FEMA Records
20
Above median
Alabama · FEMA + NOAA + National Risk Index
Tallapoosa County, AL
20 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 20
- FEMA declarations
- 11
- Major disasters
- 67
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Tallapoosa County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 23% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 33%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 33%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 20
- FEMA declarations vs 21 national county avg
- 6
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 01123 · Tallapoosa County 20 declarations · rank 1580/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 20
- MAJOR-MID 55%
- RANK-LOWER #1,580
- PHOTO-FINISH Monona
- NRI-LOW 67
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -23%
Nearest declaration peer: Monona, IA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile
Tallapoosa County in the declaration-count neighbourhood
FEMA declaration records among Tallapoosa County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cleveland · near 20
Cleveland · near
20 declarations
- Kaufman · near 20
Kaufman · near
20 declarations
- Monona · near 20
Monona · near
20 declarations
- Tallapoosa · this county 20
Tallapoosa · this county
20 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Tallapoosa County carries 20 FEMA declaration records, ranked 1580 of 3,266 counties in this registry.
How Tallapoosa County's FEMA declaration count compares nationally
Tallapoosa County vs. all counties in this dataset
FEMA disaster declarations, all-time · Tallapoosa County
20 46th percentile higher than 46% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Tallapoosa County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Tallapoosa County is led by Riverine Flooding (about $12.9M Expected Annual Loss, Historical Loss Ratio Very High), while Heat Wave carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Tallapoosa County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 67.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $19.1M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Heat Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 6.3 modeled event-days per year here, based on 97 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 6 claims and $57.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Tallapoosa County has 20. The gap is 23% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
53 /100
Historical Activity Index
High historical activity
Tallapoosa County, AL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
20 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
10/25
20 declarations (0.8x state county average of 26)
Major Disaster Share High
14/25
11 of 20 declarations are major disasters (55%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Tallapoosa County
FEMA NRI 8-hazard radar - Tallapoosa County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
55%
Major-heavy
NRI risk score
67
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Tallapoosa County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Heat Wave | Relatively Moderate | 6.3 modeled event-days per year |
| Riverine Flooding | Relatively Moderate | roughly once every 2 years |
| Wildfire | Relatively Low | roughly once every 388 years |
| Hurricane | Relatively Low | roughly once every 12 years |
| Landslide | Relatively Low | an average of 1 time per year |
| Tornado | Relatively Moderate | roughly once every 2 years |
| Earthquake | Relatively Low | roughly once every 576 years |
| Lightning | Relatively Moderate | an average of 66 times per year |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Strong Wind | Relatively Low | an average of 1.5 times per year |
| Drought | Relatively Low | 50 modeled event-days per year |
| Hail | Relatively Low | an average of 3.3 times per year |
| Ice Storm | Relatively Low | roughly once every 2 years |
| Winter Weather | Very Low | an average of 1.5 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 8
Severe Storm 7
Biological 2
Snowstorm 1
Flood 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Tallapoosa County's federal record, 40% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 11 55.0%
of all 20 declarations
Emergency - 9 45.0%
of all 20 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2023 | 2 | |
| 2020 | 4 | |
| 2017 | 1 | |
| 2011 | 2 | |
| 2008 | 1 | |
| 2005 | 2 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1979 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3618 | HURRICANE HELENE | EM | Hurricane | 2024-09-26 |
| 4710 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-05-05 |
| 4684 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-01-15 |
| 3545 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 4554 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2020-07-10 |
| 4503 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3472 | COVID-19 | EM | Biological | 2020-03-13 |
| 3389 | HURRICANE IRMA | EM | Hurricane | 2017-09-11 |
| 1971 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2011-04-28 |
| 3319 | SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS | EM | Severe Storm | 2011-04-27 |
| 3292 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 3237 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1593 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1549 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1466 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-12 |
| 1070 | HURRICANE OPAL | DR | Hurricane | 1995-10-04 |
| 3096 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 861 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-03-21 |
| 578 | STORMS, WIND, FLOODING | DR | Flood | 1979-04-18 |
| 3045 | DROUGHT | EM | Drought | 1977-07-20 |
Storm Events in Alabama
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Tallapoosa County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 7,827 | 16 | 115 | $51.7M |
| Hail | 1,349 | 0 | 0 | $5.0K |
| Flash Flood | 1,047 | 17 | 7 | $12.8M |
| Tornado | 896 | 57 | 343 | $49.7M |
| Drought | 857 | 0 | 0 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
6
Total Paid
$57.5K
Avg Per Claim
$9.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 67.5/100
Expected Annual Loss
Relatively Low
$19.1M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Wildfire Relatively Low
Hurricane Relatively Low
Landslide Relatively Low
Tornado Relatively Moderate
Earthquake Relatively Low
Lightning Relatively Moderate
Cold Wave Relatively Low
Strong Wind Relatively Low
Drought Relatively Low
Hail Relatively Low
Ice Storm Relatively Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Heat Wave
Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.
Worth noting for Tallapoosa County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Tallapoosa County's closest FEMA peer: Saratoga County, NY
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Tallapoosa County. Record similarity, not a safety rating.
Closest declaration profiles
Tallapoosa County shows 20 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Tallapoosa County: 11 of 20 of its declarations are Major.
Similar modeled NRI score
Tallapoosa County: NRI composite 67.5 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Tallapoosa County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Tallapoosa County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 67.5 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 20. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 20 FEMA declarations, Tallapoosa County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Tallapoosa County?
The most common disaster type in Tallapoosa County is Hurricane, with 8 declarations. Other disaster types include Severe Storm (7), Biological (2), Snowstorm (1).
How does Tallapoosa County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Tallapoosa County has 20, or 23% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Tallapoosa County received?
Tallapoosa County has received 11 major disaster declarations, representing 55% of all 20 disaster declarations.
How many flood insurance claims has Tallapoosa County filed?
Tallapoosa County has 6 National Flood Insurance Program (NFIP) claims totaling $57.5K in payments, with an average of $9.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Tallapoosa County?
No. In Tallapoosa County, Heat Wave has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $12.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Tallapoosa County?
The most active year for disaster declarations in Tallapoosa County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Tallapoosa County?
According to the FEMA National Risk Index, Tallapoosa County, Alabama has an overall risk score of 67.5 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.1M in annualized losses.
Which natural hazard poses the greatest risk to Tallapoosa County?
FEMA's NRI data points to Tallapoosa County as of the latest release is Heat Wave (risk rating: Relatively Moderate). Other significant hazards include Riverine Flooding (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts heat wave here at 6.3 modeled event-days per year, drawn from 97 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Tallapoosa County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events