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Iowa · FEMA + NOAA + National Risk Index

Buchanan County, IA

25 FEMA disaster declarations (1965-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

25
FEMA declarations
23
Major disasters
24
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Buchanan County. Its 25 FEMA declarations are 30% above the Iowa county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 24%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 24%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
375
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Buchanan County compare?

Buchanan County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Buchanan County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Iowa county average

0/100100/100Iowa avg40/10024/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Buchanan County is led by Riverine Flooding (about $7.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Buchanan County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 375 paid claims, totaling $3.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Buchanan County's 25 federal records stand 30% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 25 entries for Buchanan County, including 23 Major Disaster records, 30% above the Iowa county mean. Across the 55-year span, that works out to 0.5 declarations a year. Severe Storm leads the file with 11 entries. Declaration type records the federal action taken, not every assistance program approved.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 24.0/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $13.1M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Very High community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 14 modeled event-days per year here, based on 399 historical events on record.

67 /100

Historical Activity Index

High historical activity

Buchanan County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
16/25

25 declarations (1.3x state county average of 19)

Major Disaster Share Very High
23/25

23 of 25 declarations are major disasters (92%)

Hazard Diversity High
10/20

4 different disaster types declared in Buchanan County

Historical Declaration Activity

Activity Band

High

vs. Iowa Avg

+30%

State avg: 19.3

vs. National Avg

+21%

National avg: 20.7

Avg Per Year

0.5

Over 55 years

FEMA NRI 8-hazard radar - Buchanan County

Buchanan County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Buchanan County NRI risk profile FIPS 19019 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

92%

Mostly major

NRI risk score

24

Very Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Buchanan County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 14 modeled event-days per year
Hail Relatively Moderate an average of 4.7 times per year
Winter Weather Relatively Low an average of 17 times per year
Strong Wind Relatively Low an average of 5.3 times per year
Riverine Flooding Relatively Low an average of 2.1 times per year
Tornado Relatively Low roughly once every 2 years
Cold Wave Relatively Low an average of 8.1 times per year
Landslide Very Low roughly once every 16 years
Heat Wave Very Low 4.9 modeled event-days per year
Ice Storm Very Low roughly once every 4 years
Earthquake Very Low roughly once every 1,692 years
Lightning Very Low an average of 41 times per year
Hurricane Very Low roughly once every 103 years
Wildfire Very Low roughly once every 11,805 years

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 11
Severe Storm 11
Biological 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Buchanan County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 23 92.0%

of all 25 declarations

Emergency - 2 8.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2018 1
2017 2
2014 1
2013 2
2010 1
2008 1
2007 1
2005 1
2004 1
2002 1
2001 1
1999 2
1998 1
Show 5 earlier declaration years
1993 2
1990 1
1969 1
1968 1
1965 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
4386 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2018-08-20
4334 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2017-08-27
4289 SEVERE STORMS AND FLOODING DR Flood 2016-10-31
4184 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2014-07-24
4135 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-31
4126 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-02
1930 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-07-29
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
1688 SEVERE WINTER STORMS DR Severe Storm 2007-03-14
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1518 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-05-25
1420 SEVERE STORMS AND FLOODING DR Flood 2002-06-19
1367 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2001-05-02
1282 SEVERE STORMS AND FLOODING DR Severe Storm 1999-07-22
1277 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 1999-05-21
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
Show 5 earlier declaration records
DR# Title Type Incident Date
986 SEVERE STORMS & FLOODING DR Flood 1993-04-26
879 SEVERE STORMS & FLOODING DR Flood 1990-09-06
269 HEAVY RAINS & FLOODING DR Flood 1969-08-14
248 HEAVY RAINS & FLOODING DR Flood 1968-08-04
193 FLOODING DR Flood 1965-04-22

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Buchanan County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

375

Total Paid

$3.4M

Avg Per Claim

$9.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 24.0/100

Expected Annual Loss

Very Low

$13.1M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Drought Relatively Moderate
Hail Relatively Moderate
Winter Weather Relatively Low
Strong Wind Relatively Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Cold Wave Relatively Low
Landslide Very Low
Heat Wave Very Low
Ice Storm Very Low
Earthquake Very Low
Lightning Very Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Buchanan County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Buchanan County's closest FEMA peer: Rolette County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Buchanan County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Buchanan County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Buchanan County's NFIP claims file (375 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Buchanan County?
The most common disaster type in Buchanan County is Severe Storm, with 11 declarations. Other disaster types include Flood (11), Biological (2), Hurricane (1).
How does Buchanan County's FEMA declaration record compare with the Iowa average?
FEMA lists 25 declaration records for Buchanan County. That is 30% above the Iowa county mean of 19.3. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Buchanan County received?
Buchanan County has received 23 major disaster declarations, representing 92% of all 25 disaster declarations.
How many flood insurance claims has Buchanan County filed?
Buchanan County has 375 National Flood Insurance Program (NFIP) claims totaling $3.4M in payments, with an average of $9.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Buchanan County?
No. In Buchanan County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Buchanan County?
The most active year for disaster declarations in Buchanan County was 1993, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2020.
What is the FEMA National Risk Index score for Buchanan County?
According to the FEMA National Risk Index, Buchanan County, Iowa has an overall risk score of 24.0 out of 100 (Very Low). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $13.1M in annualized losses.
Which natural hazard poses the greatest risk to Buchanan County?
Based on FEMA NRI data, the highest-risk natural hazard in Buchanan County as of the latest release is Drought (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Winter Weather (Relatively Low). FEMA's modeled event frequency puts drought here at 14 modeled event-days per year, drawn from 399 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Buchanan County

Buchanan County, IA has 25 federal declaration records, 30% more than the Iowa county mean of 19; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 23 of 25 records; the category describes past federal action, not the next likely hazard. Iowa overview
  • The state benchmark and national rank point the same way: this count tops the Iowa mean and the totals for 71% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.