FEMA Records
30
High volume
Mississippi · FEMA + NOAA + National Risk Index
Stone County, MS
30 FEMA disaster declarations (1969-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 30
- FEMA declarations
- 17
- Major disasters
- 52
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Stone County. Its 30 FEMA declarations are 16% above the Mississippi county mean and exceed the count for 86% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 48%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 48%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 30
- FEMA declarations vs 21 national county avg
- 53
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 28131 · Stone County 30 declarations · rank 410/3,266
DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 30
- MAJOR-MID 57%
- RANK-MID #410
- PHOTO-FINISH Jefferson
- NRI-LOW 52
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +16%
Nearest declaration peer: Jefferson, OK (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile
Stone County among high-volume declaration counties
FEMA declaration records among Stone County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Clallam · near 30
Clallam · near
30 declarations
- Jefferson · near 30
Jefferson · near
30 declarations
- Latimer · near 30
Latimer · near
30 declarations
- Stone · this county 30
Stone · this county
30 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Stone County carries 30 FEMA declaration records, ranked 410 of 3,266 counties in this registry.
Where Stone County ranks in the national declaration registry
Stone County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Stone County
30 Top 14% higher than 86% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Stone County's FEMA Risk Index score
What does Stone County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 53 paid claims, totaling $937.0K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $17.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Stone County's 30 federal records stand 16% above the Mississippi county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 52.0/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $12.6M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 72 historical events on record.
65 /100
Historical Activity Index
High historical activity
Stone County, MS · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
22/30
30 OpenFEMA declarations, full ingest window (1.4x national county average)
County Disaster Density High
14/25
30 declarations (1.2x state county average of 26)
Major Disaster Share High
14/25
17 of 30 declarations are major disasters (57%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Stone County
FEMA NRI 8-hazard radar - Stone County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
57%
Major-heavy
NRI risk score
52
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Stone County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively Moderate | roughly once every 4 years |
| Wildfire | Relatively Low | roughly once every 154 years |
| Lightning | Relatively Moderate | an average of 85 times per year |
| Drought | Relatively Moderate | 20 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 2 years |
| Heat Wave | Relatively Low | 9.7 modeled event-days per year |
| Strong Wind | Relatively Low | an average of 2 times per year |
| Hail | Relatively Low | an average of 2.4 times per year |
| Earthquake | Very Low | roughly once every 1,032 years |
| Landslide | Very Low | roughly once every 7 years |
| Ice Storm | Relatively Low | roughly once every 2 years |
| Cold Wave | Relatively Low | an average of 1 time per year |
| Riverine Flooding | Very Low | an average of 1.2 times per year |
| Winter Weather | Very Low | roughly once every 1 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 23
Winter Storm 2
Biological 2
Severe Storm 1
Snowstorm 1
Tornado 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Stone County's federal record, 77% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 17 56.7%
of all 30 declarations
Emergency - 13 43.3%
of all 30 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 2 | |
| 2022 | 1 | |
| 2021 | 4 | |
| 2020 | 4 | |
| 2018 | 2 | |
| 2012 | 2 | |
| 2009 | 1 | |
| 2008 | 2 | |
| 2005 | 3 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1985 | 1 | |
| 1979 | 1 | |
Show 3 earlier declaration years
| 1977 | 1 | |
| 1971 | 1 | |
| 1969 | 1 | |
Disaster Declarations
How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4899 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3640 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4626 | HURRICANE IDA | DR | Hurricane | 2021-10-22 |
| 3569 | HURRICANE IDA | EM | Hurricane | 2021-08-28 |
| 4576 | HURRICANE ZETA | DR | Hurricane | 2020-12-31 |
| 3550 | HURRICANE ZETA | EM | Hurricane | 2020-10-28 |
| 3548 | HURRICANE DELTA | EM | Hurricane | 2020-10-08 |
| 3544 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 3539 | HURRICANE MARCO AND TROPICAL STORM LAURA | EM | Hurricane | 2020-08-23 |
| 4528 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3474 | COVID-19 | EM | Biological | 2020-03-13 |
| 4350 | HURRICANE NATE | DR | Hurricane | 2017-11-22 |
| 3393 | HURRICANE NATE | EM | Hurricane | 2017-10-07 |
| 4081 | HURRICANE ISAAC | DR | Hurricane | 2012-08-29 |
| 3348 | TROPICAL STORM ISAAC | EM | Hurricane | 2012-08-28 |
| 1837 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2009-05-12 |
| 1794 | HURRICANE GUSTAV | DR | Hurricane | 2008-09-22 |
| 3291 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 1604 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 3213 | HURRICANE KATRINA | EM | Hurricane | 2005-08-28 |
Show 10 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1594 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1550 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1436 | TROPICAL STORM ISIDORE | DR | Hurricane | 2002-10-01 |
| 1251 | HURRICANE GEORGES | DR | Hurricane | 1998-10-01 |
| 3132 | HURRICANE GEORGES | EM | Hurricane | 1998-09-28 |
| 741 | HURRICANE ELENA | DR | Hurricane | 1985-09-04 |
| 599 | HURRICANE FREDERIC | DR | Hurricane | 1979-09-13 |
| 3032 | DROUGHT & FREEZING | EM | Snowstorm | 1977-02-22 |
| 302 | STORMS & TORNADOES | DR | Tornado | 1971-02-22 |
| 271 | HURRICANE CAMILLE | DR | Hurricane | 1969-08-18 |
Storm Events in Mississippi
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Stone County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,557 | 17 | 60 | $93.9M |
| Flash Flood | 1,551 | 6 | 9 | $83.6M |
| Hail | 1,411 | 0 | 0 | $90.1M |
| Heat | 1,340 | 3 | 0 | $0 |
| Tornado | 1,097 | 68 | 610 | $562.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
53
Total Paid
$937.0K
Avg Per Claim
$17.7K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 52.0/100
Expected Annual Loss
Very Low
$12.6M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Hurricane Relatively Moderate
Wildfire Relatively Low
Lightning Relatively Moderate
Drought Relatively Moderate
Tornado Relatively Low
Heat Wave Relatively Low
Strong Wind Relatively Low
Hail Relatively Low
Earthquake Very Low
Landslide Very Low
Ice Storm Relatively Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Stone County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Stone County's closest FEMA peer: Maui County, HI
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Stone County. Record similarity, not a safety rating.
Closest declaration profiles
Stone County shows 30 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Stone County: 17 of 30 of its declarations are Major.
Similar modeled NRI score
Stone County: NRI composite 52.0 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Stone County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Stone County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 52.0 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 30. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Stone County's NFIP claims file (53 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Stone County?
The most common disaster type in Stone County is Hurricane, with 23 declarations. Other disaster types include Winter Storm (2), Biological (2), Severe Storm (1).
How does Stone County's FEMA declaration record compare with the Mississippi average?
FEMA lists 30 declaration records for Stone County. That is 16% above the Mississippi county mean of 25.9. Its count is also 45% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Stone County received?
Stone County has received 17 major disaster declarations, representing 57% of all 30 disaster declarations.
How many flood insurance claims has Stone County filed?
Stone County has 53 National Flood Insurance Program (NFIP) claims totaling $937.0K in payments, with an average of $17.7K per claim.
What was the worst year for disasters in Stone County?
The most active year for disaster declarations in Stone County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1969 to 2026.
What is the FEMA National Risk Index score for Stone County?
According to the FEMA National Risk Index, Stone County, Mississippi has an overall risk score of 52.0 out of 100 (Relatively Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $12.6M in annualized losses.
Which natural hazard poses the greatest risk to Stone County?
Based on FEMA NRI data, the highest-risk natural hazard in Stone County as of the latest release is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 72 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Stone County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events