FEMA Records
23
Above median
Alabama · FEMA + NOAA + National Risk Index
Coosa County, AL
23 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.
- 23
- FEMA declarations
- 12
- Major disasters
- 15
- NRI risk · Very Low
- Hurricane
- Top hazard
The verdict
Coosa County has a nationally busy FEMA history: 23 declarations, more than 62% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the Alabama county mean. FEMA's separate National Risk Index places the county safer than 15%; that score models loss and vulnerability rather than counting declarations.
- Safer than 15%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 23
- FEMA declarations vs 21 national county avg
- 10
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 01037 · Coosa County 23 declarations · rank 1108/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 23
- MAJOR-MID 52%
- RANK-LOWER #1,108
- PHOTO-FINISH Roanoke
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -11%
Nearest declaration peer: Roanoke, VA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile
Coosa County in the declaration-count neighbourhood
FEMA declaration records among Coosa County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Amherst · near 23
Amherst · near
23 declarations
- Coosa · this county 23
Coosa · this county
23 declarations
- Roanoke · near 23
Roanoke · near
23 declarations
- Vance · near 23
Vance · near
23 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Coosa County carries 23 FEMA declaration records, ranked 1108 of 3,266 counties in this registry.
How Coosa County's FEMA declaration count compares nationally
Coosa County vs. all counties in this dataset
FEMA disaster declarations, all-time · Coosa County
23 Top 38% higher than 62% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Coosa County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Coosa County is led by Riverine Flooding (about $3.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Coosa County's hazard record show?
FEMA National Risk Index
FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.6/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.9M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Low). Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 267 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 10 claims and $186.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Coosa County has 23. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
56 /100
Historical Activity Index
High historical activity
Coosa County, AL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
23 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density Moderate
11/25
23 declarations (0.9x state county average of 26)
Major Disaster Share High
13/25
12 of 23 declarations are major disasters (52%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Coosa County
FEMA NRI 8-hazard radar - Coosa County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
52%
Major-heavy
NRI risk score
15
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Coosa County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Wildfire | Relatively Low | roughly once every 267 years |
| Landslide | Very Low | an average of 1.3 times per year |
| Hurricane | Very Low | roughly once every 16 years |
| Heat Wave | Relatively Low | 6.9 modeled event-days per year |
| Earthquake | Very Low | roughly once every 562 years |
| Tornado | Relatively Low | roughly once every 2 years |
| Riverine Flooding | Very Low | roughly once every 7 years |
| Strong Wind | Relatively Low | an average of 1.4 times per year |
| Lightning | Very Low | an average of 68 times per year |
| Cold Wave | Very Low | roughly once every 2 years |
| Drought | Very Low | 43 modeled event-days per year |
| Hail | Very Low | an average of 3.4 times per year |
| Ice Storm | Very Low | roughly once every 3 years |
| Winter Weather | Very Low | an average of 1.7 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 10
Severe Storm 7
Biological 2
Flood 2
Snowstorm 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Coosa County's federal record, 43% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 12 52.2%
of all 23 declarations
Emergency - 11 47.8%
of all 23 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2023 | 2 | |
| 2021 | 1 | |
| 2020 | 4 | |
| 2018 | 1 | |
| 2017 | 1 | |
| 2011 | 2 | |
| 2008 | 1 | |
| 2005 | 2 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1979 | 2 | |
Show 1 earlier declaration years
| 1977 | 1 | |
Disaster Declarations
How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3618 | HURRICANE HELENE | EM | Hurricane | 2024-09-26 |
| 4710 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-05-05 |
| 4684 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-01-15 |
| 4573 | HURRICANE ZETA | DR | Hurricane | 2020-12-10 |
| 3545 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 4554 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2020-07-10 |
| 4503 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3472 | COVID-19 | EM | Biological | 2020-03-13 |
| 3394 | HURRICANE NATE | EM | Hurricane | 2017-10-08 |
| 3389 | HURRICANE IRMA | EM | Hurricane | 2017-09-11 |
| 1971 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2011-04-28 |
| 3319 | SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS | EM | Severe Storm | 2011-04-27 |
| 3292 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 3237 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1593 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1549 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1466 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-12 |
| 1070 | HURRICANE OPAL | DR | Hurricane | 1995-10-04 |
| 3096 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 856 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-02-17 |
Show 3 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 578 | STORMS, WIND, FLOODING | DR | Flood | 1979-04-18 |
| 3074 | FLOODING | EM | Flood | 1979-03-17 |
| 3045 | DROUGHT | EM | Drought | 1977-07-20 |
Storm Events in Alabama
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Coosa County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 7,827 | 16 | 115 | $51.7M |
| Hail | 1,349 | 0 | 0 | $5.0K |
| Flash Flood | 1,047 | 17 | 7 | $12.8M |
| Tornado | 896 | 57 | 343 | $49.7M |
| Drought | 857 | 0 | 0 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
10
Total Paid
$186.1K
Avg Per Claim
$18.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 14.6/100
Expected Annual Loss
Very Low
$4.9M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Wildfire Relatively Low
Landslide Very Low
Hurricane Very Low
Heat Wave Relatively Low
Earthquake Very Low
Tornado Relatively Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Lightning Very Low
Cold Wave Very Low
Drought Very Low
Hail Very Low
Ice Storm Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Wildfire
Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.
Worth noting for Coosa County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Coosa County's closest FEMA peer: Albany County, NY
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Coosa County. Record similarity, not a safety rating.
Closest declaration profiles
Coosa County shows 23 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Coosa County: 12 of 23 of its declarations are Major.
Similar modeled NRI score
Coosa County: NRI composite 14.6 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Coosa County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Coosa County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 14.6 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 23. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 23 FEMA declarations, Coosa County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Coosa County?
The most common disaster type in Coosa County is Hurricane, with 10 declarations. Other disaster types include Severe Storm (7), Biological (2), Flood (2).
How does Coosa County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Coosa County has 23, or 11% fewer. Against the national county mean of 20.7, this county's total is 11% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Coosa County received?
Coosa County has received 12 major disaster declarations, representing 52% of all 23 disaster declarations.
How many flood insurance claims has Coosa County filed?
Coosa County has 10 National Flood Insurance Program (NFIP) claims totaling $186.1K in payments, with an average of $18.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Coosa County?
No. In Coosa County, Wildfire has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Coosa County?
The most active year for disaster declarations in Coosa County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Coosa County?
According to the FEMA National Risk Index, Coosa County, Alabama has an overall risk score of 14.6 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.9M in annualized losses.
Which natural hazard poses the greatest risk to Coosa County?
FEMA's NRI data points to Coosa County as of the latest release is Wildfire (risk rating: Relatively Low). Other significant hazards include Landslide (Very Low) and Hurricane (Very Low). FEMA's modeled event frequency puts wildfire here at roughly once every 267 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Coosa County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events