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Alabama · FEMA + NOAA + National Risk Index

Blount County, AL

25 FEMA disaster declarations (1974-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

25
FEMA declarations
16
Major disasters
68
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Blount County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 3% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 32%; that score models loss and vulnerability rather than counting declarations.

Riskiest 32%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
27
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Blount County compare?

Blount County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Blount County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Alabama county average

0/100100/100Alabama avg62/10068.5/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Blount County is led by Riverine Flooding (about $9.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Tornado carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Blount County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 68.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $21.3M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 51 historical events on record.

Declaration frequency

Nationally, Blount County's 25 FEMA records form a high-volume history; within Alabama, however, the count is 3% below the county mean. 16 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 13 times. The full 50-year record averages 0.5 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 27 claims and $813.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Blount County has 25. The gap is 3% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

64 /100

Historical Activity Index

High historical activity

Blount County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

25 declarations (1.0x state county average of 26)

Major Disaster Share High
16/25

16 of 25 declarations are major disasters (64%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Blount County

Historical Declaration Activity

Activity Band

High

vs. Alabama Avg

-3%

State avg: 25.8

vs. National Avg

+21%

National avg: 20.7

Avg Per Year

0.5

Over 50 years

FEMA NRI 8-hazard radar - Blount County

Blount County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 25, Tornado 70, Wildfire 25, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 31 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 8-hazard mean
Blount County NRI risk profile FIPS 01009 · displayed-hazard mean 31/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

64%

Major-heavy

NRI risk score

68

Relatively Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Blount County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively High roughly once every 1 years
Landslide Relatively Low an average of 1.1 times per year
Lightning Relatively Moderate an average of 64 times per year
Strong Wind Relatively Moderate an average of 4.4 times per year
Earthquake Relatively Low roughly once every 387 years
Heat Wave Relatively Low 5.9 modeled event-days per year
Riverine Flooding Relatively Low an average of 1.3 times per year
Wildfire Relatively Low roughly once every 645 years
Cold Wave Relatively Low roughly once every 1 years
Hurricane Relatively Low roughly once every 26 years
Drought Relatively Low 28 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Hail Very Low an average of 4.8 times per year
Winter Weather Very Low an average of 3.6 times per year

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 13
Hurricane 6
Biological 2
Snowstorm 1
Drought 1
Flood 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Blount County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 64.0%

of all 25 declarations

Emergency - 9 36.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 5
2019 1
2017 1
2016 1
2014 1
2011 2
2008 1
2005 1
2004 1
2003 2
2002 1
2001 1
1996 1
1993 1
Show 3 earlier declaration years
1990 1
1977 2
1974 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4555 SEVERE THUNDERSTORMS DR Severe Storm 2020-07-10
4546 SEVERE STORMS AND FLOODING DR Severe Storm 2020-05-21
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4426 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-04-17
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1442 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-14
1399 SEVERE STORMS AND TORNADOES DR Severe Storm 2001-12-07
1362 SEVERE STORMS AND FLOODING DR Severe Storm 2001-03-05
1104 SEVERE WINTER STORMS, ICE AND FLOODING DR Severe Storm 1996-02-23
Show 5 earlier declaration records
DR# Title Type Incident Date
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
856 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-02-17
3045 DROUGHT EM Drought 1977-07-20
532 SEVERE STORMS & FLOODING DR Flood 1977-04-09
422 TORNADOES DR Tornado 1974-04-04

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Blount County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

27

Total Paid

$813.7K

Avg Per Claim

$30.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 68.5/100

Expected Annual Loss

Relatively Low

$21.3M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Tornado Relatively High
Landslide Relatively Low
Lightning Relatively Moderate
Strong Wind Relatively Moderate
Earthquake Relatively Low
Heat Wave Relatively Low
Riverine Flooding Relatively Low
Wildfire Relatively Low
Cold Wave Relatively Low
Hurricane Relatively Low
Drought Relatively Low
Ice Storm Relatively Low
Hail Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Blount County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Blount County's closest FEMA peer: Rota Municipality, MP

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Blount County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Blount County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 25 FEMA declarations, Blount County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Blount County?
The most common disaster type in Blount County is Severe Storm, with 13 declarations. Other disaster types include Hurricane (6), Biological (2), Snowstorm (1).
How does Blount County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Blount County has 25, or 3% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Blount County received?
Blount County has received 16 major disaster declarations, representing 64% of all 25 disaster declarations.
How many flood insurance claims has Blount County filed?
Blount County has 27 National Flood Insurance Program (NFIP) claims totaling $813.7K in payments, with an average of $30.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Blount County?
No. In Blount County, Tornado has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $9.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Blount County?
The most active year for disaster declarations in Blount County was 2020, with 5 declarations. The county has FEMA disaster data spanning 1974 to 2024.
What is the FEMA National Risk Index score for Blount County?
According to the FEMA National Risk Index, Blount County, Alabama has an overall risk score of 68.5 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.3M in annualized losses.
Which natural hazard poses the greatest risk to Blount County?
The top hazard flagged by FEMA's NRI for Blount County is Tornado (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Low) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts tornado here at roughly once every 1 years, drawn from 51 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Blount County

Against a Alabama county mean of 26 declarations, Blount County, AL records 25, or 3% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (16 of 25) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Alabama overview
  • Nationally the county exceeds 71% of recorded county totals, but its own Alabama benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.