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Tennessee · FEMA + NOAA + National Risk Index

Davidson County, TN

11 FEMA disaster declarations (2020–2026), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Severe Storm.

11
FEMA declarations
8
Major disasters
97
NRI risk · Relatively High
Severe Storm
Top hazard

The verdict

Davidson County ranks in the riskiest 3% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 95% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively High, based on 11 federal disaster declarations recorded since 2020, most often severe storm, 186% above the national county average of 4.

Riskiest 3%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
11
FEMA declarations vs 4 national county avg
4
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Davidson County compare?

Davidson County vs. every U.S. county

FEMA disaster declarations, all-time

11 Top 5% higher than 95% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Davidson County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Tennessee county average

0/100100/100Tennessee avg53/10097.2/100
FEMA National Risk Index composite score vs. the Tennessee county average

How disaster-prone is Davidson County?

Declaration frequency

Davidson County, Tennessee has recorded 11 FEMA disaster declarations between 2020 and 2026, of which 8 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.8 declarations per year across a 6-year record, or roughly 98% above the Tennessee county average of 5.6 and 186% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 4 of 11 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 97.2/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $262.4M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Earthquake stands out as the sharpest exposure here, rated Relatively High.

Flood exposure & the bottom line

Taken together, these indicators place Davidson County at a high relative risk level, its federal disaster history outpaces most of the country, and it is worth pairing that record with forward-looking hazard maps before making insurance or relocation decisions.

Risk Assessment

Risk Level

High

vs. Tennessee Avg

+98%

State avg: 5.6

vs. National Avg

+186%

National avg: 3.8

Avg Per Year

1.8

Over 6 years

FEMA NRI 8-hazard radar - Davidson County

Davidson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 70, Flood 0, Hurricane 8, Tornado 70, Wildfire 8, Drought 8, Heat Wave 48, Winter Storm 70. Overall composite 35 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 35 composite
Davidson County NRI risk profile FIPS 47037 · composite 35/100 (Moderate)
How to read this radar

The radar plots Davidson County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

11

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

47037

TN state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 4
Winter Storm 3
Tornado 3
Other 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 72.7%

of all 11 declarations

Emergency - 3 27.3%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 2
2024 1
2023 2
2022 1
2021 2
2020 1

Disaster Declarations

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4878 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-06-19
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4751 SEVERE STORMS AND TORNADOES DR Severe Storm 2023-12-13
4712 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO DR Severe Storm 2023-05-17
4691 SEVERE WINTER STORM DR Winter Storm 2023-03-08
4637 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2022-01-14
4601 SEVERE STORMS, TORNADOES, AND FLOODING DR Tornado 2021-05-08
3552 EXPLOSION EM Other 2021-01-05
4476 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Tornado 2020-03-05

Storm Events in Tennessee

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,667 25 63 $114.4M
Hail 2,202 0 0 $655.5K
Heat 1,980 11 30 $0
Flash Flood 1,564 57 3 $349.7M
Winter Weather 1,303 5 0 $266.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively High

Score: 97.2/100

Expected Annual Loss

Relatively High

$262.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Earthquake Relatively High
Tornado Relatively High
Strong Wind Relatively High
Heat Wave Relatively Moderate
Cold Wave Relatively High
Hail Relatively Moderate
Winter Weather Relatively Moderate
Ice Storm Relatively Moderate
Landslide Relatively Low
Wildfire Very Low
Lightning Relatively Low
Hurricane Very Low
Drought Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Tennessee

Frequently Asked Questions

How many natural disasters has Davidson County, Tennessee had?
Davidson County, Tennessee has received 11 FEMA disaster declarations from 2020 to 2026. Of these, 8 were major disaster declarations.
What is the most common disaster type in Davidson County?
The most common disaster type in Davidson County is Severe Storm, with 4 declarations. Other disaster types include Winter Storm (3), Tornado (3), Other (1).
How does Davidson County's disaster risk compare to the Tennessee average?
Davidson County has 11 disaster declarations, which is 98% higher than the Tennessee county average of 5.6 declarations. Compared to the national county average of 3.8, it is 186% higher.
How many major FEMA disaster declarations has Davidson County received?
Davidson County has received 8 major disaster declarations, representing 73% of all 11 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Tennessee?
The most common storm types in Tennessee include Thunderstorm Wind (7,667 events), Hail (2,202 events), Heat (1,980 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Davidson County?
The most active year for disaster declarations in Davidson County was 2021, with 2 declarations. The county has FEMA disaster data spanning 2020 to 2026.
What is the overall disaster risk level for Davidson County?
Davidson County has recorded 11 FEMA disaster declarations, a volume FEMA data classifies as high-risk, well above what most U.S. counties see over the same period.
What is the FEMA National Risk Index score for Davidson County?
According to the FEMA National Risk Index, Davidson County, Tennessee has an overall risk score of 97.2 out of 100 (Relatively High). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $262.4M in annualized losses.
Which natural hazard poses the greatest risk to Davidson County?
Based on FEMA NRI data, the highest-risk natural hazard in Davidson County is Earthquake (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Strong Wind (Relatively High). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Davidson County

Davidson County, TN runs 98% above the Tennessee county average for federal disaster declarations (11 vs 6), a high historical load overall.

  • Its most common federal declaration type is major disaster (8 of 11) - know the hazards most likely here before they happen. Tennessee overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.