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Florida · FEMA + NOAA + National Risk Index

Walton County, FL

42 FEMA disaster declarations (1975-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

42
FEMA declarations
25
Major disasters
89
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Walton County. Its 42 FEMA declarations are 4% above the Florida county mean and exceed the count for 97% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 11%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 11%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
42
FEMA declarations vs 21 national county avg
3,174
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Walton County compare?

Walton County vs. all counties in this dataset

FEMA disaster declarations, all-time

42 Top 3% higher than 97% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Walton County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Florida county average

0/100100/100Florida avg76/10088.6/100
FEMA National Risk Index composite score vs. the Florida county average

What does Walton County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 3,174 claims and $68.5M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $21.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Walton County's 42 federal records stand 4% above the Florida county mean of 40.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 88.6/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $68.4M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 96 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 42 entries for Walton County, including 25 Major Disaster records, 4% above the Florida county mean. Across the 49-year span, that works out to 0.9 declarations a year. Hurricane leads the file with 22 entries. Declaration type records the federal action taken, not every assistance program approved.

73 /100

Historical Activity Index

High historical activity

Walton County, FL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

42 OpenFEMA declarations, full ingest window (2.0x national county average)

County Disaster Density High
13/25

42 declarations (1.0x state county average of 40)

Major Disaster Share High
15/25

25 of 42 declarations are major disasters (60%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Walton County

Historical Declaration Activity

Activity Band

High

vs. Florida Avg

+4%

State avg: 40.4

vs. National Avg

+103%

National avg: 20.7

Avg Per Year

0.9

Over 49 years

FEMA NRI 8-hazard radar - Walton County

Walton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 70, Tornado 48, Wildfire 25, Drought 8, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Walton County NRI risk profile FIPS 12131 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

42

Very high volume

Major Disaster share

60%

Major-heavy

NRI risk score

89

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Walton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively High roughly once every 4 years
Lightning Relatively High an average of 83 times per year
Tornado Relatively Moderate an average of 1 time per year
Wildfire Relatively Low roughly once every 722 years
Heat Wave Relatively Low 6 modeled event-days per year
Riverine Flooding Relatively Low an average of 1.4 times per year
Coastal Flooding Relatively Moderate an average of 2.1 times per year
Cold Wave Relatively Low an average of 1.9 times per year
Earthquake Very Low roughly once every 1,035 years
Landslide Very Low roughly once every 6 years
Strong Wind Relatively Low an average of 1.6 times per year
Drought Very Low 21 modeled event-days per year
Winter Weather Very Low roughly once every 3 years
Ice Storm Very Low roughly once every 24 years
Hail Very Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 22
Severe Storm 6
Fire 5
Flood 4
Tropical Storm 3
Biological 2

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Walton County's federal record, 52% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 25 59.5%

of all 42 declarations

Emergency - 14 33.3%

of all 42 declarations

Fire Management - 3 7.1%

of all 42 declarations

FEMA Declarations Timeline

Year Declarations
2024 4
2022 2
2021 1
2020 5
2019 3
2017 2
2014 1
2013 1
2009 1
2008 1
2007 1
2005 3
2004 3
2001 1
1999 1
Show 7 earlier declaration years
1998 4
1996 1
1995 1
1994 2
1990 1
1979 1
1975 2

Disaster Declarations

How the 42 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 42 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4828 HURRICANE HELENE DR Hurricane 2024-09-28
3615 TROPICAL STORM HELENE EM Tropical Storm 2024-09-24
4806 HURRICANE DEBBY DR Tropical Storm 2024-08-10
3605 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-03
4673 HURRICANE IAN DR Hurricane 2022-09-29
3584 TROPICAL STORM IAN EM Hurricane 2022-09-24
3562 TROPICAL STORM FRED EM Hurricane 2021-08-16
4564 HURRICANE SALLY DR Hurricane 2020-09-23
3546 HURRICANE SALLY EM Hurricane 2020-09-15
5308 MUSSETT BAYOU FIRE FM Fire 2020-05-07
4486 COVID-19 PANDEMIC DR Biological 2020-03-25
3432 COVID-19 EM Biological 2020-03-13
3419 HURRICANE DORIAN EM Hurricane 2019-08-30
4399 HURRICANE MICHAEL DR Hurricane 2018-10-11
3405 HURRICANE MICHAEL EM Hurricane 2018-10-09
4337 HURRICANE IRMA DR Hurricane 2017-09-10
3385 HURRICANE IRMA EM Hurricane 2017-09-05
4177 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-06
4138 SEVERE STORMS AND FLOODING DR Severe Storm 2013-08-02
1831 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-04-21
Show 22 earlier declaration records
DR# Title Type Incident Date
3288 TROPICAL STORM FAY EM Severe Storm 2008-08-21
2690 BLACK CREEK FIRE FM Fire 2007-05-08
3220 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1602 HURRICANE KATRINA DR Hurricane 2005-08-28
1595 HURRICANE DENNIS DR Hurricane 2005-07-10
1551 HURRICANE IVAN DR Hurricane 2004-09-16
1545 HURRICANE FRANCES DR Hurricane 2004-09-04
1539 TROPICAL STORM BONNIE AND HURRICANE CHARLEY DR Hurricane 2004-08-13
2360 FL - CHIPOLA RIVER FIRE COMPLEX - 05/15/01 FM Fire 2001-05-15
3139 FL-FIRES 04/15/99 EM Fire 1999-04-27
1249 HURRICANE GEORGES DR Hurricane 1998-09-28
3131 HURRICANE GRORGES EM Hurricane 1998-09-25
1223 EXTREME FIRE HAZARD DR Fire 1998-06-18
1195 SEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODING DR Severe Storm 1998-01-06
1069 HURRICANE OPAL DR Hurricane 1995-10-04
1062 HURRICANE ERIN DR Hurricane 1995-08-10
1035 SEVERE STORMS AND FLOODING (TROPICAL STORM ALBERTO) DR Severe Storm 1994-07-10
3114 TROPICAL STORM ALBERTO EM Flood 1994-07-08
862 SEVERE STORMS & FLOODING DR Flood 1990-04-03
600 HURRICANE FREDERIC DR Hurricane 1979-09-13
484 HIGH WINDS, HEAVY RAINS & FLOODING DR Flood 1975-09-26
479 FLOODING DR Flood 1975-08-22

Storm Events in Florida

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Walton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,243 17 45 $24.8M
Hail 1,012 0 0 $564.6K
Heavy Rain 865 2 3 $200.0K
Flood 826 9 0 $2.0B
Tropical Storm 767 92 6 $4.9B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3,174

Total Paid

$68.5M

Avg Per Claim

$21.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 88.6/100

Expected Annual Loss

Relatively Moderate

$68.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Hurricane Relatively High
Lightning Relatively High
Tornado Relatively Moderate
Wildfire Relatively Low
Heat Wave Relatively Low
Riverine Flooding Relatively Low
Coastal Flooding Relatively Moderate
Cold Wave Relatively Low
Earthquake Very Low
Landslide Very Low
Strong Wind Relatively Low
Drought Very Low
Winter Weather Very Low
Ice Storm Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Walton County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Walton County's closest FEMA peer: Orange County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Walton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Walton County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Walton County's NFIP claims file (3,174 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Walton County?
The most common disaster type in Walton County is Hurricane, with 22 declarations. Other disaster types include Severe Storm (6), Fire (5), Flood (4).
How does Walton County's FEMA declaration record compare with the Florida average?
FEMA lists 42 declaration records for Walton County. That is 4% above the Florida county mean of 40.4. Its count is also 103% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Walton County received?
Walton County has received 25 major disaster declarations, representing 60% of all 42 disaster declarations.
How many flood insurance claims has Walton County filed?
Walton County has 3,174 National Flood Insurance Program (NFIP) claims totaling $68.5M in payments, with an average of $21.6K per claim.
What was the worst year for disasters in Walton County?
The most active year for disaster declarations in Walton County was 2020, with 5 declarations. The county has FEMA disaster data spanning 1975 to 2024.
What is the FEMA National Risk Index score for Walton County?
According to the FEMA National Risk Index, Walton County, Florida has an overall risk score of 88.6 out of 100 (Relatively Moderate). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $68.4M in annualized losses.
Which natural hazard poses the greatest risk to Walton County?
Based on FEMA NRI data, the highest-risk natural hazard in Walton County as of the latest release is Hurricane (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 96 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Walton County

Walton County, FL has 42 federal declaration records, 4% more than the Florida county mean of 40; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 25 of 42 records; the category describes past federal action, not the next likely hazard. Florida overview
  • The state benchmark and national rank point the same way: this count tops the Florida mean and the totals for 97% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.