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Iowa · FEMA + NOAA + National Risk Index

Fayette County, IA

22 FEMA disaster declarations (1968-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

22
FEMA declarations
20
Major disasters
51
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Fayette County. Its 22 FEMA declarations are 14% above the Iowa county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 49%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 49%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
94
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 19065 · Fayette County 22 declarations · rank 1350/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 22
  • MAJOR-HEAVY 91%
  • RANK-LOWER #1,350
  • PHOTO-FINISH Hardy
  • NRI-LOW 51
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +14%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Fayette County in the declaration-count neighbourhood

FEMA declaration records among Fayette County and nearest peers by total count

declarations

What this shows Fayette County carries 22 FEMA declaration records, ranked 1350 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Fayette County's FEMA declaration count compares nationally

Fayette County vs. all counties in this dataset

FEMA disaster declarations, all-time · Fayette County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Fayette County's FEMA Risk Index score

0/100100/100Iowa avg40/10050.9/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Fayette County is led by Riverine Flooding (about $7.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Fayette County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 94 paid claims, totaling $865.6K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.2K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Fayette County's 22 federal records stand 14% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 50.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $14.9M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 14 modeled event-days per year here, based on 483 historical events on record.

66 /100

Historical Activity Index

High historical activity

Fayette County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
14/25

22 declarations (1.1x state county average of 19)

Major Disaster Share Very High
23/25

20 of 22 declarations are major disasters (91%)

Hazard Diversity High
13/20

5 different disaster types declared in Fayette County

FEMA NRI 8-hazard radar - Fayette County

Fayette County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Fayette County NRI risk profile FIPS 19065 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

91%

Mostly major

NRI risk score

51

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Fayette County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 14 modeled event-days per year
Hail Relatively Moderate an average of 4.4 times per year
Strong Wind Relatively Moderate an average of 4.5 times per year
Tornado Relatively Moderate roughly once every 2 years
Landslide Relatively Low roughly once every 6 years
Winter Weather Relatively Moderate an average of 18 times per year
Riverine Flooding Relatively Low an average of 1.7 times per year
Cold Wave Relatively Low an average of 8.2 times per year
Heat Wave Relatively Low 4.2 modeled event-days per year
Ice Storm Relatively Low roughly once every 3 years
Lightning Very Low an average of 39 times per year
Earthquake Very Low roughly once every 1,912 years
Hurricane Very Low roughly once every 100 years
Wildfire Very Low roughly once every 7,813 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 10
Severe Storm 8
Biological 2
Hurricane 1
Tornado 1

What Flood declarations mean here

Flood is the most frequent declaration type on Fayette County's record, 45% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 20 90.9%

of all 22 declarations

Emergency - 2 9.1%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2017 2
2016 1
2014 1
2013 1
2010 1
2008 1
2007 1
2005 1
2004 1
2002 1
1999 2
1998 1
1993 1
Show 3 earlier declaration years
1991 1
1990 1
1968 2

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
4334 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2017-08-27
4289 SEVERE STORMS AND FLOODING DR Flood 2016-10-31
4281 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2016-09-29
4184 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2014-07-24
4126 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-02
1930 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-07-29
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
1688 SEVERE WINTER STORMS DR Severe Storm 2007-03-14
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1518 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-05-25
1420 SEVERE STORMS AND FLOODING DR Flood 2002-06-19
1282 SEVERE STORMS AND FLOODING DR Severe Storm 1999-07-22
1277 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 1999-05-21
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
911 SEVERE STORMS & FLOODING DR Flood 1991-07-12
879 SEVERE STORMS & FLOODING DR Flood 1990-09-06
Show 2 earlier declaration records
DR# Title Type Incident Date
248 HEAVY RAINS & FLOODING DR Flood 1968-08-04
240 TORNADOES & SEVERE STORMS DR Tornado 1968-05-29

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fayette County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

94

Total Paid

$865.6K

Avg Per Claim

$9.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 50.9/100

Expected Annual Loss

Relatively Low

$14.9M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively Moderate
Hail Relatively Moderate
Strong Wind Relatively Moderate
Tornado Relatively Moderate
Landslide Relatively Low
Winter Weather Relatively Moderate
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Lightning Very Low
Earthquake Very Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Fayette County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Fayette County's closest FEMA peer: Johnson County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Fayette County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Fayette County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Fayette County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Fayette County's NFIP claims file (94 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Fayette County?
The most common disaster type in Fayette County is Flood, with 10 declarations. Other disaster types include Severe Storm (8), Biological (2), Hurricane (1).
How does Fayette County's FEMA declaration record compare with the Iowa average?
FEMA lists 22 declaration records for Fayette County. That is 14% above the Iowa county mean of 19.3. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Fayette County received?
Fayette County has received 20 major disaster declarations, representing 91% of all 22 disaster declarations.
How many flood insurance claims has Fayette County filed?
Fayette County has 94 National Flood Insurance Program (NFIP) claims totaling $865.6K in payments, with an average of $9.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fayette County?
No. In Fayette County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fayette County?
The most active year for disaster declarations in Fayette County was 1968, with 2 declarations. The county has FEMA disaster data spanning 1968 to 2020.
What is the FEMA National Risk Index score for Fayette County?
According to the FEMA National Risk Index, Fayette County, Iowa has an overall risk score of 50.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $14.9M in annualized losses.
Which natural hazard poses the greatest risk to Fayette County?
Based on FEMA NRI data, the highest-risk natural hazard in Fayette County is Drought (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts drought here at 14 modeled event-days per year, drawn from 483 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Fayette County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events