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Alabama · FEMA + NOAA + National Risk Index

Washington County, AL

27 FEMA disaster declarations (1975-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

27
FEMA declarations
14
Major disasters
46
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Washington County. Its 27 FEMA declarations are 5% above the Alabama county mean and exceed the count for 78% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 46%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
15
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Washington County compare?

Washington County vs. all counties in this dataset

FEMA disaster declarations, all-time

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Washington County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Alabama county average

0/100100/100Alabama avg62/10045.6/100
FEMA National Risk Index composite score vs. the Alabama county average

What does Washington County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 45.6/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $10.8M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 5 years here, based on 72 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 27 entries for Washington County, including 14 Major Disaster records, 5% above the Alabama county mean. Across the 49-year span, that works out to 0.6 declarations a year. Hurricane leads the file with 15 entries. Declaration type records the federal action taken, not every assistance program approved.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 15 claims and $114.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Washington County's 27 federal records stand 5% above the Alabama county mean of 25.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

64 /100

Historical Activity Index

High historical activity

Washington County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

27 declarations (1.0x state county average of 26)

Major Disaster Share High
13/25

14 of 27 declarations are major disasters (52%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Washington County

Historical Declaration Activity

Activity Band

High

vs. Alabama Avg

+5%

State avg: 25.8

vs. National Avg

+30%

National avg: 20.7

Avg Per Year

0.6

Over 49 years

FEMA NRI 8-hazard radar - Washington County

Washington County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 48, Tornado 48, Wildfire 25, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Washington County NRI risk profile FIPS 01129 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

52%

Major-heavy

NRI risk score

46

Relatively Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Washington County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Moderate roughly once every 5 years
Tornado Relatively Moderate roughly once every 1 years
Wildfire Relatively Low roughly once every 418 years
Strong Wind Relatively Moderate an average of 2.4 times per year
Lightning Relatively Low an average of 80 times per year
Heat Wave Relatively Low 8.7 modeled event-days per year
Earthquake Very Low roughly once every 752 years
Drought Relatively Low 14 modeled event-days per year
Cold Wave Relatively Low an average of 1.1 times per year
Riverine Flooding Relatively Low roughly once every 1 years
Landslide Very Low roughly once every 3 years
Hail Very Low an average of 2.3 times per year
Coastal Flooding Very Low roughly once every 100 years
Ice Storm Very Low roughly once every 2 years
Winter Weather Very Low an average of 1.3 times per year

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 15
Severe Storm 6
Biological 2
Fire 1
Snowstorm 1
Drought 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Washington County's federal record, 56% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 51.9%

of all 27 declarations

Emergency - 12 44.4%

of all 27 declarations

Fire Management - 1 3.7%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 1
2020 3
2018 2
2017 1
2014 1
2011 2
2009 1
2008 1
2005 4
2004 1
2003 1
1999 1
1998 2
1993 1
Show 4 earlier declaration years
1990 1
1979 1
1977 1
1975 1

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4573 HURRICANE ZETA DR Hurricane 2020-12-10
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4349 HURRICANE NATE DR Hurricane 2017-11-16
3394 HURRICANE NATE EM Hurricane 2017-10-08
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
1835 SEVERE STORMS, FLOODING, TORNADOES & STRAIGHT-LINE DR Severe Storm 2009-04-28
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1605 HURRICANE KATRINA DR Hurricane 2005-08-29
3214 HURRICANE KATRINA EM Hurricane 2005-08-28
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
2280 AL - MACINTOSH FIRE - 09/18/99 FM Fire 1999-09-18
Show 7 earlier declaration records
DR# Title Type Incident Date
1250 HURRICANE GEORGES - 18 SEP 98 DR Hurricane 1998-09-30
3133 HURRICANE GEORGES EM Hurricane 1998-09-28
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
861 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-03-21
598 HURRICANE FREDERIC DR Hurricane 1979-09-13
3045 DROUGHT EM Drought 1977-07-20
458 SEVERE STORMS & FLOODING DR Flood 1975-03-14

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Washington County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

15

Total Paid

$114.7K

Avg Per Claim

$7.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 45.6/100

Expected Annual Loss

Very Low

$10.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively High

Hazard Risk Breakdown

Hurricane Relatively Moderate
Tornado Relatively Moderate
Wildfire Relatively Low
Strong Wind Relatively Moderate
Lightning Relatively Low
Heat Wave Relatively Low
Earthquake Very Low
Drought Relatively Low
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Landslide Very Low
Hail Very Low
Coastal Flooding Very Low
Ice Storm Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Washington County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Washington County's closest FEMA peer: Comal County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Washington County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Washington County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 27 FEMA declarations, Washington County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Washington County?
The most common disaster type in Washington County is Hurricane, with 15 declarations. Other disaster types include Severe Storm (6), Biological (2), Fire (1).
How does Washington County's FEMA declaration record compare with the Alabama average?
FEMA lists 27 declaration records for Washington County. That is 5% above the Alabama county mean of 25.8. Its count is also 30% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Washington County received?
Washington County has received 14 major disaster declarations, representing 52% of all 27 disaster declarations.
How many flood insurance claims has Washington County filed?
Washington County has 15 National Flood Insurance Program (NFIP) claims totaling $114.7K in payments, with an average of $7.6K per claim.
What was the worst year for disasters in Washington County?
The most active year for disaster declarations in Washington County was 2005, with 4 declarations. The county has FEMA disaster data spanning 1975 to 2024.
What is the FEMA National Risk Index score for Washington County?
According to the FEMA National Risk Index, Washington County, Alabama has an overall risk score of 45.6 out of 100 (Relatively Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $10.8M in annualized losses.
Which natural hazard poses the greatest risk to Washington County?
The top hazard flagged by FEMA's NRI for Washington County as of the latest release is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 5 years, drawn from 72 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Washington County

Washington County, AL has 27 federal declaration records, 5% more than the Alabama county mean of 26; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 14 of 27 records; the category describes past federal action, not the next likely hazard. Alabama overview
  • The state benchmark and national rank point the same way: this count tops the Alabama mean and the totals for 78% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.