FEMA Records
32
Very high volume
Mississippi · FEMA + NOAA + National Risk Index
Hancock County, MS
32 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.
- 32
- FEMA declarations
- 19
- Major disasters
- 83
- NRI risk · Relatively Moderate
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Hancock County. Its 32 FEMA declarations are 24% above the Mississippi county mean and exceed the count for 89% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 17%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 17%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 32
- FEMA declarations vs 21 national county avg
- 9,909
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 28045 · Hancock County 32 declarations · rank 335/3,266
DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 32
- MAJOR-MID 59%
- RANK-MID #335
- PHOTO-FINISH Perry
- NRI-MID 83
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +24%
Nearest declaration peer: Perry, MS (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile
Hancock County among high-volume declaration counties
FEMA declaration records among Hancock County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- East Carroll · near 32
East Carroll · near
32 declarations
- Hancock · this county 32
Hancock · this county
32 declarations
- Nicholas · near 32
Nicholas · near
32 declarations
- Perry · near 32
Perry · near
32 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Hancock County carries 32 FEMA declaration records, ranked 335 of 3,266 counties in this registry.
Where Hancock County ranks in the national declaration registry
Hancock County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Hancock County
32 Top 11% higher than 89% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Hancock County's FEMA Risk Index score
What does Hancock County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 9,909 claims and $744.9M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $75.2K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. Hancock County's 32 federal records stand 24% above the Mississippi county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 82.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $38.2M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 5 years here, based on 72 historical events on record.
68 /100
Historical Activity Index
High historical activity
Hancock County, MS · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Very High
23/30
32 OpenFEMA declarations, full ingest window (1.5x national county average)
County Disaster Density High
15/25
32 declarations (1.2x state county average of 26)
Major Disaster Share High
15/25
19 of 32 declarations are major disasters (59%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Hancock County
FEMA NRI 8-hazard radar - Hancock County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
59%
Major-heavy
NRI risk score
83
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Hancock County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively High | roughly once every 5 years |
| Lightning | Relatively High | an average of 86 times per year |
| Wildfire | Relatively Moderate | roughly once every 133 years |
| Coastal Flooding | Relatively High | an average of 6.1 times per year |
| Heat Wave | Relatively Low | 14 modeled event-days per year |
| Tornado | Relatively Moderate | roughly once every 2 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Cold Wave | Relatively Low | roughly once every 1 years |
| Drought | Relatively Low | 21 modeled event-days per year |
| Hail | Relatively Low | an average of 1.8 times per year |
| Earthquake | Very Low | roughly once every 1,055 years |
| Ice Storm | Relatively Low | roughly once every 2 years |
| Winter Weather | Relatively Low | roughly once every 1 years |
| Strong Wind | Relatively Low | an average of 1.5 times per year |
| Landslide | Very Low | roughly once every 14 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 21
Severe Storm 5
Winter Storm 2
Biological 2
Snowstorm 1
Flood 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Hancock County's federal record, 66% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 19 59.4%
of all 32 declarations
Emergency - 13 40.6%
of all 32 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 2 | |
| 2024 | 1 | |
| 2022 | 1 | |
| 2021 | 4 | |
| 2020 | 4 | |
| 2018 | 2 | |
| 2012 | 2 | |
| 2008 | 2 | |
| 2005 | 3 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 2001 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1995 | 1 | |
Show 4 earlier declaration years
| 1991 | 1 | |
| 1979 | 2 | |
| 1977 | 1 | |
| 1974 | 1 | |
Disaster Declarations
How the 32 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 32 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4899 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3640 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4790 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2024-06-10 |
| 4626 | HURRICANE IDA | DR | Hurricane | 2021-10-22 |
| 3569 | HURRICANE IDA | EM | Hurricane | 2021-08-28 |
| 4576 | HURRICANE ZETA | DR | Hurricane | 2020-12-31 |
| 3550 | HURRICANE ZETA | EM | Hurricane | 2020-10-28 |
| 3548 | HURRICANE DELTA | EM | Hurricane | 2020-10-08 |
| 3544 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 3539 | HURRICANE MARCO AND TROPICAL STORM LAURA | EM | Hurricane | 2020-08-23 |
| 4528 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3474 | COVID-19 | EM | Biological | 2020-03-13 |
| 4350 | HURRICANE NATE | DR | Hurricane | 2017-11-22 |
| 3393 | HURRICANE NATE | EM | Hurricane | 2017-10-07 |
| 4081 | HURRICANE ISAAC | DR | Hurricane | 2012-08-29 |
| 3348 | TROPICAL STORM ISAAC | EM | Hurricane | 2012-08-28 |
| 1794 | HURRICANE GUSTAV | DR | Hurricane | 2008-09-22 |
| 3291 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 1604 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 3213 | HURRICANE KATRINA | EM | Hurricane | 2005-08-28 |
Show 12 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1594 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1550 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1436 | TROPICAL STORM ISIDORE | DR | Hurricane | 2002-10-01 |
| 1382 | TROPICAL STORM ALLISON | DR | Severe Storm | 2001-06-21 |
| 1251 | HURRICANE GEORGES | DR | Hurricane | 1998-10-01 |
| 3132 | HURRICANE GEORGES | EM | Hurricane | 1998-09-28 |
| 1051 | SEVERE STORMS, TORNADOES, FLOODING | DR | Severe Storm | 1995-05-12 |
| 906 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1991-05-17 |
| 599 | HURRICANE FREDERIC | DR | Hurricane | 1979-09-13 |
| 577 | STORMS, TORNADOES, FLOODS | DR | Severe Storm | 1979-04-16 |
| 3032 | DROUGHT & FREEZING | EM | Snowstorm | 1977-02-22 |
| 430 | HEAVY RAINS & FLOODING | DR | Flood | 1974-04-18 |
Storm Events in Mississippi
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Hancock County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,557 | 17 | 60 | $93.9M |
| Flash Flood | 1,551 | 6 | 9 | $83.6M |
| Hail | 1,411 | 0 | 0 | $90.1M |
| Heat | 1,340 | 3 | 0 | $0 |
| Tornado | 1,097 | 68 | 610 | $562.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
9,909
Total Paid
$744.9M
Avg Per Claim
$75.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 82.7/100
Expected Annual Loss
Relatively Low
$38.2M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively High
Hazard Risk Breakdown
Hurricane Relatively High
Lightning Relatively High
Wildfire Relatively Moderate
Coastal Flooding Relatively High
Heat Wave Relatively Low
Tornado Relatively Moderate
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Drought Relatively Low
Hail Relatively Low
Earthquake Very Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Hancock County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Hancock County's closest FEMA peer: Worcester County, MA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Hancock County. Record similarity, not a safety rating.
Closest declaration profiles
Hancock County shows 32 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Hancock County: 19 of 32 of its declarations are Major.
Similar modeled NRI score
Hancock County: NRI composite 82.7 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Hancock County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Hancock County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 82.7 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 32. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Hancock County's NFIP claims file (9,909 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Hancock County?
The most common disaster type in Hancock County is Hurricane, with 21 declarations. Other disaster types include Severe Storm (5), Winter Storm (2), Biological (2).
How does Hancock County's FEMA declaration record compare with the Mississippi average?
FEMA lists 32 declaration records for Hancock County. That is 24% above the Mississippi county mean of 25.9. Its count is also 54% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Hancock County received?
Hancock County has received 19 major disaster declarations, representing 59% of all 32 disaster declarations.
How many flood insurance claims has Hancock County filed?
Hancock County has 9,909 National Flood Insurance Program (NFIP) claims totaling $744.9M in payments, with an average of $75.2K per claim.
What was the worst year for disasters in Hancock County?
The most active year for disaster declarations in Hancock County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Hancock County?
According to the FEMA National Risk Index, Hancock County, Mississippi has an overall risk score of 82.7 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively High and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $38.2M in annualized losses.
Which natural hazard poses the greatest risk to Hancock County?
FEMA's NRI data points to Hancock County is Hurricane (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Wildfire (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 5 years, drawn from 72 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Hancock County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events