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Alabama · FEMA + NOAA + National Risk Index

Macon County, AL

26 FEMA disaster declarations (1975-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

26
FEMA declarations
15
Major disasters
24
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Macon County. Its 26 FEMA declarations are 1% above the Alabama county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 24%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 24%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
5
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Macon County compare?

Macon County vs. all counties in this dataset

FEMA disaster declarations, all-time

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Macon County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Alabama county average

0/100100/100Alabama avg62/10023.9/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Macon County is led by Riverine Flooding (about $2.7M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Macon County's hazard record show?

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 26 entries for Macon County, including 15 Major Disaster records, 1% above the Alabama county mean. Across the 49-year span, that works out to 0.5 declarations a year. Severe Storm leads the file with 10 entries. Declaration type records the federal action taken, not every assistance program approved.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 23.9/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $5.4M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Relatively Moderate community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 48 modeled event-days per year here, based on 1,414 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 5 claims and $56.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Macon County's 26 federal records stand 1% above the Alabama county mean of 25.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

64 /100

Historical Activity Index

High historical activity

Macon County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

26 declarations (1.0x state county average of 26)

Major Disaster Share High
14/25

15 of 26 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Macon County

Historical Declaration Activity

Activity Band

High

vs. Alabama Avg

+1%

State avg: 25.8

vs. National Avg

+25%

National avg: 20.7

Avg Per Year

0.5

Over 49 years

FEMA NRI 8-hazard radar - Macon County

Macon County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 25, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Macon County NRI risk profile FIPS 01087 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

58%

Major-heavy

NRI risk score

24

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Macon County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 48 modeled event-days per year
Hurricane Relatively Low roughly once every 10 years
Earthquake Relatively Low roughly once every 586 years
Heat Wave Relatively Low 8.7 modeled event-days per year
Lightning Relatively Moderate an average of 67 times per year
Wildfire Very Low roughly once every 785 years
Tornado Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 4 years
Riverine Flooding Very Low roughly once every 2 years
Hail Very Low an average of 2.6 times per year
Ice Storm Very Low roughly once every 2 years
Strong Wind Relatively Low an average of 1.4 times per year
Winter Weather Very Low an average of 1.2 times per year
Cold Wave Very Low roughly once every 3 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 10
Severe Storm 10
Biological 2
Snowstorm 1
Drought 1
Flood 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Macon County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 57.7%

of all 26 declarations

Emergency - 11 42.3%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 1
2020 4
2018 2
2017 1
2016 1
2011 2
2008 1
2005 2
2004 1
2003 1
2001 1
1996 2
1993 1
1990 1
Show 3 earlier declaration years
1977 1
1976 1
1975 2

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4710 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-05-05
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4546 SEVERE STORMS AND FLOODING DR Severe Storm 2020-05-21
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4349 HURRICANE NATE DR Hurricane 2017-11-16
3394 HURRICANE NATE EM Hurricane 2017-10-08
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1352 SEVERE STORMS AND TORNADOES DR Severe Storm 2000-12-18
1108 SEVERE STORMS, FLOODING AND TORNADOES DR Severe Storm 1996-03-20
1070 HURRICANE OPAL DR Hurricane 1995-10-04
Show 6 earlier declaration records
DR# Title Type Incident Date
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
861 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-03-21
3045 DROUGHT EM Drought 1977-07-20
488 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1975-10-02
458 SEVERE STORMS & FLOODING DR Flood 1975-03-14
3007 TORNADOES EM Tornado 1975-01-18

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Macon County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

5

Total Paid

$56.0K

Avg Per Claim

$11.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 23.9/100

Expected Annual Loss

Very Low

$5.4M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Relatively Moderate
Hurricane Relatively Low
Earthquake Relatively Low
Heat Wave Relatively Low
Lightning Relatively Moderate
Wildfire Very Low
Tornado Relatively Low
Landslide Very Low
Riverine Flooding Very Low
Hail Very Low
Ice Storm Very Low
Strong Wind Relatively Low
Winter Weather Very Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Macon County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Macon County's closest FEMA peer: Hunterdon County, NJ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Macon County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Macon County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Macon County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Macon County?
The most common disaster type in Macon County is Severe Storm, with 10 declarations. Other disaster types include Hurricane (10), Biological (2), Snowstorm (1).
How does Macon County's FEMA declaration record compare with the Alabama average?
FEMA lists 26 declaration records for Macon County. That is 1% above the Alabama county mean of 25.8. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Macon County received?
Macon County has received 15 major disaster declarations, representing 58% of all 26 disaster declarations.
How many flood insurance claims has Macon County filed?
Macon County has 5 National Flood Insurance Program (NFIP) claims totaling $56.0K in payments, with an average of $11.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Macon County?
No. In Macon County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Macon County?
The most active year for disaster declarations in Macon County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1975 to 2024.
What is the FEMA National Risk Index score for Macon County?
According to the FEMA National Risk Index, Macon County, Alabama has an overall risk score of 23.9 out of 100 (Very Low). On social vulnerability the county rates Very High; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $5.4M in annualized losses.
Which natural hazard poses the greatest risk to Macon County?
Based on FEMA NRI data, the highest-risk natural hazard in Macon County is Drought (risk rating: Relatively Moderate). Other significant hazards include Hurricane (Relatively Low) and Earthquake (Relatively Low). FEMA's modeled event frequency puts drought here at 48 modeled event-days per year, drawn from 1,414 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Macon County

Macon County, AL has 26 federal declaration records, 1% more than the Alabama county mean of 26; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 15 of 26 records; the category describes past federal action, not the next likely hazard. Alabama overview
  • The state benchmark and national rank point the same way: this count tops the Alabama mean and the totals for 75% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.