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Alabama · FEMA + NOAA + National Risk Index

Lee County, AL

22 FEMA disaster declarations (1975-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

22
FEMA declarations
12
Major disasters
80
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Lee County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 20%; that score models loss and vulnerability rather than counting declarations.

Riskiest 20%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
62
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 01081 · Lee County 22 declarations · rank 1395/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 22
  • MAJOR-MID 55%
  • RANK-LOWER #1,395
  • PHOTO-FINISH Hardy
  • NRI-LOW 80
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -15%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile

Lee County in the declaration-count neighbourhood

FEMA declaration records among Lee County and nearest peers by total count

declarations

What this shows Lee County carries 22 FEMA declaration records, ranked 1395 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lee County's FEMA declaration count compares nationally

Lee County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lee County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lee County's FEMA Risk Index score

0/100100/100Alabama avg62/10079.7/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lee County is led by Riverine Flooding (about $24.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Heat Wave carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lee County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 62 paid claims, totaling $511.0K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $8.2K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Lee County has 22. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.7/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $40.4M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Among the 18 modeled hazards, Heat Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 6.4 modeled event-days per year here, based on 100 historical events on record.

59 /100

Historical Activity Index

High historical activity

Lee County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
11/25

22 declarations (0.9x state county average of 26)

Major Disaster Share High
14/25

12 of 22 declarations are major disasters (55%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lee County

FEMA NRI 8-hazard radar - Lee County

Lee County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 48, Tornado 48, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 25. The simple mean of these eight displayed scores is 39 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 39 8-hazard mean
Lee County NRI risk profile FIPS 01081 · displayed-hazard mean 39/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

55%

Major-heavy

NRI risk score

80

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lee County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Heat Wave Relatively Moderate 6.4 modeled event-days per year
Lightning Relatively High an average of 66 times per year
Riverine Flooding Relatively Moderate roughly once every 1 years
Hurricane Relatively Moderate roughly once every 10 years
Earthquake Relatively Low roughly once every 672 years
Drought Relatively Moderate 52 modeled event-days per year
Strong Wind Relatively Moderate an average of 1.3 times per year
Tornado Relatively Moderate roughly once every 2 years
Hail Relatively Low an average of 2.7 times per year
Wildfire Relatively Low roughly once every 660 years
Ice Storm Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 3 years
Winter Weather Relatively Low an average of 1.3 times per year
Cold Wave Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 8
Severe Storm 7
Biological 2
Tornado 2
Snowstorm 1
Drought 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Lee County's federal record, 36% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 54.5%

of all 22 declarations

Emergency - 10 45.5%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 3
2019 1
2017 1
2016 1
2014 1
2011 2
2008 1
2005 2
2004 1
2003 1
1996 1
1993 1
1980 1
1977 1
Show 2 earlier declaration years
1976 1
1975 2

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4419 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2019-03-05
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1070 HURRICANE OPAL DR Hurricane 1995-10-04
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
619 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1980-04-20
3045 DROUGHT EM Drought 1977-07-20
488 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1975-10-02
Show 2 earlier declaration records
DR# Title Type Incident Date
458 SEVERE STORMS & FLOODING DR Flood 1975-03-14
3007 TORNADOES EM Tornado 1975-01-18

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lee County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

62

Total Paid

$511.0K

Avg Per Claim

$8.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 79.7/100

Expected Annual Loss

Relatively Low

$40.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Heat Wave Relatively Moderate
Lightning Relatively High
Riverine Flooding Relatively Moderate
Hurricane Relatively Moderate
Earthquake Relatively Low
Drought Relatively Moderate
Strong Wind Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Low
Wildfire Relatively Low
Ice Storm Relatively Low
Landslide Very Low
Winter Weather Relatively Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Heat Wave

Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.

Worth noting for Lee County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lee County's closest FEMA peer: Ferry County, WA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lee County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lee County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lee County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Lee County's NFIP claims file (62 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lee County?
The most common disaster type in Lee County is Hurricane, with 8 declarations. Other disaster types include Severe Storm (7), Biological (2), Tornado (2).
How does Lee County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Lee County has 22, or 15% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lee County received?
Lee County has received 12 major disaster declarations, representing 55% of all 22 disaster declarations.
How many flood insurance claims has Lee County filed?
Lee County has 62 National Flood Insurance Program (NFIP) claims totaling $511.0K in payments, with an average of $8.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lee County?
No. In Lee County, Heat Wave has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $24.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lee County?
The most active year for disaster declarations in Lee County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1975 to 2024.
What is the FEMA National Risk Index score for Lee County?
According to the FEMA National Risk Index, Lee County, Alabama has an overall risk score of 79.7 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $40.4M in annualized losses.
Which natural hazard poses the greatest risk to Lee County?
Based on FEMA NRI data, the highest-risk natural hazard in Lee County is Heat Wave (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively High) and Riverine Flooding (Relatively Moderate). FEMA's modeled event frequency puts heat wave here at 6.4 modeled event-days per year, drawn from 100 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lee County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events