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Oklahoma · FEMA + NOAA + National Risk Index

Murray County, OK

26 FEMA disaster declarations (1971-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Ice Storm.

26
FEMA declarations
15
Major disasters
33
NRI risk · Very Low
Severe Ice Storm
Top hazard

The verdict

Murray County has a nationally busy FEMA history: 26 declarations, more than 75% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Oklahoma county mean. FEMA's separate National Risk Index places the county safer than 33%; that score models loss and vulnerability rather than counting declarations.

Safer than 33%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
7
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 40099 · Murray County 26 declarations · rank 750/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 26
  • MAJOR-MID 58%
  • RANK-MID #750
  • PHOTO-FINISH Hunterdon
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Ice S…
  • VS-ST-BELOW -19%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Oklahoma state profile

Murray County among high-volume declaration counties

FEMA declaration records among Murray County and nearest peers by total count

declarations

What this shows Murray County carries 26 FEMA declaration records, ranked 750 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Murray County ranks in the national declaration registry

Murray County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Murray County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Murray County's FEMA Risk Index score

0/100100/100Oklahoma avg56/10032.5/100
FEMA National Risk Index composite score vs. the Oklahoma county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Murray County is led by Riverine Flooding (about $2.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Murray County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 32.5/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $7.9M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 7 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 7 claims and $132.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Oklahoma county averages 32.2 federal declaration records, while Murray County has 26. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

61 /100

Historical Activity Index

High historical activity

Murray County, OK · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density Moderate
10/25

26 declarations (0.8x state county average of 32)

Major Disaster Share High
14/25

15 of 26 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Murray County

FEMA NRI 8-hazard radar - Murray County

Murray County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 48, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Murray County NRI risk profile FIPS 40099 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

58%

Major-heavy

NRI risk score

33

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Murray County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 7 years
Wildfire Relatively Low roughly once every 149 years
Ice Storm Relatively Moderate an average of 1.5 times per year
Hail Relatively Moderate an average of 9 times per year
Tornado Relatively Moderate roughly once every 2 years
Drought Relatively Moderate 39 modeled event-days per year
Heat Wave Relatively Low 19 modeled event-days per year
Strong Wind Relatively Moderate an average of 3.8 times per year
Winter Weather Relatively Low an average of 7.6 times per year
Lightning Relatively Low an average of 54 times per year
Earthquake Very Low roughly once every 722 years
Cold Wave Relatively Low an average of 1.3 times per year
Riverine Flooding Very Low an average of 1.3 times per year
Hurricane Very Low roughly once every 120 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Ice Storm 7
Severe Storm 6
Fire 5
Tornado 3
Biological 2
Flood 2
Hurricane 1

What Severe Ice Storm declarations mean here

Severe Ice Storm is the most frequent declaration type on Murray County's record, 27% of its declarations. Ice storms damage differently from snowstorms: accumulating freezing rain loads power lines and tree limbs until they fail, so the dominant cost is usually infrastructure and extended power loss rather than structural damage to buildings. Outages measured in days, not hours, are the characteristic consequence, which is why these declarations frequently authorise emergency protective measures and debris removal.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 57.7%

of all 26 declarations

Emergency - 8 30.8%

of all 26 declarations

Fire Management - 3 11.5%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2021 2
2020 2
2017 1
2015 1
2011 2
2010 2
2009 1
2008 1
2007 1
2006 1
2005 1
2001 3
2000 1
Show 5 earlier declaration years
1995 1
1990 1
1987 1
1974 1
1971 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5626 BUCK HORN FIRE FM Fire 2026-03-19
4776 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Tornado 2024-04-30
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4530 COVID-19 PANDEMIC DR Biological 2020-04-05
3462 COVID-19 EM Biological 2020-03-13
4324 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Tornado 2017-07-25
4222 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-05-26
2939 FALLS CREEK FIRE FM Fire 2011-07-15
3316 SEVERE WINTER STORM EM Severe Storm 2011-02-02
1883 SEVERE WINTER STORM DR Severe Ice Storm 2010-03-05
3308 SEVERE WINTER STORM EM Severe Storm 2010-01-30
1846 WILDFIRES DR Fire 2009-06-19
3280 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-10
3272 SEVERE WINTER STORMS AND FLOODING EM Severe Ice Storm 2007-01-14
1623 EXTREME WILDFIRE THREAT DR Fire 2006-01-10
3219 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1384 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2001-06-29
1355 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-05
3158 SEVERE WINTER AND ICE STORM EM Severe Ice Storm 2000-12-28
Show 6 earlier declaration records
DR# Title Type Incident Date
2341 OK-ARBUCKLE FIRE COMPLEX-9/18/00 FM Fire 2000-09-19
1058 TORNADOES, SEVERE STORMS AND FLOODING DR Tornado 1995-06-26
866 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-18
794 SEVERE STORMS & FLOODING DR Flood 1987-07-09
409 SEVERE STORMS & FLOODING DR Flood 1973-12-10
297 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1970-10-14

Storm Events in Oklahoma

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Murray County.

Storm Type Events Fatalities Injuries Property Damage
Hail 5,894 0 1 $19.8M
Thunderstorm Wind 5,592 6 36 $199.5M
Drought 2,935 0 0 $0
Heat 2,134 7 428 $0
Excessive Heat 1,771 2 401 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

7

Total Paid

$132.4K

Avg Per Claim

$18.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 32.5/100

Expected Annual Loss

Very Low

$7.9M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Wildfire Relatively Low
Ice Storm Relatively Moderate
Hail Relatively Moderate
Tornado Relatively Moderate
Drought Relatively Moderate
Heat Wave Relatively Low
Strong Wind Relatively Moderate
Winter Weather Relatively Low
Lightning Relatively Low
Earthquake Very Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Murray County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Ice Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Murray County's closest FEMA peer: Vega Alta Municipio, PR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Murray County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Murray County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Murray County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Murray County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Murray County?
The most common disaster type in Murray County is Severe Ice Storm, with 7 declarations. Other disaster types include Severe Storm (6), Fire (5), Tornado (3).
How does Murray County's FEMA declaration record compare with the Oklahoma average?
The typical Oklahoma county has 32.2 FEMA declaration records; Murray County has 26, or 19% fewer. Against the national county mean of 20.7, this county's total is 25% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Murray County received?
Murray County has received 15 major disaster declarations, representing 58% of all 26 disaster declarations.
How many flood insurance claims has Murray County filed?
Murray County has 7 National Flood Insurance Program (NFIP) claims totaling $132.4K in payments, with an average of $18.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Murray County?
No. In Murray County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Murray County?
The most active year for disaster declarations in Murray County was 2001, with 3 declarations. The county has FEMA disaster data spanning 1971 to 2026.
What is the FEMA National Risk Index score for Murray County?
According to the FEMA National Risk Index, Murray County, Oklahoma has an overall risk score of 32.5 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.9M in annualized losses.
Which natural hazard poses the greatest risk to Murray County?
FEMA's NRI data points to Murray County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Ice Storm (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 7 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Murray County · vintage 2026-08-25 · Methodology · Oklahoma profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events