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Alabama · FEMA + NOAA + National Risk Index

Chilton County, AL

24 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

24
FEMA declarations
13
Major disasters
55
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Chilton County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 45%; that score models loss and vulnerability rather than counting declarations.

Riskiest 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
10
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 01021 · Chilton County 24 declarations · rank 1053/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 54%
  • RANK-LOWER #1,053
  • PHOTO-FINISH Eddy
  • NRI-LOW 55
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -7%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile

Chilton County in the declaration-count neighbourhood

FEMA declaration records among Chilton County and nearest peers by total count

declarations

What this shows Chilton County carries 24 FEMA declaration records, ranked 1053 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Chilton County's FEMA declaration count compares nationally

Chilton County vs. all counties in this dataset

FEMA disaster declarations, all-time · Chilton County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Chilton County's FEMA Risk Index score

0/100100/100Alabama avg62/10054.7/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Chilton County is led by Riverine Flooding (about $8.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Tornado carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Chilton County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 54.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $16.1M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Tornado carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 33 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 10 claims and $78.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Chilton County has 24. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

61 /100

Historical Activity Index

High historical activity

Chilton County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (0.9x state county average of 26)

Major Disaster Share High
14/25

13 of 24 declarations are major disasters (54%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Chilton County

FEMA NRI 8-hazard radar - Chilton County

Chilton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Chilton County NRI risk profile FIPS 01021 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

54%

Major-heavy

NRI risk score

55

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Chilton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively Moderate roughly once every 2 years
Landslide Relatively Low roughly once every 1 years
Heat Wave Relatively Low 8.5 modeled event-days per year
Earthquake Relatively Low roughly once every 453 years
Lightning Relatively Moderate an average of 70 times per year
Wildfire Very Low roughly once every 669 years
Riverine Flooding Relatively Low roughly once every 2 years
Hurricane Very Low roughly once every 13 years
Cold Wave Relatively Low roughly once every 2 years
Drought Relatively Low 29 modeled event-days per year
Strong Wind Relatively Low an average of 1.4 times per year
Ice Storm Very Low roughly once every 3 years
Hail Very Low an average of 3.1 times per year
Winter Weather Very Low an average of 1.8 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 10
Severe Storm 7
Biological 2
Flood 2
Snowstorm 1
Drought 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Chilton County's federal record, 42% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 54.2%

of all 24 declarations

Emergency - 11 45.8%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 1
2020 4
2018 1
2017 1
2012 1
2011 2
2010 1
2008 1
2005 2
2004 1
1996 1
1993 1
1990 2
1979 2
Show 2 earlier declaration years
1977 1
1973 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
4573 HURRICANE ZETA DR Hurricane 2020-12-10
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4554 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2020-07-10
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
3394 HURRICANE NATE EM Hurricane 2017-10-08
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4052 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2012-02-01
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
1870 SEVERE STORMS AND FLOODING DR Severe Storm 2009-12-31
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1593 HURRICANE DENNIS DR Hurricane 2005-07-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1070 HURRICANE OPAL DR Hurricane 1995-10-04
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
861 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-03-21
856 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-02-17
Show 4 earlier declaration records
DR# Title Type Incident Date
578 STORMS, WIND, FLOODING DR Flood 1979-04-18
3074 FLOODING EM Flood 1979-03-17
3045 DROUGHT EM Drought 1977-07-20
369 TORNADOES & FLOODING DR Tornado 1973-03-27

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Chilton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

10

Total Paid

$78.5K

Avg Per Claim

$7.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 54.7/100

Expected Annual Loss

Relatively Low

$16.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Tornado Relatively Moderate
Landslide Relatively Low
Heat Wave Relatively Low
Earthquake Relatively Low
Lightning Relatively Moderate
Wildfire Very Low
Riverine Flooding Relatively Low
Hurricane Very Low
Cold Wave Relatively Low
Drought Relatively Low
Strong Wind Relatively Low
Ice Storm Very Low
Hail Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

Worth noting for Chilton County: the model and the federal record do NOT point at the same hazard. Tornado carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Chilton County's closest FEMA peer: Chautauqua County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Chilton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Chilton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Chilton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Chilton County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Chilton County?
The most common disaster type in Chilton County is Hurricane, with 10 declarations. Other disaster types include Severe Storm (7), Biological (2), Flood (2).
How does Chilton County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Chilton County has 24, or 7% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Chilton County received?
Chilton County has received 13 major disaster declarations, representing 54% of all 24 disaster declarations.
How many flood insurance claims has Chilton County filed?
Chilton County has 10 National Flood Insurance Program (NFIP) claims totaling $78.5K in payments, with an average of $7.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Chilton County?
No. In Chilton County, Tornado has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $8.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Chilton County?
The most active year for disaster declarations in Chilton County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Chilton County?
According to the FEMA National Risk Index, Chilton County, Alabama has an overall risk score of 54.7 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $16.1M in annualized losses.
Which natural hazard poses the greatest risk to Chilton County?
FEMA's NRI data points to Chilton County as of the latest release is Tornado (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 2 years, drawn from 33 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Chilton County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events