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South Carolina · FEMA + NOAA + National Risk Index

Georgetown County, SC

30 FEMA disaster declarations (1989-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

30
FEMA declarations
16
Major disasters
92
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Georgetown County. Its 30 FEMA declarations are 17% above the South Carolina county mean and exceed the count for 86% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 8%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
30
FEMA declarations vs 21 national county avg
4,748
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 45043 · Georgetown County 30 declarations · rank 406/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 30
  • MAJOR-MID 53%
  • RANK-MID #406
  • PHOTO-FINISH Jefferson
  • NRI-MID 92
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +17%

Nearest declaration peer: Jefferson, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Carolina state profile

Georgetown County among high-volume declaration counties

FEMA declaration records among Georgetown County and nearest peers by total count

declarations

What this shows Georgetown County carries 30 FEMA declaration records, ranked 406 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Georgetown County ranks in the national declaration registry

Georgetown County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Georgetown County

30 Top 14% higher than 86% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Georgetown County's FEMA Risk Index score

0/100100/100South Carolina avg71/10092.5/100
FEMA National Risk Index composite score vs. the South Carolina county average

What does Georgetown County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 4,748 claims and $114.5M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $24.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Georgetown County's 30 federal records stand 17% above the South Carolina county mean of 25.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 92.5/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $90.2M in annualized losses). Social vulnerability reads Very High and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at roughly once every 3 years here, based on 108 historical events on record.

68 /100

Historical Activity Index

High historical activity

Georgetown County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

30 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
15/25

30 declarations (1.2x state county average of 26)

Major Disaster Share High
13/25

16 of 30 declarations are major disasters (53%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Georgetown County

FEMA NRI 8-hazard radar - Georgetown County

Georgetown County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 70, Hurricane 92, Tornado 25, Wildfire 48, Drought 8, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 48 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 48 8-hazard mean
Georgetown County NRI risk profile FIPS 45043 · displayed-hazard mean 48/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

30

High volume

Major Disaster share

53%

Major-heavy

NRI risk score

92

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Georgetown County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Very High roughly once every 3 years
Lightning Relatively High an average of 60 times per year
Earthquake Relatively Moderate roughly once every 267 years
Wildfire Relatively Moderate roughly once every 358 years
Coastal Flooding Relatively High an average of 3.4 times per year
Heat Wave Relatively Moderate 9.2 modeled event-days per year
Ice Storm Relatively Moderate roughly once every 1 years
Riverine Flooding Relatively Moderate an average of 1.1 times per year
Tornado Relatively Low roughly once every 3 years
Winter Weather Relatively Low roughly once every 1 years
Hail Relatively Low an average of 2.5 times per year
Cold Wave Relatively Low roughly once every 2 years
Drought Very Low 9.5 modeled event-days per year
Strong Wind Relatively Low an average of 2.1 times per year
Landslide Very Low roughly once every 7 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 17
Tropical Storm 3
Severe Storm 3
Biological 2
Flood 2
Severe Ice Storm 2
Winter Storm 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Georgetown County's federal record, 57% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 53.3%

of all 30 declarations

Emergency - 14 46.7%

of all 30 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 3
2023 2
2022 1
2020 3
2019 2
2018 3
2017 3
2016 2
2014 2
2005 2
2004 1
2000 1
1999 2
1996 1
Show 1 earlier declaration years
1989 1

Disaster Declarations

How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4835 TROPICAL STORM DEBBY DR Tropical Storm 2024-09-29
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4542 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2020-05-01
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
3470 COVID-19 EM Biological 2020-03-13
4464 HURRICANE DORIAN DR Hurricane 2019-09-30
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
4394 HURRICANE FLORENCE DR Hurricane 2018-09-16
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
4286 HURRICANE MATTHEW DR Hurricane 2016-10-11
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
4241 SEVERE STORMS AND FLOODING DR Flood 2015-10-05
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
Show 10 earlier declaration records
DR# Title Type Incident Date
4166 SEVERE WINTER STORM DR Severe Ice Storm 2014-03-12
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1566 TROPICAL STORM FRANCES DR Hurricane 2004-10-07
1543 HURRICANE CHARLEY DR Hurricane 2004-09-01
1313 SEVERE WINTER STORM DR Severe Storm 2000-01-31
1299 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-21
3145 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
1140 SEVERE WINDS AND FLOODING ASSOC WITH HURRICANE FRAN DR Flood 1996-09-30
843 HURRICANE HUGO DR Hurricane 1989-09-22

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Georgetown County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

4,748

Total Paid

$114.5M

Avg Per Claim

$24.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 92.5/100

Expected Annual Loss

Relatively Moderate

$90.2M/year

Social Vulnerability

Very High

Community Resilience

Relatively High

Hazard Risk Breakdown

Hurricane Very High
Lightning Relatively High
Earthquake Relatively Moderate
Wildfire Relatively Moderate
Coastal Flooding Relatively High
Heat Wave Relatively Moderate
Ice Storm Relatively Moderate
Riverine Flooding Relatively Moderate
Tornado Relatively Low
Winter Weather Relatively Low
Hail Relatively Low
Cold Wave Relatively Low
Drought Very Low
Strong Wind Relatively Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Georgetown County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Very High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Georgetown County's closest FEMA peer: Maui County, HI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Georgetown County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Georgetown County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Georgetown County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Georgetown County's NFIP claims file (4,748 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Georgetown County?
The most common disaster type in Georgetown County is Hurricane, with 17 declarations. Other disaster types include Tropical Storm (3), Severe Storm (3), Biological (2).
How does Georgetown County's FEMA declaration record compare with the South Carolina average?
FEMA lists 30 declaration records for Georgetown County. That is 17% above the South Carolina county mean of 25.6. Its count is also 45% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Georgetown County received?
Georgetown County has received 16 major disaster declarations, representing 53% of all 30 disaster declarations.
How many flood insurance claims has Georgetown County filed?
Georgetown County has 4,748 National Flood Insurance Program (NFIP) claims totaling $114.5M in payments, with an average of $24.1K per claim.
What was the worst year for disasters in Georgetown County?
The most active year for disaster declarations in Georgetown County was 2017, with 3 declarations. The county has FEMA disaster data spanning 1989 to 2026.
What is the FEMA National Risk Index score for Georgetown County?
According to the FEMA National Risk Index, Georgetown County, South Carolina has an overall risk score of 92.5 out of 100 (Relatively Moderate). Social vulnerability here rates Very High, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $90.2M in annualized losses.
Which natural hazard poses the greatest risk to Georgetown County?
Based on FEMA NRI data, the highest-risk natural hazard in Georgetown County is Hurricane (risk rating: Very High). Other significant hazards include Lightning (Relatively High) and Earthquake (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 3 years, drawn from 108 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Georgetown County · vintage 2026-08-25 · Methodology · South Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events