FEMA Records
28
High volume
Alabama · FEMA + NOAA + National Risk Index
Clarke County, AL
28 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 28
- FEMA declarations
- 16
- Major disasters
- 53
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Clarke County. Its 28 FEMA declarations are 8% above the Alabama county mean and exceed the count for 81% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 47%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 47%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 28
- FEMA declarations vs 21 national county avg
- 31
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Clarke County compare?
Clarke County vs. all counties in this dataset
FEMA disaster declarations, all-time
28 Top 19% higher than 81% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Clarke County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Alabama county average
What does Clarke County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 53.4/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $13.3M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 6 years here, based on 68 historical events on record.
Declaration frequency
The FEMA register is busy by both local and national comparisons. It contains 28 entries for Clarke County, including 16 Major Disaster records, 8% above the Alabama county mean. Across the 51-year span, that works out to 0.5 declarations a year. Hurricane leads the file with 17 entries. Declaration type records the federal action taken, not every assistance program approved.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 31 claims and $894.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Clarke County's 28 federal records stand 8% above the Alabama county mean of 25.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
63 /100
Historical Activity Index
High historical activity
Clarke County, AL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
20/30
28 OpenFEMA declarations, full ingest window (1.4x national county average)
County Disaster Density High
14/25
28 declarations (1.1x state county average of 26)
Major Disaster Share High
14/25
16 of 28 declarations are major disasters (57%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Clarke County
Historical Declaration Activity
Activity Band
High
vs. Alabama Avg
+8%
State avg: 25.8
vs. National Avg
+35%
National avg: 20.7
Avg Per Year
0.5
Over 51 years
FEMA NRI 8-hazard radar - Clarke County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
57%
Major-heavy
NRI risk score
53
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Clarke County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively Moderate | roughly once every 6 years |
| Landslide | Relatively Low | an average of 1.2 times per year |
| Lightning | Relatively Moderate | an average of 76 times per year |
| Tornado | Relatively Moderate | roughly once every 1 years |
| Heat Wave | Relatively Low | 7.6 modeled event-days per year |
| Cold Wave | Relatively Low | an average of 1.1 times per year |
| Earthquake | Very Low | roughly once every 577 years |
| Wildfire | Very Low | roughly once every 1,231 years |
| Riverine Flooding | Relatively Low | an average of 1.2 times per year |
| Strong Wind | Relatively Low | an average of 2 times per year |
| Winter Weather | Relatively Low | an average of 1.5 times per year |
| Drought | Very Low | 14 modeled event-days per year |
| Hail | Very Low | an average of 2 times per year |
| Coastal Flooding | Very Low | roughly once every 100 years |
| Ice Storm | Very Low | roughly once every 2 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 17
Severe Storm 6
Biological 2
Snowstorm 1
Drought 1
Tornado 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Clarke County's federal record, 61% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 16 57.1%
of all 28 declarations
Emergency - 12 42.9%
of all 28 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2021 | 1 | |
| 2020 | 4 | |
| 2018 | 2 | |
| 2017 | 1 | |
| 2011 | 2 | |
| 2010 | 1 | |
| 2009 | 1 | |
| 2008 | 1 | |
| 2005 | 4 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 1998 | 2 | |
| 1996 | 1 | |
| 1993 | 1 | |
Show 4 earlier declaration years
| 1990 | 1 | |
| 1979 | 1 | |
| 1977 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 28 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 28 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3618 | HURRICANE HELENE | EM | Hurricane | 2024-09-26 |
| 4573 | HURRICANE ZETA | DR | Hurricane | 2020-12-10 |
| 4563 | HURRICANE SALLY | DR | Hurricane | 2020-09-20 |
| 3545 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 4503 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3472 | COVID-19 | EM | Biological | 2020-03-13 |
| 4349 | HURRICANE NATE | DR | Hurricane | 2017-11-16 |
| 3394 | HURRICANE NATE | EM | Hurricane | 2017-10-08 |
| 3389 | HURRICANE IRMA | EM | Hurricane | 2017-09-11 |
| 1971 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2011-04-28 |
| 3319 | SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS | EM | Severe Storm | 2011-04-27 |
| 1870 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2009-12-31 |
| 1835 | SEVERE STORMS, FLOODING, TORNADOES & STRAIGHT-LINE | DR | Severe Storm | 2009-04-28 |
| 3292 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 3237 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1605 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 3214 | HURRICANE KATRINA | EM | Hurricane | 2005-08-28 |
| 1593 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1549 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1466 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-12 |
Show 8 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1250 | HURRICANE GEORGES - 18 SEP 98 | DR | Hurricane | 1998-09-30 |
| 3133 | HURRICANE GEORGES | EM | Hurricane | 1998-09-28 |
| 1070 | HURRICANE OPAL | DR | Hurricane | 1995-10-04 |
| 3096 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 861 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-03-21 |
| 598 | HURRICANE FREDERIC | DR | Hurricane | 1979-09-13 |
| 3045 | DROUGHT | EM | Drought | 1977-07-20 |
| 369 | TORNADOES & FLOODING | DR | Tornado | 1973-03-27 |
Storm Events in Alabama
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clarke County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 7,827 | 16 | 115 | $51.7M |
| Hail | 1,349 | 0 | 0 | $5.0K |
| Flash Flood | 1,047 | 17 | 7 | $12.8M |
| Tornado | 896 | 57 | 343 | $49.7M |
| Drought | 857 | 0 | 0 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
31
Total Paid
$894.6K
Avg Per Claim
$28.9K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 53.4/100
Expected Annual Loss
Very Low
$13.3M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Hurricane Relatively Moderate
Landslide Relatively Low
Lightning Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Cold Wave Relatively Low
Earthquake Very Low
Wildfire Very Low
Riverine Flooding Relatively Low
Strong Wind Relatively Low
Winter Weather Relatively Low
Drought Very Low
Hail Very Low
Coastal Flooding Very Low
Ice Storm Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Clarke County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Clarke County's closest FEMA peer: Beaver County, OK
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clarke County. Record similarity, not a safety rating.
Closest declaration profiles
Clarke County shows 28 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Clarke County: 16 of 28 of its declarations are Major.
Similar modeled NRI score
Clarke County: NRI composite 53.4 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Clarke County - capture-dated entries only.
Further reading for this county
Most disaster-prone counties
With 28 FEMA declarations, Clarke County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Clarke County?
The most common disaster type in Clarke County is Hurricane, with 17 declarations. Other disaster types include Severe Storm (6), Biological (2), Snowstorm (1).
How does Clarke County's FEMA declaration record compare with the Alabama average?
FEMA lists 28 declaration records for Clarke County. That is 8% above the Alabama county mean of 25.8. Its count is also 35% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Clarke County received?
Clarke County has received 16 major disaster declarations, representing 57% of all 28 disaster declarations.
How many flood insurance claims has Clarke County filed?
Clarke County has 31 National Flood Insurance Program (NFIP) claims totaling $894.6K in payments, with an average of $28.9K per claim.
What was the worst year for disasters in Clarke County?
The most active year for disaster declarations in Clarke County was 2005, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Clarke County?
According to the FEMA National Risk Index, Clarke County, Alabama has an overall risk score of 53.4 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $13.3M in annualized losses.
Which natural hazard poses the greatest risk to Clarke County?
FEMA's NRI data points to Clarke County is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 6 years, drawn from 68 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Clarke County
Clarke County, AL has 28 federal declaration records, 8% more than the Alabama county mean of 26; its history sits in PlainHazard's high activity band.
- Within this above-state-average declaration file, major disaster leads with 16 of 28 records; the category describes past federal action, not the next likely hazard. Alabama overview
- The state benchmark and national rank point the same way: this count tops the Alabama mean and the totals for 81% of 3,266 U.S. counties. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.