Santa Rosa County, Florida
County storm and disaster record · FIPS 12113 · population 187,714 · 1,012 sq mi
NOAA's Storm Events Database holds 733 records for Santa Rosa County, Florida from 1950 through June 30, 2026, on 473 days; the most frequent are severe thunderstorm wind events (294 records). NOAA records 73 flood or flash floods there since 1996, with 0 deaths; its 10,439 flood insurance claims since 1978 (OpenFEMA) rank 51st of 2,942 U.S. counties; the deadliest named storm on its flood record is Hurricane Isaac (2012). The deadliest single record is the March 31, 1962 tornado: 17 deaths and 100 injuries. FEMA has issued 43 declarations naming the county since 1970, 41 of them for natural hazards; the latest for a natural hazard was “Hurricane Helene” on September 28, 2024.
The record, 1950 to 2026
Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).
- recorded, no damage figure
- under $100,000
- $100,000 or more
- $1 million or more
- $10 million or more, or a death
- $100 million or more, or 10 deaths
- a year's colour: its recorded damage or deaths
- a year with a death
- 1955: wind and hail recorded from 1955
- 1996: all 48 event types from 1996
- Storm records
- 733on 473 days, 1950 to June 30, 2026
- Deaths recorded
- 36189 injuries
- Damage, 2025 dollars
- $365Mas filed (scale steps before 1993)
- Tornadoes
- 75strongest F3
- FEMA declarations
- 43latest 2024
Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.
What hazards hit Santa Rosa County most?
The most frequent records are severe thunderstorm wind events: 294 since 1955. The rank column places the county among Florida's counties by days with a record per 1,000 square miles of land over each hazard's complete period.
| Hazard | Records | Days | First, last | Killed | Injured | Damage | Rank in state |
|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 294 | 209 | 1955-2025 | 0 | 5 | $3.9M | 35 of 67 |
| Lightning | 107 | 80 | 1996-2025 | 2 | 33 | $1.9M | 6 of 67 |
| Hail | 80 | 67 | 1962-2026 | 0 | 0 | $3.8M | 34 of 67 |
| Tornadoes | 75 | 64 | 1954-2025 | 17 | 110 | $32M | 28 of 67 |
| Floods | 73 | 52 | 1996-2025 | 0 | 0 | $22M | 20 of 67 |
| Hurricanes and tropical storms | 39 | 21 | 1998-2021 | 2 | 0 | $301M | 48 of 67 |
| Fog, smoke and funnel clouds | 20 | 20 | 1996-2008 | 0 | 0 | – | 37 of 67 |
| Rip currents and high surf | 18 | 18 | 1996-2018 | 15 | 41 | – | 17 of 67 |
| Winter storms | 7 | 5 | 2010-2025 | 0 | 0 | – | 16 of 67 |
| Heavy rain | 6 | 4 | 2017-2023 | 0 | 0 | – | 52 of 67 |
| High wind and dust storms | 6 | 6 | 2001-2024 | 0 | 0 | $21K | 23 of 67 |
| Drought | 4 | 2 | 2016-2016 | 0 | 0 | – | 42 of 67 |
| Heat | 4 | 2 | 2000-2007 | 0 | 0 | – | 25 of 67 |
Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.
How many tornadoes has Santa Rosa County had?
NOAA records 75 tornadoes in Santa Rosa County from 1954 to 2025, the strongest rated F3, with 17 deaths and 110 injuries recorded in the county. That is 28th of 67 Florida counties and 265th of 3,080 U.S. counties by days with tornadoes per 1,000 square miles since 1950. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.
Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 79 tornadoes whose track touched Santa Rosa County since 1950 (NOAA's county records number 75: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 18 people, 17 of them in Santa Rosa County.
| Date | Tornado | Rating | Path | Killed |
|---|---|---|---|---|
| 1962-03-31 08:00, as SPC files it | Milton | F3 | 6.9 mi | 17 |
| 1973-05-26 12:00, as SPC files it | Crestview | F2 | 105.4 mi | 1 |
Map of the strongest tornado tracks in Florida.
Every tornado record filed for Santa Rosa County (75)
| Date | Place | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2025-03-04 | Woodlawn Beach, Santa Rosa County | EF0 0.32 mi x 75 yd | 0 | 0 | – |
| 2024-05-10 | Indian Ford, Santa Rosa County | EFU 3.16 mi x 30 yd | 0 | 0 | – |
| 2024-05-10 | Allentown, Santa Rosa County | EFU 0.7 mi x 30 yd | 0 | 0 | – |
| 2024-05-10 | New York, Santa Rosa County | EFU 4.48 mi x 30 yd | 0 | 0 | – |
| 2024-05-10 | Jay Airport, Santa Rosa County | EF2 20.39 mi x 1,000 yd | 0 | 0 | – |
| 2024-04-10 | Floridatown, Santa Rosa County | EF1 2.48 mi x 75 yd | 0 | 0 | – |
| 2024-01-09 | Baddad Jct, Santa Rosa County | EF1 1.74 mi x 150 yd | 0 | 0 | – |
| 2022-03-30 | Mulat, Santa Rosa County | EF1 5.96 mi x 100 yd | 0 | 2 | – |
| 2022-03-30 | Wallace, Santa Rosa County | EF1 0.39 mi x 50 yd | 0 | 0 | – |
| 2020-04-19 | Floridatown, Santa Rosa County | EF0 0.19 mi x 50 yd | 0 | 0 | – |
| 2018-11-12 | Woodlawn Beach, Santa Rosa County | EF0 0.3 mi x 80 yd | 0 | 0 | $24K |
| 2016-02-23 | Mulat, Santa Rosa County | EF1 2.68 mi x 100 yd | 0 | 0 | $92K |
| 2015-12-28 | Chumuckla, Santa Rosa County | EF1 0.78 mi x 75 yd | 0 | 0 | $12K |
| 2011-03-09 | Pace, Santa Rosa County | EF0 0.11 mi x 50 yd | 0 | 0 | $131K |
| 2008-09-01 | Navarre, Santa Rosa County | EF0 0.1 mi x 20 yd | 0 | 0 | – |
| 2008-09-01 | Gulf Breeze, Santa Rosa County | EF0 0.1 mi x 30 yd | 0 | 0 | $16K |
| 2008-02-17 | Chumuckla, Santa Rosa County | EF1 2.07 mi x 75 yd | 0 | 0 | $274K |
| 2007-03-01 | Indian Ford, Santa Rosa County | EF0 0.5 mi x 30 yd | 0 | 0 | $11K |
| 2006-01-13 | Berrydale, Santa Rosa County | F1 0.8 mi x 75 yd | 0 | 0 | $732K |
| 2005-09-26 | Avalon Beach, Santa Rosa County | F0 0.1 mi x 30 yd | 0 | 0 | – |
| 2005-09-26 | Pace, Santa Rosa County | F0 0.1 mi x 30 yd | 0 | 0 | – |
| 2005-09-26 | Milton, Santa Rosa County | F0 0.1 mi x 30 yd | 0 | 0 | – |
| 2005-08-29 | Munson, Santa Rosa County | F0 1 mi x 30 yd | 0 | 0 | $8K |
| 2005-08-29 | Munson, Santa Rosa County | F0 3 mi x 30 yd | 0 | 0 | $12K |
| 2005-06-11 | Navarre, Santa Rosa County | F0 0.1 mi x 50 yd | 0 | 0 | $5K |
| 2004-11-24 | Milton, Santa Rosa County | F1 1 mi x 50 yd | 0 | 0 | $117K |
| 2004-09-15 | Gulf Breeze, Santa Rosa County | F0 5 mi x 30 yd | 0 | 0 | $5K |
| 2002-12-24 | Munson, Santa Rosa County | F0 0.3 mi x 30 yd | 0 | 0 | $233K |
| 2002-11-05 | Bagdad, Santa Rosa County | F0 0.1 mi x 20 yd | 0 | 0 | $25K |
| 2001-10-13 | Milton, Santa Rosa County | F1 0.5 mi x 50 yd | 0 | 0 | $1.0M |
| 1999-07-23 | Gulf Breeze, Santa Rosa County | F0 0.1 mi x 20 yd | 0 | 0 | $18K |
| 1999-03-13 | Holley, Santa Rosa County | F0 0.1 mi x 50 yd | 0 | 0 | $53K |
| 1999-03-03 | Holley, Santa Rosa County | F1 0.5 mi x 75 yd | 0 | 0 | $1.8M |
| 1999-01-02 | Harold, Santa Rosa County | F0 0.1 mi x 25 yd | 0 | 0 | – |
| 1997-01-15 | Milton T Field, Santa Rosa County | F1 1.1 mi x 50 yd | 0 | 0 | $184K |
| 1996-11-30 | Broxson, Santa Rosa County | F2 0.4 mi x 90 yd | 0 | 7 | $141K |
| 1995-10-04 | Santa Rosa County | F0 0.1 mi x 25 yd | 0 | 0 | $19K |
| 1995-10-04 | Navarre Beach, Santa Rosa County | F0 0.1 mi x 25 yd | 0 | 0 | $6K |
| 1995-10-04 | Navarre, Santa Rosa County | F0 0.1 mi x 25 yd | 0 | 0 | $6K |
| 1995-08-03 | Navarre Beach, Santa Rosa County | F0 0.1 mi x 25 yd | 0 | 0 | $39K |
| 1994-06-01 | Santa Rosa County | F0 0.1 mi x 10 yd | 0 | 0 | – |
| 1992-11-24 | Santa Rosa County | F0 0.1 mi x 10 yd | 0 | 0 | $250 step |
| 1990-07-03 | Santa Rosa County | F0 0.1 mi x 10 yd | 0 | 0 | – |
| 1990-07-02 | Santa Rosa County | F0 0.1 mi x 10 yd | 0 | 0 | $3K step |
| 1990-02-10 | Santa Rosa County | F1 0.2 mi x 23 yd | 0 | 0 | $250K step |
| 1989-05-01 | Santa Rosa County | F0 0.2 mi x 10 yd | 0 | 0 | $25K step |
| 1987-08-02 | Santa Rosa County | F1 0.5 mi x 30 yd | 0 | 0 | $3K step |
| 1987-05-01 | Santa Rosa County | F0 1 mi x 30 yd | 0 | 0 | – |
| 1983-12-13 | Santa Rosa County | F2 1.5 mi x 300 yd | 0 | 0 | $250K step |
| 1983-03-05 | Santa Rosa County | F0 0.5 mi x 30 yd | 0 | 0 | $30 step |
| 1983-02-01 | Santa Rosa County | F0 0.5 mi x 20 yd | 0 | 0 | $250 step |
| 1982-04-25 | Santa Rosa County | F1 0.5 mi x 20 yd | 0 | 0 | $25K step |
| 1981-07-09 | Santa Rosa County | F0 0.1 mi x 30 yd | 0 | 0 | $25K step |
| 1980-04-13 | Santa Rosa County | F0 1 mi x 10 yd | 0 | 0 | $3K step |
| 1980-03-28 | Santa Rosa County | F1 3.3 mi x 33 yd | 0 | 0 | $25K step |
| 1979-03-03 | Santa Rosa County | F1 3.8 mi x 30 yd | 0 | 0 | $25K step |
| 1979-01-01 | Santa Rosa County | 0 | 0 | $250 step | |
| 1976-03-21 | Santa Rosa County | F0 0.5 mi x 20 yd | 0 | 0 | $25K step |
| 1976-03-21 | Santa Rosa County | F0 0.5 mi x 20 yd | 0 | 0 | $25K step |
| 1975-10-16 | Santa Rosa County | F1 0.1 mi x 20 yd | 0 | 0 | $3K step |
A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.
Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.
When was the last damaging storm in Santa Rosa County?
The most recent record with damage, injuries or deaths is the June 23, 2025 lightning (1 injury).
Lightning strike to an individual.
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 1279561)
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2026-01-03 | HailBagdad, Santa Rosa County | 1.00 in hail | 0 | 0 | – |
| 2025-06-25 | HailMilton, Santa Rosa County | 1.00 in hail | 0 | 0 | – |
| 2025-06-23 | LightningNavarre, Santa Rosa County | 0 | 1 | – | |
| 2025-06-23 | Thunderstorm WindNavarre, Santa Rosa County | 57 kt wind | 0 | 0 | – |
| 2025-06-10 | Flash FloodBarth, Santa Rosa County | 0 | 0 | – | |
| 2025-06-09 | Flash FloodMt Carmel, Santa Rosa County | 0 | 0 | – | |
| 2025-06-09 | Flash FloodMt Carmel, Santa Rosa County | 0 | 0 | – | |
| 2025-05-10 | Thunderstorm WindWoodlawn Beach, Santa Rosa County | 54 kt wind | 0 | 0 | – |
| 2025-03-31 | Thunderstorm WindPace, Santa Rosa County | 52 kt wind | 0 | 0 | – |
| 2025-03-04 | Thunderstorm WindNavarre, Santa Rosa County | 55 kt wind | 0 | 0 | – |
| 2025-03-04 | TornadoWoodlawn Beach, Santa Rosa County | EF0 0.32 mi x 75 yd | 0 | 0 | – |
| 2025-01-21 | Heavy SnowSanta Rosa County · forecast zone Santa Rosa Inland | 0 | 0 | – |
Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.
The deadliest and costliest records
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 1962-03-31 | TornadoSanta Rosa County | F3 6.9 mi x 440 yd | 17 | 100 | $2.5M step |
| 2015-06-17 | Rip CurrentSanta Rosa County · forecast zone Coastal Santa Rosa A man in his 20s drowned and four others were sent to the hospital after lifeguards and firefighters pulled eight people from strong rip currents at Navarre Beach. | 1 | 4 | – | |
| 2013-07-20 | Rip CurrentSanta Rosa County · forecast zone Coastal Santa Rosa Two swimmers in the surf were overtaken by strong rip currents. One of the swimmers was rescued by lifeguards and taken to the hospital where he recovered from his injuries, while the other drowned and was found 2 hours later just before sunset. The drowning victim was Jeremy Aaron Johnson, a 39 year old physical ... | 1 | 1 | – | |
| 2005-06-15 | LightningNavarre, Santa Rosa County A tourist from Louisiana was killed while walking on Navarre Beach. An eleven year old daughter of a friend was walking with him when the strike occurred. The girl was treated for minor injuries at the scene. The man was found in the surf and was pronounced dead at the scene. They were walking along the beach in ... | 1 | 1 | – | |
| 2018-03-24 | Rip CurrentSanta Rosa County · forecast zone Santa Rosa Coastal Local man died attempting to rescue children in a rip current on Navarre Beach. | 1 | 0 | – | |
| 2014-09-01 | Rip CurrentSanta Rosa County · forecast zone Coastal Santa Rosa A 65 year old male from Baton Rouge Louisiana drowned after he was pulled out into the gulf by a rip current. The incident occurred at Navarre beach. | 1 | 0 | – | |
| 2014-06-13 | LightningAllentown, Santa Rosa County A lightning strike killed a 71 year old man while he was out in a field picking blueberries. | 1 | 0 | – | |
| 2014-05-28 | Rip CurrentSanta Rosa County · forecast zone Coastal Santa Rosa A 21 year old man from Louisiana drowned due to high surf and strong rip currents near Navarre Beach, FL. | 1 | 0 | – |
A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.
| Date | Record | Character | Killed | Injured | Damage |
|---|---|---|---|---|---|
| 2020-09-15 | Tropical StormSanta Rosa County · forecast zone Santa Rosa Coastal | 0 | 0 | $166M | |
| 1998-09-25 | Hurricane (Typhoon)Santa Rosa County · forecast zone Coastal Santa Rosa | 0 | 0 | $127M | |
| 2014-04-29 | Flash FloodWallace, Santa Rosa County | 0 | 0 | $20M | |
| 2002-09-24 | Tropical StormSanta Rosa County · forecast zone Coastal Santa Rosa | 0 | 0 | $7.4M | |
| 2005-03-26 | HailMilton, Santa Rosa County | 2.75 in hail | 0 | 0 | $3.8M |
| 1999-03-03 | TornadoHolley, Santa Rosa County | F1 0.5 mi x 75 yd | 0 | 0 | $1.8M |
| 2002-01-05 | Thunderstorm WindNavarre, Santa Rosa County | 70 kt wind | 0 | 0 | $1.2M |
| 2001-10-13 | TornadoMilton, Santa Rosa County | F1 0.5 mi x 50 yd | 0 | 0 | $1.0M |
Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $2.5M, in the dollars of the day) holds: March 31, 1962 (tornado, Santa Rosa County, 17 killed).
Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.
Is it getting more frequent?
Records per decade for Santa Rosa County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).
| Hazard | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020-26 |
|---|---|---|---|---|---|---|---|---|
| Severe thunderstorm wind | 3 | 17 | 25 | 29 | 67 | 55 | 42 | 56 |
| Lightning | – | – | – | – | 16 | 24 | 59 | 8 |
| Hail | 0 | 4 | 8 | 1 | 17 | 32 | 10 | 8 |
| Tornadoes | 1 | 8 | 11 | 10 | 15 | 16 | 4 | 10 |
| Floods | – | – | – | – | 6 | 17 | 31 | 19 |
| Hurricanes and tropical storms | – | – | – | – | 4 | 27 | 4 | 4 |
Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).
What time of year?
Records by month in Santa Rosa County. The two busiest months are in violet.
The values, month by month
Jan 59 · Feb 50 · Mar 83 · Apr 74 · May 65 · Jun 108 · Jul 97 · Aug 66 · Sep 54 · Oct 25 · Nov 28 · Dec 24 (records).
Source: NOAA NCEI Storm Events Database, records by the month they began.
Federal disaster declarations for Santa Rosa County
FEMA's register lists 43 declarations that include Santa Rosa County: 27 major disasters, 15 emergencies and one fire management assistance declaration. Most were for hurricane (24) and severe storm (7).
| Declared | Number | Type | Title |
|---|---|---|---|
| 2024-09-28 | DR-4828 | Hurricane | Hurricane Helene |
| 2024-09-24 | EM-3615 | Tropical Storm | Tropical Storm Helene |
| 2024-08-10 | DR-4806 | Tropical Storm | Hurricane Debby |
| 2024-08-03 | EM-3605 | Tropical Storm | Tropical Storm Debby |
| 2024-06-17 | DR-4794 | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes |
| 2022-09-29 | DR-4673 | Hurricane | Hurricane Ian |
| 2022-09-24 | EM-3584 | Hurricane | Tropical Storm Ian |
| 2021-08-16 | EM-3562 | Hurricane | Tropical Storm Fred |
| 2020-09-23 | DR-4564 | Hurricane | Hurricane Sally |
| 2020-09-15 | EM-3546 | Hurricane | Hurricane Sally |
| 2020-05-06 | FM-5307 | Fire | 5 Mile Swamp Fire |
| 2020-03-25 | DR-4486 | Biological | Covid-19 Pandemic |
| 2020-03-13 | EM-3432 | Biological | Covid-19 |
| 2019-08-30 | EM-3419 | Hurricane | Hurricane Dorian |
| 2018-10-09 | EM-3405 | Hurricane | Hurricane Michael |
| 2017-10-08 | EM-3395 | Hurricane | Hurricane Nate |
| 2017-09-10 | DR-4337 | Hurricane | Hurricane Irma |
| 2017-09-05 | EM-3385 | Hurricane | Hurricane Irma |
| 2014-05-06 | DR-4177 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| 2012-10-18 | DR-4084 | Hurricane | Hurricane Isaac |
| 2012-07-03 | DR-4068 | Severe Storm | Tropical Storm Debby |
| 2009-04-21 | DR-1831 | Severe Storm | Severe Storms, Flooding, Tornadoes, and Straight-Line Winds |
| 2008-10-27 | DR-1806 | Hurricane | Hurricane Gustav |
| 2008-08-21 | EM-3288 | Severe Storm | Tropical Storm Fay |
| 2005-09-05 | EM-3220 | Hurricane | Hurricane Katrina Evacuation |
| 2005-08-28 | DR-1602 | Hurricane | Hurricane Katrina |
| 2005-07-10 | DR-1595 | Hurricane | Hurricane Dennis |
| 2004-09-16 | DR-1551 | Hurricane | Hurricane Ivan |
| 2004-09-04 | DR-1545 | Hurricane | Hurricane Frances |
| 2004-08-13 | DR-1539 | Hurricane | Tropical Storm Bonnie and Hurricane Charley |
| 1998-09-28 | DR-1249 | Hurricane | Hurricane Georges |
| 1998-09-25 | EM-3131 | Hurricane | Hurricane Grorges |
| 1998-06-18 | DR-1223 | Fire | Extreme Fire Hazard |
| 1998-01-06 | DR-1195 | Severe Storm | Severe Storms, High Winds, Tornadoes, and Flooding |
| 1995-10-04 | DR-1069 | Hurricane | Hurricane Opal |
| 1995-08-10 | DR-1062 | Hurricane | Hurricane Erin |
| 1994-07-10 | DR-1035 | Severe Storm | Severe Storms and Flooding (Tropical Storm Alberto) |
| 1994-07-08 | EM-3114 | Flood | Tropical Storm Alberto |
| 1990-04-03 | DR-862 | Flood | Severe Storms & Flooding |
| 1979-09-13 | DR-600 | Hurricane | Hurricane Frederic |
The 40 most recent of 43 are listed; the CSV has every one.
Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.
How many floods has Santa Rosa County had?
NOAA's Storm Events Database holds 73 flood or flash flood records for Santa Rosa County from 1996 to 2025, on 52 days, with 0 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Santa Rosa County ranks 51st of 2,942 U.S. counties. The 100 counties with the most claims
| Storm | Began | Records | Deaths in the county |
|---|---|---|---|
| Hurricane Isaac | 2012-08-28 | 1 | 1 |
| Hurricane Frances | 2004-09-13 | 1 | 1 |
| Hurricane Sally | 2020-09-15 | 1 | 0 |
| Tropical Storm Fay | 2008-09-11 | 1 | 0 |
| Hurricane Grorges | 1998-09-25 | 1 | 0 |
The National Flood Insurance Program has paid $528 million on 10,439 claims filed in Santa Rosa County; the most in one year was 4,274 in 2004. Claims count insured losses only: uninsured flood damage is not in this file.
The values, year by year
1978: 27 · 1979: 261 · 1980: 2 · 1981: 1 · 1982: 2 · 1983: 12 · 1984: 3 · 1985: 16 · 1986: 2 · 1987: 1 · 1988: 25 · 1989: 18 · 1990: 45 · 1991: 6 · 1992: 2 · 1993: 2 · 1994: 19 · 1995: 1,761 · 1996: 10 · 1997: 4 · 1998: 569 · 2000: 2 · 2001: 3 · 2002: 44 · 2003: 6 · 2004: 4,274 · 2005: 1,232 · 2006: 3 · 2007: 32 · 2008: 11 · 2009: 24 · 2010: 3 · 2011: 2 · 2012: 62 · 2013: 22 · 2014: 475 · 2015: 6 · 2016: 5 · 2017: 52 · 2018: 16 · 2019: 2 · 2020: 1,322 · 2021: 14 · 2022: 10 · 2023: 14 · 2024: 11 · 2025: 3 · 2026: 1; the other years: 0.
Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.
FEMA's modeled risk for Santa Rosa County
FEMA's National Risk Index rates Santa Rosa County Relatively Moderate overall, with an expected annual loss of $101 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.
| Hazard | Risk rating | Expected annual loss | Modeled frequency |
|---|---|---|---|
| Hurricane | Relatively High | $61M | once in about 4 years (modeled) |
| Lightning | Relatively High | $2.5M | 85 a year (modeled) |
| Tornado | Relatively Moderate | $9.0M | about once a year (modeled) |
| Heat Wave | Relatively Moderate | $3.1M | 9 modeled event-days a year |
| Riverine Flooding | Relatively Moderate | $20M | 1.6 a year (modeled) |
| Coastal Flooding | Relatively Moderate | $1.5M | 3.8 a year (modeled) |
| Cold Wave | Relatively Moderate | $2.4M | about once a year (modeled) |
| Wildfire | Relatively Low | $608K | once in about 403 years (modeled) |
Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.
Counties that share a border with Santa Rosa County
Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.
Next
- Tornadoes in FloridaEvery Florida tornado since 1950 and the counties with the most per square mile
- Severe thunderstorm wind in FloridaThe state's severe thunderstorm wind events, by county, year and month
- The Florida recordEvery hazard in the state, its deadliest events and its federal declarations
- FEMA's risk rating for each hazard in Santa Rosa CountyThe hazard risk calculator: 18 hazards beside the county's record
- Download Santa Rosa County's FEMA declarations (CSV)43 rows: every declaration that named the county, for your own analysis