PlainHazard

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The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

State profile · FEMA + NOAA + National Risk Index

Alabama Natural Disasters

Alabama carries a substantial federal disaster record. 102 FEMA disaster declarations are on record, led by severe storm, with $497.7M in combined property and crop damage. The count also reflects declaration policy and program use; it is not a direct measure of physical hazard frequency. NOAA storm event data shows 14,583 recorded weather events resulting in 161 fatalities, a toll that informs where the state directs disaster-preparedness resources.

102
FEMA declarations
14,583
NOAA storm events
161
Storm fatalities
$497.7M
Property + crop damage

The Alabama risk picture

4 of the 67 counties FEMA scores, 6%, carry a FEMA "high-risk" National Risk Index rating, with riverine flooding the single largest driver of expected annual loss statewide. Alabama has 75 Major Disaster (DR) declarations; FEMA authorizes Individual Assistance, Public Assistance, or both separately for each declaration. NOAA-tracked storms have caused 533 injuries statewide.

6%
of counties rated high-risk by FEMA National Risk Index
102
FEMA disaster declarations on record
$497.7M
in tracked property + crop damage
44,083
NFIP flood insurance claims filed statewide

FEMA's National Risk Index and NOAA's Storm Events Database measure different things: modeled long-run risk vs. observed severe-weather events. Storm Events is a reported dataset, so its counts track what was observed and logged, not every event that occurred, and reporting is denser where more people live. See the methodology for how they relate.

View my watchlist

FEMA declarations

102

High volume

Major Disaster share

74%

Major-heavy

NOAA storm events

14,583

Observed severe-weather records

How does Alabama compare?

Alabama vs. every U.S. state

FEMA disaster declarations, all-time

102 Top 24% higher than 76% of 59 states and territories

This state 0 400 all U.S. states and territories FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Alabama county risk-score spread

FEMA National Risk Index composite scores, 0–100

61.5 48th percentile higher than 48% of 67 county composite scores

State average 0 100 Alabama counties, bucketed by FEMA score, bucketed by value

Each bar is a band; taller bars hold more county composite scores. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA National Risk Index (NRI), county composite scores · 2026-08-25

The declaration chart counts past federal actions. The county score chart summarizes FEMA's modeled National Risk Index composite; it is not a forecast, and a state average does not describe every county.

Do more storms mean more federal disasters?

Alabama sits at the 75th percentile of FEMA declaration volume and the 64th percentile of NOAA storm-event volume among 55 states and territories, those two ranks are not interchangeable.

FEMA declaration rank vs NOAA storm-event rank

Each point is a state or territory plotted by within-sample rank percentile (0–100) on FEMA OpenFEMA declarations (x) and NOAA Storm Events (y). Crosshairs mark the mid-rank (50th). Illinois is the clearest threshold-gap example in this release. Source: FEMA OpenFEMA Disaster Declarations Summaries v2 + NOAA Storm Events Database. 2×2 strategic matrix plotting 30 entities by FEMA declarations (percentile) (X) and NOAA storm events (percentile) (Y), with a crosshair dividing the plot into four quadrants. Busy on both ledgersMany storms · fewer declarationsDeclaration-heavy · fewer stormsQuiet on both 406080100120 020406080100120 FEMA declarations (percentile) NOAA storm events (percentile) Signature insight
Each point is a state or territory plotted by within-sample rank percentile (0–100) on FEMA OpenFEMA declarations (x) and NOAA Storm Events (y). Crosshairs mark the mid-rank (50th). Illinois is the clearest threshold-gap example in this release. Source: FEMA OpenFEMA Disaster Declarations Summaries v2 + NOAA Storm Events Database.
Read the chart, every state as text

Percentiles are within this release's state/territory sample. Raw counts are the underlying FEMA and NOAA totals.

StateFEMA declsFEMA %ileNOAA stormsNOAA %ile
California3969823,69493
Texas3899653,30998
Oklahoma2589523,89695
Washington215934,40822
Florida1889112,83855
Oregon169893,69520
New Mexico1268710,97445
Arizona120859,54138
New York1188421,65382
Montana1128213,57656
Colorado1117818,34073
Louisiana1117811,20447
Nevada110764,53424
Alabama1027514,58364
Kentucky987119,94778
Mississippi987114,10062
Tennessee976916,64569
South Dakota966722,75987
Alaska94642,68315
Kansas946425,11596
Arkansas876013,63758
Nebraska876020,13680
Missouri865822,95289
North Carolina855616,36767
West Virginia845512,02649
Georgia815116,67671
Minnesota815119,10975
Iowa784921,88384
Virginia774723,58491
North Dakota754510,81844
Hawaii72446,20031
Maine71424,78127
Illinois684022,08885
Pennsylvania643819,42776
New Hampshire63362,54711
Vermont62353,44918
Idaho60315,14229
Ohio603116,18465
Massachusetts59256,78133
New Jersey59258,21835
Utah59254,57825
Wisconsin562413,80760
Indiana542212,68753
Puerto Rico51182,94416
South Carolina511810,52042
Michigan46169,05236
Wyoming451512,49451
Connecticut43132,62213
Maryland381110,29040
U.S. Virgin Islands339880
Rhode Island3179247
Delaware2651,4759
Guam2542582
District of Columbia2424525
American Samoa1702924

What shapes Alabama's record?

FEMA declaration types in Alabama

Wider bars = more declarations of that incident type

declarations

What this shows Severe Storm leads Alabama's FEMA declaration mix with 45 records among the types shown.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

NOAA storm events by year in Alabama

Reported severe-weather events, 2015-2025 catalog window

5001,0001,5002,0002,500 20152016201720182019202020212022202320242025 2,302

Source: NOAA Storm Events Database As of 2026-08-25

Peak year in this series: 2025 (2,302 events). Counts are reported events, not a complete census.

63 /100

Historical Activity Index

High historical activity

Alabama · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite mixing OpenFEMA declaration totals (1953–present) with NOAA Storm Events (2015–2025), different windows and event definitions, disclosed weights on the methodology page . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

102 OpenFEMA declarations, full ingest window (1.2x state average)

NOAA Storm Events (2015–2025) High
17/25

14583 NOAA storm events in the 2015–2025 extract (1.3x median state)

NOAA Damage (2015–2025) Moderate
9/25

Recorded NOAA property+crop damage in the 2015–2025 extract (0.9x median state)

Hazard Diversity Very High
20/20

8 different disaster types declared in Alabama

What does Alabama's hazard record show?

Flood exposure & where to dig deeper

Flood exposure is quantified separately through the National Flood Insurance Program. Policyholders across 64Alabama counties have filed 44,083 NFIP claims totaling $1.2B, or an average of $27.0K per claim. NFIP data captures only insured flood losses, so uninsured flood damage and storm-surge losses outside mapped high-risk zones remain invisible in this figure. The highest-Expected-Annual-Loss hazard across the state is Riverine Flooding, estimated at $1.1B annually. Drill into individual counties for localized risk, read FEMA's hazard-specific briefings, and review insurance and flood-zone designations, state-level averages can mask sharp county-to-county differences in exposure and resilience.

NOAA storm events & FEMA National Risk Index

NOAA's Storm Events Database adds the near-term severe-weather lens. Between 2015 and 2025, Alabama recorded 14,583 individual storm events, causing 161 fatalities and 533 injuries, with combined property and crop damage estimated at $497.7M. The most frequent event types in the state are Thunderstorm Wind (7,827 events), Hail (1,349 events), Flash Flood (1,047 events). Across the 67counties FEMA scores here, its National Risk Index flags 4 as high-risk, with an average county Risk Index score (FEMA's own formula, distinct from our Historical Activity tool below) of 61.5/100.

What this count is, and is not. Storm Events is a reported database: NOAA compiles it from National Weather Service offices, trained spotters, law enforcement, and the public. It is a record of what was observed and logged, not a complete census of severe weather. Densely populated areas report more events than sparsely populated ones with similar meteorological exposure, and detection has improved over time, so an event count is not a like-for-like measure of hazard between places or across decades. Damage figures are field estimates, not audited losses. See methodology.

FEMA disaster declarations

Alabama (AL) has a high level of federal declaration activity, with 102 FEMA declaration records, including 75 Major Disaster declarations (DR). A DR may authorize Individual Assistance, Public Assistance, or both; those program approvals are not implied by the DR count. The dominant declaration type is Severe Storm, followed by Hurricane (25), Flood (10), Fire (9). Declaration counts at the state level reflect the cumulative federal footprint: large multi-county events count once per state, but repeat hazard patterns across decades are visible in the breakdown below.

Disaster Types in Alabama

Share of this state's FEMA declarations; the bar chart above is the same mix as counts.

Severe Storm

44.1%

45 declarations

Hurricane

24.5%

25 declarations

Flood

9.8%

10 declarations

Fire

8.8%

9 declarations

Tornado

6.9%

7 declarations

Biological

3.9%

4 declarations

Snowstorm

1.0%

1 declarations

Drought

1.0%

1 declarations

Storm Events by Type

NOAA storm event data for Alabama (2015-2025).

Event Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0
Heat 417 4 3 $0
Frost/Freeze 391 0 0 $0
Flood 262 3 1 $8.1M
Winter Weather 225 0 1 $0
Strong Wind 204 11 10 $23.3M
Excessive Heat 203 1 0 $0
Cold/Wind Chill 140 0 0 $50.0K
Tropical Storm 138 0 2 $4.5M
Winter Storm 120 1 0 $0
Lightning 100 15 35 $12.4M
Heavy Snow 89 1 1 $0
Heavy Rain 63 0 0 $1.0K
High Wind 37 2 2 $15.5K
Storm Surge/Tide 32 1 0 $19.5M
Extreme Cold/Wind Chill 30 0 0 $0

Storm Events by Year

Year Events Fatalities Injuries Property Damage
2025 2,302 14 40 $21.8M
2024 1,273 5 30 $17.4M
2023 2,125 19 59 $42.9M
2022 1,030 16 33 $31.0M
2021 1,186 22 95 $9.1M
2020 1,353 13 32 $313.4M
2019 1,118 31 109 $981.6K
2018 1,027 6 35 $8.3M
2017 1,301 14 39 $31.6M
2016 976 7 33 $4.3M
2015 892 14 28 $14.8M

FEMA Disaster Declarations

How the 102 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download all 102 declarations as CSV . Source data is public domain; our derived presentation is CC0.

102 unique disaster declarations in Alabama.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4710 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-05-05
4684 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-01-15
4632 SEVERE STORMS AND FLOODING DR Severe Storm 2021-12-21
4596 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2021-04-26
4591 COVID-19 PANDEMIC DR Biological 2021-03-28
4573 HURRICANE ZETA DR Hurricane 2020-12-10
4563 HURRICANE SALLY DR Hurricane 2020-09-20
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4554 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2020-07-10
4555 SEVERE THUNDERSTORMS DR Severe Storm 2020-07-10
4546 SEVERE STORMS AND FLOODING DR Severe Storm 2020-05-21
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
3528 COVID-19 EM Biological 2020-03-13
4426 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-04-17
4419 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2019-03-05
4406 HURRICANE MICHAEL DR Hurricane 2018-11-05
3407 HURRICANE MICHAEL EM Hurricane 2018-10-12
4362 SEVERE STORMS AND TORNADOES DR Severe Storm 2018-04-26
4349 HURRICANE NATE DR Hurricane 2017-11-16
3394 HURRICANE NATE EM Hurricane 2017-10-08
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
4082 HURRICANE ISAAC DR Hurricane 2012-09-21
4052 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2012-02-01
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
1908 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2010-05-03
1870 SEVERE STORMS AND FLOODING DR Severe Storm 2009-12-31
1866 TROPICAL STORM IDA DR Hurricane 2009-12-22
1842 SEVERE STORMS, TORNADOES, FLOODING, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-06-03
1836 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-05-08
1835 SEVERE STORMS, FLOODING, TORNADOES & STRAIGHT-LINE DR Severe Storm 2009-04-28
1797 SEVERE STORMS AND FLOODING ASSOCIATED WITH HURRICANE IKE DR Severe Storm 2008-09-26
1789 HURRICANE GUSTAV DR Hurricane 2008-09-10
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
1687 SEVERE STORMS AND TORNADOES DR Severe Storm 2007-03-03
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1605 HURRICANE KATRINA DR Hurricane 2005-08-29
3214 HURRICANE KATRINA EM Hurricane 2005-08-28
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1442 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-14
1438 TROPICAL STORM ISIDORE DR Hurricane 2002-10-09
1399 SEVERE STORMS AND TORNADOES DR Severe Storm 2001-12-07
2395 AL - NORTH EAST ALABAMA FIRE COMPLEX - 11/20/2001 FM Fire 2001-11-20
1362 SEVERE STORMS AND FLOODING DR Severe Storm 2001-03-05

Showing 50 of 102 declarations.

FEMA National Risk Index

Composite natural hazard risk scores for Alabama counties based on FEMA's National Risk Index.

Avg County Risk Score

61.5/100

High Risk Counties

4

of 67 counties

Top Hazard by EAL

Riverine Flooding

$1.1B annual loss est.

Top 5 Hazards by Expected Annual Loss

#1

Riverine Flooding

$1.1B EAL

#2

Hurricane

$466.1M EAL

#3

Tornado

$427.4M EAL

#4

Cold Wave

$153.1M EAL

#5

Earthquake

$120.0M EAL

Source: FEMA National Risk Index (NRI) EAL = Expected Annual Loss. Data: hazards.fema.gov/nri

NFIP Flood Insurance Claims

National Flood Insurance Program claims across Alabama from FEMA NFIP data.

Total Claims

44,083

Total Paid

$1.2B

Avg Per Claim

$27.0K

Counties With Claims

64

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

Counties in Alabama

67 counties with FEMA disaster data. Declaration counts measure past federal action; NRI rating is FEMA's modeled composite, so a high count is not a high rating.

#CountyDisastersNRI ratingMajor
1Mobile County40Relatively High27
2Jefferson County39Relatively High27
3Baldwin County38Relatively High24
4DeKalb County34Relatively Low24
5Covington County33Relatively Moderate21
6Dale County33Relatively Low21
7Geneva County33Relatively Low21
8Cullman County32Relatively Moderate23
9St. Clair County30Relatively Low19
10Coffee County30Relatively Moderate18
11Etowah County29Relatively Moderate19
12Marshall County29Relatively Moderate20
13Crenshaw County29Very Low17
14Butler County28Relatively Low16
15Choctaw County28Relatively Low16
16Henry County28Very Low17
17Clarke County28Relatively Low16
18Jackson County28Relatively Low17
19Houston County28Relatively Moderate17
20Tuscaloosa County28Relatively Moderate18
21Barbour County28Relatively Low17
22Washington County27Relatively Low14
23Dallas County27Relatively Low17
24Conecuh County27Very Low15
25Escambia County27Relatively Moderate15
26Macon County26Very Low15
27Monroe County26Relatively Low14
28Marion County26Relatively Low17
29Lamar County26Very Low17
30Shelby County26Relatively Moderate14
31Walker County25Relatively Moderate15
32Talladega County25Relatively Moderate13
33Randolph County25Very Low15
34Cherokee County25Relatively Low15
35Winston County25Relatively Low16
36Blount County25Relatively Low16
37Colbert County24Relatively Low15
38Bullock County24Very Low13
39Montgomery County24Relatively Moderate11
40Clay County24Very Low14
41Perry County24Very Low14
42Morgan County24Relatively Moderate15
43Chilton County24Relatively Low13
44Russell County24Relatively Low14
45Autauga County24Relatively Low13
46Elmore County24Relatively Low14
47Coosa County23Very Low12
48Chambers County23Relatively Low14
49Calhoun County23Relatively Moderate14
50Hale County23Very Low13
51Pike County23Relatively Low12
52Wilcox County22Very Low12
53Greene County22Very Low12
54Cleburne County22Very Low11
55Limestone County22Relatively Low13
56Franklin County22Relatively Low12
57Lawrence County22Relatively Low13
58Lee County22Relatively Low12
59Fayette County21Very Low11
60Madison County21Relatively High12
61Tallapoosa County20Relatively Low11
62Sumter County20Relatively Low9
63Lauderdale County20Relatively Moderate11
64Bibb County20Very Low10
65Marengo County20Relatively Low10
66Lowndes County20Very Low10
67Pickens County19Relatively Low10

Highest-risk counties by FEMA National Risk Index

Declaration counts above measure past federal action; FEMA's NRI is a composite of Expected Annual Loss, social vulnerability, and community resilience. By that separate measure the highest-risk counties in Alabama are Mobile (Relatively High), Jefferson (Relatively High), Baldwin (Relatively High), Madison (Relatively High), Montgomery (Relatively Moderate). Compare any county's recorded history with the Historical Activity tool.

All 67 counties in Alabama are listed above.

Compare beyond this profile

Nationwide states with similar NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Alabama: nearest states by average county National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Disaster Preparedness Guides

Learn more about natural disaster risk, preparedness, and data interpretation.

Frequently Asked Questions

What natural disasters affect Alabama?
Alabama is affected by severe storm, hurricane, flood, fire. The most common disaster type is Severe Storm, based on 102 FEMA disaster declarations on record.
How many FEMA disaster declarations has Alabama had?
Alabama has received 102 FEMA disaster declarations, including 75 major disaster declarations. That total is spread across disaster types including Severe Storm (45), Hurricane (25), Flood (10).
What severe weather events are most common in Alabama?
The most common severe weather events in Alabama include thunderstorm wind (7,827 events), hail (1,349 events), flash flood (1,047 events). These NOAA storm events recorded from 2015 to 2025 have caused 161 fatalities and $497.7M in property and crop damage.
How active is Alabama's federal disaster declaration record?
Alabama has a high level of historical federal declaration activity, based on 102 FEMA declaration records. This band is not a future-risk forecast. Separately, NOAA storm events from 2015-2025 record 161 fatalities and 533 injuries. Combined NOAA-listed property and crop losses total $497.7M.
How many flood insurance claims has Alabama had?
Alabama has 44,083 National Flood Insurance Program (NFIP) claims with $1.2B total paid out. Claims average $27.0K, with 64 counties reporting flood insurance claims.
Which counties in Alabama have the most disaster declarations?
Among 67 counties in Alabama, those with the most FEMA declaration records include Mobile (40 declarations), Jefferson (39 declarations), Baldwin (38 declarations). County-level records show where federal declarations have concentrated across the state.

Source: FEMA OpenFEMA Disaster Declarations, NOAA Storm Events Database (2015-2025) For informational purposes only

What this means for Alabama

Mobile alone accounts for 39% of Alabama's FEMA disaster declarations, out of 67 counties tracked statewide.

  • The declaration record is uneven within the state: Mobile and Jefferson carry the most FEMA declarations. Browse counties
  • See how Alabama ranks against other states for disaster frequency and damage. State rankings
  • Learn what FEMA declarations, NRI risk scores, and damage figures do and don't tell you. Disaster-data guide

Historical declaration counts and damage totals describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.