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Minnesota · FEMA + NOAA + National Risk Index

Carlton County, MN

10 FEMA disaster declarations (1972-2023), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

10
FEMA declarations
7
Major disasters
70
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Carlton County has a nationally busy FEMA history: 10 declarations, more than 10% of counties in this registry. But the state comparison tempers that reading: the total is 44% below the Minnesota county mean. FEMA's separate National Risk Index places the county in the riskiest 30%; that score models loss and vulnerability rather than counting declarations.

Riskiest 30%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
10
FEMA declarations vs 21 national county avg
19
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27017 · Carlton County 10 declarations · rank 2915/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 10
  • MAJOR-MID 70%
  • RANK-LOWER #2,915
  • PHOTO-FINISH Cheyenne
  • NRI-LOW 70
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -44%

Nearest declaration peer: Cheyenne, NE (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Carlton County among counties with fewer federal records

FEMA declaration records among Carlton County and nearest peers by total count

declarations

What this shows Carlton County carries 10 FEMA declaration records, ranked 2915 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Carlton County versus quieter counties in this dataset

Carlton County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Carlton County

10 10th percentile higher than 10% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Carlton County's FEMA Risk Index score

0/100100/100Minnesota avg42/10070.1/100
FEMA National Risk Index composite score vs. the Minnesota county average

What does Carlton County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 70.1/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $31.7M in annualized losses), and a Relatively Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 16 times per year here, based on 299 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 19 claims and $627.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Carlton County has 10. The gap is 44% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

45 /100

Historical Activity Index

Moderate historical activity

Carlton County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
7/30

10 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density Moderate
7/25

10 declarations (0.6x state county average of 18)

Major Disaster Share High
18/25

7 of 10 declarations are major disasters (70%)

Hazard Diversity High
13/20

5 different disaster types declared in Carlton County

FEMA NRI 8-hazard radar - Carlton County

Carlton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 23 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 8-hazard mean
Carlton County NRI risk profile FIPS 27017 · displayed-hazard mean 23/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

10

Low volume

Major Disaster share

70%

Major-heavy

NRI risk score

70

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Carlton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High an average of 16 times per year
Lightning Relatively Moderate an average of 30 times per year
Riverine Flooding Relatively Low roughly once every 2 years
Heat Wave Relatively Low 0.9 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 24 times per year
Hail Relatively Low an average of 2 times per year
Wildfire Very Low roughly once every 3,665 years
Tornado Relatively Low roughly once every 8 years
Drought Relatively Low 9.7 modeled event-days per year
Strong Wind Relatively Low an average of 1.4 times per year
Landslide Very Low roughly once every 5 years
Earthquake Very Low roughly once every 12,987 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 5
Biological 2
Severe Storm 1
Hurricane 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Carlton County's record, 50% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 7 70.0%

of all 10 declarations

Emergency - 3 30.0%

of all 10 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2020 2
2018 1
2012 1
2005 1
2001 1
1976 1
1972 2

Disaster Declarations

How the 10 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 10 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4722 SEVERE STORMS AND FLOODING DR Flood 2023-07-19
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4390 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2018-09-05
4069 SEVERE STORMS AND FLOODING DR Severe Storm 2012-07-06
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1370 SEVERE WINTER STORMS, FLOODING, AND TORNADOES DR Flood 2001-05-16
3013 DROUGHT EM Drought 1976-06-17
350 SEVERE STORMS & FLOODING DR Flood 1972-08-25
347 SEVERE STORMS & FLOODING DR Flood 1972-08-01

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Carlton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

19

Total Paid

$627.2K

Avg Per Claim

$33.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 70.1/100

Expected Annual Loss

Relatively Low

$31.7M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Cold Wave Relatively High
Lightning Relatively Moderate
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Hail Relatively Low
Wildfire Very Low
Tornado Relatively Low
Drought Relatively Low
Strong Wind Relatively Low
Landslide Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Carlton County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Carlton County's closest FEMA peer: Muskegon County, MI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Carlton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Carlton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Carlton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 10 FEMA declarations, Carlton County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Carlton County?
The most common disaster type in Carlton County is Flood, with 5 declarations. Other disaster types include Biological (2), Severe Storm (1), Hurricane (1).
How does Carlton County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Carlton County has 10, or 44% fewer. Against the national county mean of 20.7, this county's total is 52% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Carlton County received?
Carlton County has received 7 major disaster declarations, representing 70% of all 10 disaster declarations.
How many flood insurance claims has Carlton County filed?
Carlton County has 19 National Flood Insurance Program (NFIP) claims totaling $627.2K in payments, with an average of $33.0K per claim.
What was the worst year for disasters in Carlton County?
The most active year for disaster declarations in Carlton County was 1972, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2023.
What is the FEMA National Risk Index score for Carlton County?
According to the FEMA National Risk Index, Carlton County, Minnesota has an overall risk score of 70.1 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $31.7M in annualized losses.
Which natural hazard poses the greatest risk to Carlton County?
The top hazard flagged by FEMA's NRI for Carlton County is Cold Wave (risk rating: Relatively High). Other significant hazards include Lightning (Relatively Moderate) and Riverine Flooding (Relatively Low). FEMA's modeled event frequency puts cold wave here at an average of 16 times per year, drawn from 299 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Carlton County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events