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Alabama · FEMA + NOAA + National Risk Index

Covington County, AL

2 FEMA disaster declarations (2016–2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

2
FEMA declarations
1
Major disasters
82
NRI risk · Relatively Moderate
Hurricane
Top hazard

FEMA's National Risk Index places Covington County in the top 18% of U.S. counties for overall natural-hazard risk, and its FEMA disaster-declaration count is higher than 22% of all 2,729 counties tracked.

How does Covington County compare?

Covington County
2
Alabama county avg
2.4
National county avg
3.7

How disaster-prone is Covington County?

Covington County, Alabama has recorded 2 FEMA disaster declarations between 2016 and 2024, of which 1 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.3 declarations per year across a 8-year record, or roughly 17% below the Alabama county average of 2.4 and 47% below the national county average of 3.7.

The dominant disaster type on record is Hurricane, with 1 of 2 declarations falling under this category. This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 82.4/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $33.1M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High.

Taken together, Covington County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Alabama Avg

-17%

State avg: 2.4

vs. National Avg

-47%

National avg: 3.7

Avg Per Year

0.3

Over 8 years

FEMA NRI 8-hazard radar - Covington County

Covington County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 70, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. Overall composite 26 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 composite
Covington County NRI risk profile FIPS 01039 · composite 26/100 (Moderate)
How to read this radar

The radar plots Covington County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

2

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

01039

AL state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Hurricane 1
Severe Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 1 50.0%

of all 2 declarations

Major Disaster - 1 50.0%

of all 2 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2016 1

Disaster Declarations

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21

Storm Events in Alabama

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,359 18 130 $56.0M
Hail 1,533 0 0 $5.0K
Flash Flood 1,145 18 9 $12.8M
Tornado 991 60 361 $58.7M
Drought 962 0 0 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 82.4/100

Expected Annual Loss

Relatively Low

$33.1M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Lightning Relatively High
Hurricane Relatively High
Tornado Relatively Moderate
Heat Wave Relatively Low
Cold Wave Relatively Low
Drought Relatively Low
Earthquake Very Low
Landslide Very Low
Wildfire Very Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Hail Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Alabama

Frequently Asked Questions

How many natural disasters has Covington County, Alabama had?
Covington County, Alabama has received 2 FEMA disaster declarations from 2016 to 2024. Of these, 1 were major disaster declarations.
What is the most common disaster type in Covington County?
The most common disaster type in Covington County is Hurricane, with 1 declaration. Other disaster types include Severe Storm (1).
How does Covington County's disaster risk compare to the Alabama average?
Covington County has 2 disaster declarations, which is 17% lower than the Alabama county average of 2.4 declarations. Compared to the national county average of 3.7, it is 47% lower.
How many major FEMA disaster declarations has Covington County received?
Covington County has received 1 major disaster declaration, representing 50% of all 2 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Alabama?
The most common storm types in Alabama include Thunderstorm Wind (9,359 events), Hail (1,533 events), Flash Flood (1,145 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Covington County?
The most active year for disaster declarations in Covington County was 2016, with 1 declaration. The county has FEMA disaster data spanning 2016 to 2024.
What is the overall disaster risk level for Covington County?
Covington County's 2 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Covington County?
According to the FEMA National Risk Index, Covington County, Alabama has an overall risk score of 82.4 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $33.1M in annualized losses.
Which natural hazard poses the greatest risk to Covington County?
Based on FEMA NRI data, the highest-risk natural hazard in Covington County is Lightning (risk rating: Relatively High). Other significant hazards include Hurricane (Relatively High) and Tornado (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Covington County

Covington County, AL has 2 FEMA disaster declarations on record, a low historical disaster load, 17% below the Alabama county average.

  • Its most common federal declaration type is emergency (1 of 2) - know the hazards most likely here before they happen. Alabama overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.