $10M |
| 1991-03-03 | Lake County | F1 0.1 mi x 20 yd | 0 | 0 | $3K step |
| 1988-04-19 | Lake County | F1 2 mi x 50 yd | 0 | 0 | $250K step |
| 1987-04-15 | Lake County | F2 3 mi x 100 yd | 1 | 7 | $2.5M step |
| 1986-03-14 | Lake County | F1 2 mi x 10 yd | 0 | 0 | $3K step |
| 1985-08-31 | Lake County | F0 2 mi x 20 yd | 0 | 0 | $3K step |
| 1985-08-31 | Lake County | F2 5 mi x 50 yd | 0 | 0 | $2.5M step |
| 1984-06-26 | Lake County | F0 0.5 mi x 10 yd | 0 | 0 | $250K step |
| 1984-04-09 | Lake County | F0 1 mi x 33 yd | 0 | 0 | $3K step |
| 1983-04-23 | Lake County | F1 3 mi x 30 yd | 0 | 0 | $250K step |
| 1983-04-15 | Lake County | F1 1 mi x 30 yd | 0 | 0 | $3K step |
| 1982-05-25 | Lake County | F1 0.5 mi x 20 yd | 0 | 0 | $25K step |
| 1982-04-09 | Lake County | F2 3 mi x 20 yd | 0 | 1 | $25K step |
| 1981-07-08 | Lake County | F1 1 mi x 50 yd | 0 | 0 | $250K step |
| 1981-02-11 | Lake County | F1 0.5 mi x 10 yd | 0 | 0 | $25K step |
| 1979-08-23 | Lake County | F1 0.1 mi x 30 yd | 0 | 0 | $25K step |
| 1979-05-14 | Lake County | F1 0.2 mi x 30 yd | 0 | 0 | $25K step |
| 1978-04-19 | Lake County | F1 1 mi x 50 yd | 0 | 0 | $250K step |
| 1978-04-18 | Lake County | F1 1 mi x 50 yd | 0 | 0 | $250K step |
| 1978-01-25 | Lake County | F0 0.5 mi x 20 yd | 0 | 2 | $25K step |
| 1977-08-18 | Lake County | F0 0.2 mi x 13 yd | 0 | 0 | $3K step |
| 1976-05-25 | Lake County | F0 0.1 mi x 10 yd | 0 | 0 | $3K step |
| 1975-04-11 | Lake County | F1 0.5 mi x 50 yd | 0 | 0 | $250K step |
| 1975-02-06 | Lake County | F1 14.4 mi x 50 yd | 0 | 0 | $25K step |
| 1974-08-06 | Lake County | F1 0.5 mi x 500 yd | 0 | 0 | $250K step |
| 1974-05-15 | Lake County | F0 0.1 mi x 10 yd | 0 | 0 | – |
| 1974-05-15 | Lake County | F1 1 mi x 33 yd | 0 | 0 | $25K step |
| 1974-05-12 | Lake County | F0 2 mi x 33 yd | 0 | 0 | $25K step |
| 1971-03-07 | Lake County | F2 0.3 mi x 30 yd | 0 | 0 | $3K step |
| 1969-07-06 | Lake County | 0 | 0 | – | |
| 1969-07-06 | Lake County | 0 | 0 | – | |
| 1968-11-11 | Lake County | 0 | 0 | $25K step | |
| 1963-07-29 | Lake County | F1 | 0 | 0 | $3K step |
| 1962-05-10 | Lake County | F2 0.3 mi x 33 yd | 0 | 1 | $3K step |
A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.
Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.
When was the last damaging storm in Lake County?
The most recent record with damage, injuries or deaths is the October 26, 2025 flash flood ($2.8 million in damage in 2025 dollars).
A stalled thunderstorm lingered over the Eustis, Mount Dora, and Sorrento area for several hours, producing an extreme amount of rainfall. Over approximately 6 hours, between 15 to 19 inches of rainfall fell over the area, specifically between State Road 44 and US-441. The highest storm total accumulation was from a mesonet station in Eustis, which measured 19.70 inches of rainfall. During this time, three Flash Flood Warnings were issued, including a Flash Flood Emergency. At least fifty homes and businesses were impacted, with water entering structures. Flooding led to the closure or washout of several roadways, including Britt Road, Wolf Branch Road, Timberlake Drive, Limit Avenue, and Donnelly Street. Sinkholes were also reported in the Eustis area on East Crooked Lake Drive and Country Club Drive. …
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 1298241)
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2025-10-26 | Flash FloodLake Eustis, Lake County | 0 | 0 | $2.8M | |
| 2025-07-29 | Flash FloodMontclair, Lake County | 0 | 0 | – | |
| 2025-07-29 | Heavy RainLeesburg, Lake County | 0 | 0 | – | |
| 2025-07-29 | Heavy RainLeesburg, Lake County | 0 | 0 | – | |
| 2025-07-29 | Heavy RainLeesburg, Lake County | 0 | 0 | – | |
| 2025-05-12 | TornadoLanier, Lake County | EFU 1.46 mi x 50 yd | 0 | 0 | – |
| 2025-05-09 | HailHowey In The Hills, Lake County | 1.00 in hail | 0 | 0 | – |
| 2024-10-09 | Tropical StormLake County · forecast zone Lake | 0 | 0 | $1.3M | |
| 2024-10-09 | Tropical StormLake County · forecast zone Southern Lake County | 2 | 0 | – | |
| 2024-10-09 | FloodBay Lake, Lake County | 0 | 0 | $12M | |
| 2024-09-26 | Tropical StormLake County · forecast zone Lake | 0 | 0 | $376K | |
| 2023-04-25 | HailLake Louisa, Lake County | 2.75 in hail | 0 | 0 | – |
Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.
The deadliest and costliest records
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2007-02-02 | TornadoTurpentine, Lake County The mesocyclone that produced the Lady Lake tornado reintensified and produced a second F3 tornado in a rural area west southwest of Paisley. The tornado move east northeast at over 50 MPH toward the Lake Mack area just west of the St. Johns river. The tornado produced a quarter mile wide track across the Lake Mack ... | EF3 12.74 mi x 400 yd | 13 | 9 | $65M |
| 2007-02-02 | TornadoLady Lake, Lake County The the tornado that moved out of Sumter County, crossed into Lake County just west of Lady Lake. The one quarter mile wide, F3 tornado moved across the Lady Lake area killing 8 people and injuring 10. The tornado damaged 180 residences and destroyed 101. All of the fatalities were in mobile homes. Moving east ... | EF3 10.5 mi x 450 yd | 8 | 10 | $74M |
| 2009-05-24 | Thunderstorm WindAstor Park, Lake County Strong thunderstorm winds estimated at 45 to 50 mph, produced 3-4 foot waves which capsized two boats and caused a third boat to tip severely. A 20 foot Sea Ray capsized with 2 adults and 5 children on board. All children were wearing life jackets, however two became trapped in the cabin and drowned when the boat ... | 43 kt wind | 3 | 2 | – |
| 2024-10-09 | Tropical StormLake County · forecast zone Southern Lake County Lake County Emergency Management reported numerous downed trees and powerlines as a result of the wind associated with Hurricane Milton, which surface observations indicate wind gusts reached between 55 to 75 mph. Rainfall totals ranged from 6 to 11 inches, which produced significant freshwater street, urban, and ... | 2 | 0 | – | |
| 1993-03-13 | TornadoMt. Dora, Lake County A small fast-moving tornado touched down near Howey-in-the-Hills. It moved northeast over Little Lake Harris and then over Lake Dora before striking Mt. Dora. It continued northeast exiting the county near Highway 44, three miles east of Forrest City. A 5-month old baby boy was killed in a mobile home 10 miles ... | F2 30 mi x 200 yd | 1 | 60 | $10M |
| 1987-04-15 | TornadoLake County | F2 3 mi x 100 yd | 1 | 7 | $2.5M step |
| 2016-10-31 | Dense FogLake County · forecast zone Lake A crash involving a tractor trailer and four vehicles occurred at 0455LST in Groveland. The driver of the tractor trailer turned left onto US Highway 27 into the path of one of the vehicles. Three additional vehicles then crashed into the tractor trailer. Florida Highway Patrol stated that they believed the dense fog ... | 1 | 4 | – | |
| 2022-05-21 | LightningUmatilla, Lake County Lake County Emergency Management passed along a report of a man that was slightly injured after lightning struck a nearby fishing pole. The incident occurred along the 16500 block of Wilson Parrish Road in Umatilla at approximately 1910LST. The disoriented man was transported to a local hospital in Ocala, and was ... | 1 | 1 | – |
A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2007-02-02 | TornadoLady Lake, Lake County | EF3 10.5 mi x 450 yd | 8 | 10 | $74M |
| 2007-02-02 | TornadoTurpentine, Lake County | EF3 12.74 mi x 400 yd | 13 | 9 | $65M |
| 2017-09-10 | Tropical StormLake County · forecast zone Lake | 1 | 0 | $44M | |
| 2004-09-26 | Strong WindLake County · forecast zone Lake | 41 kt wind | 1 | 0 | $25M |
| 2004-09-04 | High WindLake County · forecast zone Lake | 56 kt wind | 0 | 0 | $19M |
| 2024-10-09 | FloodBay Lake, Lake County | 0 | 0 | $12M | |
| 1993-03-13 | TornadoMt. Dora, Lake County | F2 30 mi x 200 yd | 1 | 60 | $10M |
| 2007-09-20 | TornadoEustis, Lake County | EF1 1.83 mi x 300 yd | 0 | 0 | $8.8M |
Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $2.5M, in the dollars of the day) holds: April 15, 1987 (tornado, Lake County, 1 killed); August 31, 1985 (tornado, Lake County).
Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.
Is it getting more frequent?
Records per decade for Lake County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).
| Hazard | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020-26 |
|---|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 0 | 1 | 7 | 25 | 36 | 30 | 38 | 17 |
| Hail | 1 | 1 | 0 | 4 | 35 | 39 | 22 | 12 |
| Tornadoes | 1 | 6 | 14 | 13 | 10 | 8 | 6 | 4 |
| Fog, smoke and funnel clouds | – | – | – | – | 2 | 7 | 8 | 3 |
| Lightning | – | – | – | – | 4 | 9 | 2 | 1 |
| Hurricanes and tropical storms | – | – | – | – | 0 | 0 | 3 | 12 |
Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).
What time of year?
Records by month in Lake County. The two busiest months are in violet.
The values, month by month
Jan 22 · Feb 21 · Mar 39 · Apr 57 · May 56 · Jun 71 · Jul 53 · Aug 37 · Sep 26 · Oct 19 · Nov 7 · Dec 6 (records).
Source: NOAA NCEI Storm Events Database, records by the month they began.
Federal disaster declarations for Lake County
FEMA's register lists 37 declarations that include Lake County: 22 major disasters, 13 emergencies and 2 fire management assistance declarations. Most were for hurricane (17) and severe storm (5).
| Declared | Number | Type | Title |
|---|---|---|---|
| 2024-10-11 | DR-4834 | Hurricane | Hurricane Milton |
| 2024-10-07 | EM-3622 | Hurricane | Hurricane Milton |
| 2024-08-10 | DR-4806 | Tropical Storm | Hurricane Debby |
| 2024-08-03 | EM-3605 | Tropical Storm | Tropical Storm Debby |
| 2023-08-31 | DR-4734 | Hurricane | Hurricane Idalia |
| 2023-08-28 | EM-3596 | Tropical Storm | Tropical Storm Idalia |
| 2022-12-13 | DR-4680 | Hurricane | Hurricane Nicole |
| 2022-11-08 | EM-3587 | Tropical Storm | Tropical Storm Nicole |
| 2022-09-29 | DR-4673 | Hurricane | Hurricane Ian |
| 2022-09-24 | EM-3584 | Hurricane | Tropical Storm Ian |
| 2021-07-04 | EM-3561 | Severe Storm | Tropical Storm Elsa |
| 2020-03-25 | DR-4486 | Biological | Covid-19 Pandemic |
| 2020-03-13 | EM-3432 | Biological | Covid-19 |
| 2019-08-30 | EM-3419 | Hurricane | Hurricane Dorian |
| 2017-09-10 | DR-4337 | Hurricane | Hurricane Irma |
| 2017-09-05 | EM-3385 | Hurricane | Hurricane Irma |
| 2016-10-08 | DR-4283 | Hurricane | Hurricane Matthew |
| 2016-10-06 | EM-3377 | Hurricane | Hurricane Matthew |
| 2008-08-24 | DR-1785 | Severe Storm | Tropical Storm Fay |
| 2008-08-21 | EM-3288 | Severe Storm | Tropical Storm Fay |
| 2007-05-02 | FM-2687 | Fire | Deland Fire Complex |
| 2007-02-03 | DR-1679 | Severe Storm | Severe Storms and Tornadoes |
| 2005-09-05 | EM-3220 | Hurricane | Hurricane Katrina Evacuation |
| 2004-09-26 | DR-1561 | Hurricane | Hurricane Jeanne |
| 2004-09-16 | DR-1551 | Hurricane | Hurricane Ivan |
| 2004-09-04 | DR-1545 | Hurricane | Hurricane Frances |
| 2004-08-13 | DR-1539 | Hurricane | Tropical Storm Bonnie and Hurricane Charley |
| 2001-02-05 | DR-1359 | Freezing | Severe Freeze |
| 2000-05-19 | FM-2299 | Fire | Withlacoochee Fire Complex |
| 1999-10-15 | EM-3150 | Hurricane | Tropical Storm Irene - Florida |
| 1998-06-18 | DR-1223 | Fire | Extreme Fire Hazard |
| 1998-01-06 | DR-1195 | Severe Storm | Severe Storms, High Winds, Tornadoes, and Flooding |
| 1993-03-13 | DR-982 | Tornado | Tornadoes, Flooding, High Winds & Tides, Freezing |
| 1990-01-15 | DR-851 | Freezing | Severe Freeze |
| 1985-03-18 | DR-732 | Freezing | Severe Freeze |
| 1984-03-29 | DR-698 | Freezing | Freezing Temperatures |
| 1977-01-31 | DR-526 | Freezing | Severe Winter Weather |
Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.
How many floods has Lake County had?
NOAA's Storm Events Database holds 12 flood or flash flood records for Lake County from 1998 to 2025, on 11 days, with 0 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Lake County ranks 531st of 2,942 U.S. counties.
| Storm | Began | Records | Deaths in the county |
|---|---|---|---|
| Hurricane Milton | 2024-10-09 | 3 | 2 |
| Tropical Storm Ian | 2022-09-28 | 2 | 1 |
| Hurricane Irma | 2017-09-10 | 1 | 1 |
| Tropical Storm Nicole | 2022-11-08 | 1 | 0 |
| Hurricane Matthew | 2016-10-07 | 1 | 0 |
| Hurricane Frances | 2004-09-09 | 1 | 0 |
The National Flood Insurance Program has paid $7.3 million on 470 claims filed in Lake County; the most in one year was 108 in 2017. Claims count insured losses only: uninsured flood damage is not in this file.
The values, year by year
1979: 2 · 1983: 1 · 1984: 1 · 1987: 1 · 1992: 3 · 1993: 4 · 1994: 1 · 1995: 6 · 1996: 2 · 1997: 3 · 1998: 2 · 1999: 3 · 2000: 1 · 2001: 12 · 2002: 3 · 2003: 3 · 2004: 76 · 2005: 4 · 2007: 1 · 2008: 20 · 2009: 10 · 2010: 5 · 2011: 1 · 2012: 4 · 2013: 6 · 2014: 6 · 2015: 2 · 2016: 9 · 2017: 108 · 2018: 9 · 2019: 4 · 2020: 4 · 2022: 57 · 2023: 3 · 2024: 74 · 2025: 19; the other years: 0.
Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.
FEMA's modeled risk for Lake County
FEMA's National Risk Index rates Lake County Relatively Moderate overall, with an expected annual loss of $102 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.
| Hazard | Risk rating | Expected annual loss | Modeled frequency |
|---|---|---|---|
| Strong Wind | Very High | $6.6M | 1.2 a year (modeled) |
| Lightning | Very High | $2.5M | 92 a year (modeled) |
| Tornado | Relatively High | $18M | about once a year (modeled) |
| Hurricane | Relatively High | $21M | once in about 4 years (modeled) |
| Wildfire | Relatively Moderate | $4.5M | once in about 164 years (modeled) |
| Riverine Flooding | Relatively Moderate | $46M | once in about 4 years (modeled) |
| Heat Wave | Relatively Moderate | $1.4M | 1.9 modeled event-days a year |
| Landslide | Relatively Low | $4K | once in about 8 years (modeled) |
Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.
Counties that share a border with Lake County
Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.
Next
- Tornadoes in FloridaEvery Florida tornado since 1950 and the counties with the most per square mile
- Severe thunderstorm wind in FloridaThe state's severe thunderstorm wind events, by county, year and month
- The Florida recordEvery hazard in the state, its deadliest events and its federal declarations
- FEMA's risk rating for each hazard in Lake CountyThe hazard risk calculator: 18 hazards beside the county's record
- Download Lake County's FEMA declarations (CSV)37 rows: every declaration that named the county, for your own analysis