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Alabama · FEMA + NOAA + National Risk Index

Escambia County, AL

27 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

27
FEMA declarations
15
Major disasters
85
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Escambia County. Its 27 FEMA declarations are 5% above the Alabama county mean and exceed the count for 78% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 15%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
384
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Escambia County compare?

Escambia County vs. all counties in this dataset

FEMA disaster declarations, all-time

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Escambia County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Alabama county average

0/100100/100Alabama avg62/10085/100
FEMA National Risk Index composite score vs. the Alabama county average

What does Escambia County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 384 paid claims, totaling $13.8M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $35.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Escambia County's 27 federal records stand 5% above the Alabama county mean of 25.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 85.0/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $36.2M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 5 years here, based on 76 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 27 entries for Escambia County, including 15 Major Disaster records, 5% above the Alabama county mean. Across the 51-year span, that works out to 0.5 declarations a year. Hurricane leads the file with 14 entries. Declaration type records the federal action taken, not every assistance program approved.

65 /100

Historical Activity Index

High historical activity

Escambia County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

27 declarations (1.0x state county average of 26)

Major Disaster Share High
14/25

15 of 27 declarations are major disasters (56%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Escambia County

Historical Declaration Activity

Activity Band

High

vs. Alabama Avg

+5%

State avg: 25.8

vs. National Avg

+30%

National avg: 20.7

Avg Per Year

0.5

Over 51 years

FEMA NRI 8-hazard radar - Escambia County

Escambia County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 70, Tornado 48, Wildfire 25, Drought 25, Heat Wave 48, Winter Storm 25. The simple mean of these eight displayed scores is 34 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 8-hazard mean
Escambia County NRI risk profile FIPS 01053 · displayed-hazard mean 34/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

56%

Major-heavy

NRI risk score

85

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Escambia County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively High roughly once every 5 years
Lightning Relatively High an average of 80 times per year
Heat Wave Relatively Moderate 8 modeled event-days per year
Tornado Relatively Moderate roughly once every 1 years
Strong Wind Relatively Moderate an average of 2.2 times per year
Wildfire Relatively Low roughly once every 440 years
Riverine Flooding Relatively Low an average of 1.1 times per year
Drought Relatively Low 19 modeled event-days per year
Earthquake Very Low roughly once every 857 years
Cold Wave Relatively Low roughly once every 1 years
Landslide Very Low roughly once every 3 years
Winter Weather Relatively Low roughly once every 1 years
Hail Very Low an average of 1.5 times per year
Ice Storm Very Low roughly once every 10 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 14
Severe Storm 7
Biological 2
Snowstorm 1
Drought 1
Flood 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Escambia County's federal record, 52% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 55.6%

of all 27 declarations

Emergency - 12 44.4%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 4
2019 1
2018 1
2017 1
2016 1
2011 2
2010 1
2008 1
2005 2
2004 1
2003 1
1998 3
1996 1
1993 1
Show 5 earlier declaration years
1990 1
1979 1
1977 1
1975 1
1973 1

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4563 HURRICANE SALLY DR Hurricane 2020-09-20
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
3407 HURRICANE MICHAEL EM Hurricane 2018-10-12
3394 HURRICANE NATE EM Hurricane 2017-10-08
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
1870 SEVERE STORMS AND FLOODING DR Severe Storm 2009-12-31
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1250 HURRICANE GEORGES - 18 SEP 98 DR Hurricane 1998-09-30
3133 HURRICANE GEORGES EM Hurricane 1998-09-28
1208 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-09
Show 7 earlier declaration records
DR# Title Type Incident Date
1070 HURRICANE OPAL DR Hurricane 1995-10-04
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
861 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-03-21
598 HURRICANE FREDERIC DR Hurricane 1979-09-13
3045 DROUGHT EM Drought 1977-07-20
464 SEVERE STORMS & FLOODING DR Flood 1975-04-23
369 TORNADOES & FLOODING DR Tornado 1973-03-27

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Escambia County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

384

Total Paid

$13.8M

Avg Per Claim

$35.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 85.0/100

Expected Annual Loss

Relatively Low

$36.2M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hurricane Relatively High
Lightning Relatively High
Heat Wave Relatively Moderate
Tornado Relatively Moderate
Strong Wind Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Low
Drought Relatively Low
Earthquake Very Low
Cold Wave Relatively Low
Landslide Very Low
Winter Weather Relatively Low
Hail Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Escambia County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Escambia County's closest FEMA peer: Niagara County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Escambia County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Escambia County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Escambia County's NFIP claims file (384 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Escambia County?
The most common disaster type in Escambia County is Hurricane, with 14 declarations. Other disaster types include Severe Storm (7), Biological (2), Snowstorm (1).
How does Escambia County's FEMA declaration record compare with the Alabama average?
FEMA lists 27 declaration records for Escambia County. That is 5% above the Alabama county mean of 25.8. Its count is also 30% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Escambia County received?
Escambia County has received 15 major disaster declarations, representing 56% of all 27 disaster declarations.
How many flood insurance claims has Escambia County filed?
Escambia County has 384 National Flood Insurance Program (NFIP) claims totaling $13.8M in payments, with an average of $35.8K per claim.
What was the worst year for disasters in Escambia County?
The most active year for disaster declarations in Escambia County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Escambia County?
According to the FEMA National Risk Index, Escambia County, Alabama has an overall risk score of 85.0 out of 100 (Relatively Moderate). On social vulnerability the county rates Very High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $36.2M in annualized losses.
Which natural hazard poses the greatest risk to Escambia County?
FEMA's NRI data points to Escambia County is Hurricane (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 5 years, drawn from 76 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Escambia County

Escambia County, AL has 27 federal declaration records, 5% more than the Alabama county mean of 26; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 15 of 27 records; the category describes past federal action, not the next likely hazard. Alabama overview
  • The state benchmark and national rank point the same way: this count tops the Alabama mean and the totals for 78% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.