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Missouri · FEMA + NOAA + National Risk Index

Caldwell County, MO

24 FEMA disaster declarations (1965-2021), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

24
FEMA declarations
18
Major disasters
14
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Caldwell County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 3% below the Missouri county mean. FEMA's separate National Risk Index places the county safer than 14%; that score models loss and vulnerability rather than counting declarations.

Safer than 14%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
1
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29025 · Caldwell County 24 declarations · rank 1057/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 75%
  • RANK-LOWER #1,057
  • PHOTO-FINISH Eddy
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -3%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Caldwell County in the declaration-count neighbourhood

FEMA declaration records among Caldwell County and nearest peers by total count

declarations

What this shows Caldwell County carries 24 FEMA declaration records, ranked 1057 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Caldwell County's FEMA declaration count compares nationally

Caldwell County vs. all counties in this dataset

FEMA disaster declarations, all-time · Caldwell County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Caldwell County's FEMA Risk Index score

0/100100/100Missouri avg51/10014.4/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Caldwell County is led by Riverine Flooding (about $2.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Caldwell County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.4/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.9M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Moderate). Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 15 modeled event-days per year here, based on 455 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $271 paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Caldwell County has 24. The gap is 3% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

66 /100

Historical Activity Index

High historical activity

Caldwell County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (1.0x state county average of 25)

Major Disaster Share Very High
19/25

18 of 24 declarations are major disasters (75%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Caldwell County

FEMA NRI 8-hazard radar - Caldwell County

Caldwell County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Caldwell County NRI risk profile FIPS 29025 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

75%

Mostly major

NRI risk score

14

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Caldwell County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 15 modeled event-days per year
Cold Wave Relatively Low an average of 3.5 times per year
Heat Wave Relatively Low 11 modeled event-days per year
Landslide Very Low roughly once every 8 years
Wildfire Very Low roughly once every 1,125 years
Hail Relatively Low an average of 6.6 times per year
Tornado Relatively Low roughly once every 4 years
Ice Storm Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 11 times per year
Earthquake Very Low roughly once every 1,089 years
Lightning Very Low an average of 48 times per year
Riverine Flooding Very Low roughly once every 2 years
Strong Wind Relatively Low an average of 4.9 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 5
Severe Ice Storm 4
Biological 2
Hurricane 1
Drought 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Caldwell County's record, 42% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 75.0%

of all 24 declarations

Emergency - 6 25.0%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2021 1
2020 2
2019 1
2015 1
2011 2
2010 1
2009 1
2008 2
2007 1
2005 1
2004 1
2002 1
1999 1
1993 1
1984 1
Show 5 earlier declaration years
1976 1
1975 1
1974 2
1973 1
1965 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4612 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2021-09-01
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4451 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-07-09
4238 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-08-07
1961 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2011-03-23
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1934 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-08-17
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1736 SEVERE WINTER STORMS DR Severe Ice Storm 2007-12-27
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1708 SEVERE STORMS AND FLOODING DR Severe Storm 2007-06-11
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1524 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-11
1403 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-06
1253 SEVERE STORMS, FLOODING AND TORNADOES DR Severe Storm 1998-10-14
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
713 SEVERE STORMS & FLOODING DR Flood 1984-06-21
3017 DROUGHT EM Drought 1976-09-24
466 TORNADOES, HIGH WINDS & HAIL DR Tornado 1975-05-03
Show 4 earlier declaration records
DR# Title Type Incident Date
439 SEVERE STORMS & FLOODING DR Flood 1974-06-10
407 SEVERE STORMS & FLOODING DR Flood 1973-11-01
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19
203 SEVERE STORMS & FLOODING DR Flood 1965-07-27

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Caldwell County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1

Total Paid

$271

Avg Per Claim

$271

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 14.4/100

Expected Annual Loss

Very Low

$4.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Relatively Moderate
Cold Wave Relatively Low
Heat Wave Relatively Low
Landslide Very Low
Wildfire Very Low
Hail Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Earthquake Very Low
Lightning Very Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Caldwell County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Caldwell County's closest FEMA peer: Windham County, VT

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Caldwell County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Caldwell County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Caldwell County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Caldwell County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Caldwell County?
The most common disaster type in Caldwell County is Severe Storm, with 10 declarations. Other disaster types include Flood (5), Severe Ice Storm (4), Biological (2).
How does Caldwell County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Caldwell County has 24, or 3% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Caldwell County received?
Caldwell County has received 18 major disaster declarations, representing 75% of all 24 disaster declarations.
How many flood insurance claims has Caldwell County filed?
Caldwell County has 1 National Flood Insurance Program (NFIP) claims totaling $271 in payments, with an average of $271 per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Caldwell County?
No. In Caldwell County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Caldwell County?
The most active year for disaster declarations in Caldwell County was 1974, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2021.
What is the FEMA National Risk Index score for Caldwell County?
According to the FEMA National Risk Index, Caldwell County, Missouri has an overall risk score of 14.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $4.9M in annualized losses.
Which natural hazard poses the greatest risk to Caldwell County?
Based on FEMA NRI data, the highest-risk natural hazard in Caldwell County is Drought (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Low) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts drought here at 15 modeled event-days per year, drawn from 455 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Caldwell County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events