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New Jersey · FEMA + NOAA + National Risk Index

Passaic County, NJ

30 FEMA disaster declarations (1965-2021), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

30
FEMA declarations
18
Major disasters
96
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Passaic County. Its 30 FEMA declarations are 1% above the New Jersey county mean and exceed the count for 86% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 4%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 4%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
30
FEMA declarations vs 21 national county avg
14,382
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 34031 · Passaic County 30 declarations · rank 416/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 30
  • MAJOR-MID 60%
  • RANK-MID #416
  • PHOTO-FINISH Jefferson
  • NRI-HIGH 96
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +1%

Nearest declaration peer: Jefferson, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New Jersey state profile

Passaic County among high-volume declaration counties

FEMA declaration records among Passaic County and nearest peers by total count

declarations

What this shows Passaic County carries 30 FEMA declaration records, ranked 416 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Passaic County ranks in the national declaration registry

Passaic County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Passaic County

30 Top 14% higher than 86% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Passaic County's FEMA Risk Index score

0/100100/100New Jersey avg91/10095.8/100
FEMA National Risk Index composite score vs. the New Jersey county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Passaic County is led by Riverine Flooding (about $111.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Passaic County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 14,382 claims and $316.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $22.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Passaic County's 30 federal records stand 1% above the New Jersey county mean of 29.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.8/100 (Relatively High). Expected Annual Loss is rated Relatively Moderate (roughly $148.8M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 5.6 times per year here, based on 212 historical events on record.

70 /100

Historical Activity Index

High historical activity

Passaic County, NJ · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

30 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
13/25

30 declarations (1.0x state county average of 30)

Major Disaster Share High
15/25

18 of 30 declarations are major disasters (60%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Passaic County

FEMA NRI 8-hazard radar - Passaic County

Passaic County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 70, Hurricane 48, Tornado 48, Wildfire 8, Drought 25, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 48 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 48 8-hazard mean
Passaic County NRI risk profile FIPS 34031 · displayed-hazard mean 48/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

30

High volume

Major Disaster share

60%

Major-heavy

NRI risk score

96

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Passaic County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Very High an average of 5.6 times per year
Riverine Flooding Relatively High an average of 3.5 times per year
Lightning Very High an average of 31 times per year
Winter Weather Very High an average of 13 times per year
Heat Wave Relatively Moderate 7 modeled event-days per year
Earthquake Relatively Moderate roughly once every 499 years
Cold Wave Relatively High roughly once every 1 years
Tornado Relatively Moderate roughly once every 15 years
Hurricane Relatively Moderate roughly once every 11 years
Ice Storm Relatively Moderate roughly once every 1 years
Landslide Relatively Low roughly once every 4 years
Drought Relatively Low 2.5 modeled event-days per year
Coastal Flooding Very Low roughly once every 83 years
Wildfire Very Low roughly once every 12,128 years
Hail Very Low an average of 2.4 times per year
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Severe Storm 6
Snowstorm 4
Flood 4
Biological 2
Other 2
Drought 2
Fire 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Passaic County's federal record, 30% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 60.0%

of all 30 declarations

Emergency - 12 40.0%

of all 30 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2018 1
2013 2
2012 2
2011 3
2010 1
2007 1
2005 2
2003 2
2001 2
1999 2
1996 1
1993 1
1984 1
Show 5 earlier declaration years
1981 1
1975 1
1971 1
1968 1
1965 1

Disaster Declarations

How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4614 REMNANTS OF HURRICANE IDA DR Hurricane 2021-09-05
3573 REMNANTS OF HURRICANE IDA EM Hurricane 2021-09-02
4488 COVID-19 PANDEMIC DR Biological 2020-03-25
3451 COVID-19 EM Biological 2020-03-13
4368 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2018-06-08
4086 HURRICANE SANDY DR Hurricane 2012-10-30
3354 HURRICANE SANDY EM Hurricane 2012-10-28
4048 SEVERE STORM DR Severe Storm 2011-11-30
4039 REMNANTS OF TROPICAL STORM LEE DR Severe Storm 2011-10-14
4021 HURRICANE IRENE DR Hurricane 2011-08-31
3332 HURRICANE IRENE EM Hurricane 2011-08-27
1954 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-02-04
1897 SEVERE STORMS AND FLOODING DR Severe Storm 2010-04-02
1694 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-04-26
3257 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
1588 SEVERE STORMS AND FLOODING DR Severe Storm 2005-04-19
3188 POWER OUTAGE EM Other 2003-09-23
3181 SNOW EM Snowstorm 2003-03-20
3169 FIRES AND EXPLOSIONS EM Fire 2001-09-19
3156 WEST NILE VIRUS EM Other 2000-11-01
Show 10 earlier declaration records
DR# Title Type Incident Date
1295 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-18
3148 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-17
1088 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
3106 SEVERE BLIZZARD EM Snowstorm 1993-03-17
701 COASTAL STORMS & FLOODING DR Flood 1984-04-12
3083 WATER SHORTAGE EM Drought 1980-10-19
477 HEAVY RAINS, HIGH WINDS, HAIL & TORNADOES DR Flood 1975-07-23
310 HEAVY RAINS & FLOODING DR Flood 1971-09-04
245 HEAVY RAINS & FLOODING DR Flood 1968-06-18
205 WATER SHORTAGE DR Drought 1965-08-18

Storm Events in New Jersey

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Passaic County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 2,853 6 27 $33.9M
Winter Weather 1,141 8 114 $0
Flash Flood 955 32 7 $226.8M
Coastal Flood 380 0 0 $2.0M
Winter Storm 361 11 8 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

14,382

Total Paid

$316.7M

Avg Per Claim

$22.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 95.8/100

Expected Annual Loss

Relatively Moderate

$148.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Strong Wind Very High
Riverine Flooding Relatively High
Lightning Very High
Winter Weather Very High
Heat Wave Relatively Moderate
Earthquake Relatively Moderate
Cold Wave Relatively High
Tornado Relatively Moderate
Hurricane Relatively Moderate
Ice Storm Relatively Moderate
Landslide Relatively Low
Drought Relatively Low
Coastal Flooding Very Low
Wildfire Very Low
Hail Very Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Passaic County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Passaic County's closest FEMA peer: Maui County, HI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Passaic County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Passaic County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Passaic County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Passaic County's NFIP claims file (14,382 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Passaic County?
The most common disaster type in Passaic County is Hurricane, with 9 declarations. Other disaster types include Severe Storm (6), Snowstorm (4), Flood (4).
How does Passaic County's FEMA declaration record compare with the New Jersey average?
FEMA lists 30 declaration records for Passaic County. That is 1% above the New Jersey county mean of 29.7. Its count is also 45% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Passaic County received?
Passaic County has received 18 major disaster declarations, representing 60% of all 30 disaster declarations.
How many flood insurance claims has Passaic County filed?
Passaic County has 14,382 National Flood Insurance Program (NFIP) claims totaling $316.7M in payments, with an average of $22.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Passaic County?
No. In Passaic County, Strong Wind has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $111.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Passaic County?
The most active year for disaster declarations in Passaic County was 2011, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2021.
What is the FEMA National Risk Index score for Passaic County?
According to the FEMA National Risk Index, Passaic County, New Jersey has an overall risk score of 95.8 out of 100 (Relatively High). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $148.8M in annualized losses.
Which natural hazard poses the greatest risk to Passaic County?
FEMA's NRI data points to Passaic County as of the latest release is Strong Wind (risk rating: Very High). Other significant hazards include Riverine Flooding (Relatively High) and Lightning (Very High). FEMA's modeled event frequency puts strong wind here at an average of 5.6 times per year, drawn from 212 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Passaic County · vintage 2026-08-25 · Methodology · New Jersey profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events